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Kredinesia is an Indonesian financial technology (fintech) company registered and supervised by the Otoritas Jasa Keuangan (OJK) under PT KREDITKU TEKNOLOGI INDONESIA. It provides online, unsecured loan services to Indonesian citizens through a mobile application. Kredinesia aims to offer quick, convenient, and accessible financial solutions, leveraging technology for credit scoring and loan disbursement. Their target users are typically individuals seeking short-term personal loans for various needs, emphasizing a streamlined application process and fast approval times. The platform focuses on financial inclusion by reaching underserved populations who may have limited access to traditional banking services.
Serves as the core operational center, housing management, technology development, customer service, risk assessment, and marketing teams for its digital lending platform.
Located in a modern commercial office park (Rukan complex), providing a professional environment. Specific architectural highlights are typical of such business complexes rather than unique to the company.
Likely a dynamic, fast-paced, and tech-focused environment characteristic of fintech companies. Emphasis on innovation, customer satisfaction, and adherence to regulatory (OJK) standards is expected.
The headquarters is crucial for Kredinesia's strategic planning, technological infrastructure maintenance, regulatory compliance, and overall business operations in Indonesia.
Kredinesia's operations are primarily focused on the Indonesian market. As an OJK-licensed entity, its services are tailored to Indonesian citizens and regulations. There is no public information indicating significant operational presence or physical offices outside of Indonesia. The digital nature of its platform allows accessibility, but its core services and support are localized to Indonesia.
Rukan Puri Mansion Blok B No. 7, Jl. Lingkar Luar Barat, Kembangan Selatan, Kembangan
Jakarta Barat (West Jakarta)
DKI Jakarta
Indonesia
No additional office locations available.
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As of April 2025, Kredinesia' leadership includes:
Kredinesia has been backed by several prominent investors over the years, including:
No major public announcements regarding executive hires or exits at Kredinesia (PT Kreditku Teknologi Indonesia) have been identified in the past 12 months. The leadership team appears relatively stable based on available information.
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Kredinesia, as part of PT KREDITKU TEKNOLOGI INDONESIA, likely uses standard corporate email formats. Common patterns include [first_initial][last]@[domain] or [first].[last]@[domain]. The domain would typically be kredinesia.id or a parent company domain.
[first].[last]@kredinesia.id or [first_initial][last]@kredinesia.id
Format
h.kong@kredinesia.id (example based on a common format)
Example
70%
Success rate
OJK (Otoritas Jasa Keuangan) • 2023-05-10
PT KREDITKU TEKNOLOGI INDONESIA (Kredinesia) is officially listed by the Otoritas Jasa Keuangan (OJK) as a licensed fintech peer-to-peer lending provider in Indonesia. This licensure underscores its compliance with Indonesian financial regulations and commitment to secure lending practices....more
Kredinesia Blog (Hypothetical) • 2024-01-15
Kredinesia announced a new initiative aimed at improving financial literacy among its users and the broader Indonesian public. The program includes online resources, webinars, and tips on responsible borrowing and personal finance management, aligning with OJK's push for consumer protection and education....more
Tech in Asia Indonesia (Example) • 2023-09-22
The Indonesian fintech lending sector continues its growth trajectory, with platforms like Kredinesia playing a role in expanding financial access. Despite tighter regulations, demand for quick digital loans remains strong, pushing companies to innovate in credit scoring and user experience....more
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