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Lidya is a financial technology (fintech) company focused on providing access to credit and financial solutions for Small and Medium-sized Enterprises (SMEs). By utilizing technology, data analytics, and proprietary credit scoring algorithms, Lidya aims to address the significant credit gap faced by businesses, particularly in emerging markets. The company offers digital loan products, invoice discounting, and other financial services designed for speed, flexibility, and transparency, thereby empowering entrepreneurs to grow their businesses and contribute to economic development. Founded in Nigeria, Lidya has expanded its operations to include European markets such as Poland and the Czech Republic.
Serves as the core hub for Lidya's African operations, encompassing technology development, credit risk assessment, customer service, business development, and strategic partnerships within the region.
Modern office space located in Yaba, Lagos, recognized as Nigeria's primary technology cluster, fostering innovation and collaboration among tech talent and startups.
Characterized by a dynamic, innovative, and mission-driven approach. There's a strong focus on leveraging technology for financial inclusion, maintaining customer-centricity, and achieving impactful results in underserved markets.
The Lagos HQ underscores Lidya's origins and deep commitment to the African SME market, positioning it at the forefront of digital lending innovation in Nigeria and serving as a model for its expansion.
Lidya supports its global functions primarily through its proprietary technology platform, enabling digital lending, advanced credit scoring, and efficient loan management. While its main operational centers are in Nigeria, Poland, and the Czech Republic, its technology infrastructure, data analytics capabilities, and risk management frameworks are designed for scalability and adaptation to various emerging market contexts worldwide. This allows for centralized development and strategy with localized execution.
1A, Hughes Avenue, Alagomeji
Yaba, Lagos
Lagos State
Nigeria
Address: Aleje Jerozolimskie 96, 00-807, Warsaw
To address the financing needs of SMEs in Central and Eastern Europe, offering a fast and data-driven alternative to traditional lending institutions and capturing growth in this developing market.
Address: Karolinská 654/2, Karlín, 186 00 Praha 8
To further establish Lidya as a significant digital lender for SMEs in Europe, diversifying its market presence and capitalizing on opportunities in the Czech SME sector.
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As of April 2025, Lidya' leadership includes:
Lidya has been backed by several prominent investors over the years, including:
While Lidya's official website continues to list its co-founders in their original C-suite roles, professional network profiles (such as LinkedIn) for Tunde Kehinde (Co-founder & CEO) and Ercin Eksin (Co-founder & CTO) suggest transitions from these active day-to-day operational roles around late 2022 and early 2023. Both remain associated with the company as co-founders. There have been no widely publicized announcements of new permanent C-suite appointments to these specific roles in the last 12 months.
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Lidya commonly uses an email format that combines an employee's first name and last name. This is a standard professional communication structure within the company. Variations might exist for different departments or roles.
firstname.lastname@lidya.co
Format
example.person@lidya.co
Example
85%
Success rate
Disrupt Africa • May 23, 2022
Nigerian fintech startup Lidya, which provides SMEs with access to credit, announced an $8.3 million pre-Series B funding round. The investment was led by Alitheia Capital through its uMunthu Fund, with notable participation from existing investors including Bamboo Capital Partners, Accion Venture Lab, and Flourish Ventures. The capital injection is earmarked for scaling its lending operations in its current markets of Nigeria, Poland, and the Czech Republic, as well as for expanding its suite of product offerings for small businesses....more
TechCrunch • November 7, 2019
Lidya, a Nigerian fintech company specializing in SME financing, launched its services in Poland and the Czech Republic. This strategic move marked Lidya's first expansion outside of Africa, aiming to leverage its digital lending platform to serve the financial needs of small and medium-sized enterprises in Eastern Europe....more
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