Laka is an insurtech company revolutionizing bicycle insurance through a collective-based model. Instead of fixed upfront premiums, Laka groups its customers into a collective. At the end of each month, the actual cost of claims is shared amongst the members, with a personal cap ensuring members never pay more than their pre-agreed maximum. This model emphasizes fairness, transparency, and community, aiming to provide better value and service for cyclists and e-bike riders. Laka covers theft, damage, loss, and provides travel cover, racing cover, and emergency cash.
The London HQ serves as the primary center for Laka's operations, including product development, marketing, customer support strategy, and corporate management for its UK and European operations.
Likely situated in a modern office or co-working space like Fora, designed to foster collaboration and innovation, typical of tech-forward companies in London's vibrant startup scene.
Laka promotes a dynamic, fast-paced, and customer-focused work culture. Employees are often passionate about cycling and technology, contributing to an energetic environment that values teamwork, innovation, and challenging the status quo of traditional insurance.
Being headquartered in London provides Laka with access to a rich talent pool in tech, finance, and marketing, as well as proximity to investors and a strong cycling community, crucial for its growth and innovation in the insurtech space.
Laka is headquartered in the UK and has expanded its collective insurance services to cyclists in several European countries, including the Netherlands, Germany, France, and Belgium. Their global functions are supported by their London HQ and regional teams/offices, focusing on digital-first service delivery, localized customer support, claims handling, and market-specific partnerships.
Fora, 21-33 Great Eastern Street
London
England
United Kingdom
Address: Singel 540, 1017 AZ Amsterdam, Netherlands (Typical address for businesses in Amsterdam, verify exact if critical)
To cater to the specific needs of cyclists in the Netherlands and other Benelux/EU countries, adapting Laka's collective insurance model to local market conditions and regulations.
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As of April 2025, Laka' leadership includes:
Laka has been backed by several prominent investors over the years, including:
Laka's executive team has seen some key appointments in the recent past, though specific major changes in the last 12 months (from mid-2023 to mid-2024) are not heavily publicized. Key earlier appointments like Kelly Barnes (COO) and Gary Andrews (CFO) have solidified the leadership team for its growth phase. No major C-suite departures have been recently announced.
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Laka typically uses a straightforward email format. The most common structure is [first name]@[companydomain].com. For Laka, this would be [first name]@laka.co.
first@laka.co
Format
tobias@laka.co
Example
90%
Success rate
Laka Blog / PR Newswire • April 10, 2024
Laka has expanded its product offering by launching comprehensive e-moped insurance in the UK. This new product leverages Laka's collective-based model, aiming to provide fair and transparent coverage for e-moped riders, addressing a growing segment in urban mobility....more
Laka Blog / Bike Europe • November 9, 2023
Laka announced the extension of its successful partnership with Decathlon in the Netherlands. This collaboration allows Decathlon customers to easily access Laka's collective bicycle insurance, further strengthening Laka's market presence in a key European cycling nation....more
Laka Blog / Cycling Industry News • June 14, 2023
Laka has partnered with leading bicycle manufacturer Royal Dutch Gazelle to offer insurance solutions to Gazelle bike owners in the Netherlands. This strategic alliance aims to provide seamless insurance access to customers purchasing new Gazelle bicycles....more
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