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KoinWorks is an Indonesian Super Financial App dedicated to empowering Small and Medium Enterprises (SMEs) and individuals through a comprehensive suite of financial products and services. Originating as a pioneer in peer-to-peer (P2P) lending in 2016, KoinWorks has evolved significantly, expanding its offerings to include business loans, invoice financing, personal loans, gold investment, bonds, and various financial management tools, effectively operating as a neobank. Their core mission is to democratize access to finance and foster financial inclusion, driving economic growth for SMEs and individuals across Indonesia by providing accessible, affordable, and innovative solutions.
The Jakarta headquarters serves as the primary nerve center for KoinWorks, housing its executive leadership, core operations, product development, marketing, and strategic partnership teams. It drives the company's overall strategy and innovation in the Indonesian financial technology landscape.
Located in a prominent high-rise building (UOB Plaza), the headquarters likely features modern office amenities, collaborative workspaces, and advanced technological infrastructure to support its fintech operations.
KoinWorks promotes a dynamic, innovative, and agile work culture. It emphasizes collaboration, continuous learning, and a customer-centric approach, with a strong focus on solving financial challenges for SMEs and individuals in Indonesia. The culture is mission-driven, aiming to make a tangible impact on financial inclusion.
Being located in Jakarta's CBD provides KoinWorks with proximity to key financial institutions, regulatory bodies, potential corporate partners, and a rich talent pool, which is crucial for its growth and influence in Indonesia's fintech sector.
KoinWorks' operations are primarily focused on the Indonesian market, serving local SMEs and individual users. While its services are tailored for Indonesia, the company utilizes global best practices in technology and financial services. It collaborates with international investors and partners but does not have operational offices providing direct consumer services outside of Indonesia. Its 'global presence' is mainly through its investor base and adherence to international standards in its tech development.
UOB Plaza, 32nd Floor, Jl. M.H. Thamrin No.Kav 8-10
Jakarta Pusat
DKI Jakarta
Indonesia
Address: Sahid J-Walk, Jl. Babarsari No.2, Caturtunggal, Kec. Depok, Kabupaten Sleman
The Yogyakarta office leverages the city's strong talent pool in technology and engineering, often referred to as a student city with many universities. It supports KoinWorks' scalability and technological advancement efforts outside the capital.
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As of April 2025, KoinWorks' leadership includes:
KoinWorks has been backed by several prominent investors over the years, including:
KoinWorks has actively strengthened its leadership team over the past year to support its growth trajectory and focus on profitability. A key appointment includes a new Chief People Officer.
Discover the tools KoinWorks uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
KoinWorks primarily uses the [first_initial][last_name]@koinworks.com email format for its employees. Other formats might exist but this is the most common one observed.
[first_initial][last]@koinworks.com
Format
jdoe@koinworks.com
Example
80%
Success rate
DailySocial.id • 2024-02-28
Indonesian fintech KoinWorks is focusing on achieving positive EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) by the end of 2024. This strategy involves enhancing operational efficiency and sustainable growth following a period of significant expansion and product diversification....more
Marketeers.com • 2023-11-15
KoinWorks announced a strategic partnership with GadaiSpecialist, a pawn-based financing platform, to broaden access to capital for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. This collaboration aims to reach more underserved entrepreneurs by leveraging diverse financing models....more
Tech in Asia • 2023-07-12
KoinWorks partnered with Garena Undawn, a popular mobile game, to offer an in-game paylater feature called KoinPaylater. This allows Undawn players in Indonesia to make in-game purchases on credit, expanding KoinWorks' reach into the gaming community....more
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