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Kinara Capital is a fast-growing, socially responsible fintech Non-Banking Financial Company (NBFC) dedicated to driving financial inclusion for small business entrepreneurs in India. They provide collateral-free business loans to Micro, Small, and Medium Enterprises (MSMEs) that are often underserved by traditional lending institutions. Kinara Capital leverages technology and a personalized approach to assess creditworthiness and disburse loans quickly, empowering MSMEs to grow, create jobs, and contribute to local economies. Their services include working capital loans, asset purchase loans, and business expansion loans, tailored to the diverse needs of the MSME sector across manufacturing, trading, and services industries.
The headquarters serves as the central hub for strategic decision-making, core operations, technology development, risk management, and corporate governance for Kinara Capital.
While specific architectural highlights are not widely publicized, the office is designed to be a modern, collaborative workspace fostering innovation and efficiency, reflecting its fintech nature.
Kinara Capital promotes a work culture centered on impact, innovation, customer-centricity, and integrity. Employees are encouraged to be proactive, collaborative, and committed to the mission of empowering MSMEs. Emphasis is placed on professional growth and ethical practices.
The Bengaluru headquarters is significant due to its location in India's Silicon Valley, providing access to a rich talent pool in technology and finance. It's the nerve center from which Kinara Capital drives its mission of financial inclusion across India.
Kinara Capital's operations are primarily focused within India, with a deep and expanding network of over 130 branches across multiple states. While its direct operational presence is domestic, its impact and investor base have an international dimension, reflecting global interest in India's MSME sector and financial inclusion initiatives. The company supports MSMEs contributing to both domestic and potentially international supply chains through their products and services.
No. 39, Ground Floor, Seshadri Road, Gandhinagar
Bengaluru
Karnataka
India
Address: Regional Office, Hyderabad. Specific branch addresses vary.
To expand financial inclusion by providing accessible credit to local MSMEs in the manufacturing, trading, and services sectors within the Telangana region.
Address: Regional Office, Pune. Specific branch addresses vary.
To cater to the diverse financial needs of small businesses in the industrial and service-oriented economy of Maharashtra, fostering their growth and sustainability.
Address: Regional Office, Chennai. Specific branch addresses vary.
To support the vibrant MSME ecosystem in Tamil Nadu with tailored financial solutions, contributing to local economic development.
Address: Regional Office, Ahmedabad. Specific branch addresses vary.
To empower entrepreneurs and small businesses in Gujarat to scale their operations and improve their livelihoods through accessible finance.
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As of April 2025, Kinara Capital' leadership includes:
Kinara Capital has been backed by several prominent investors over the years, including:
In the past year, Kinara Capital has focused on strengthening its leadership team to support its growth trajectory. Notably, V. Sriram was appointed as Chief Technology Officer.
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Kinara Capital primarily uses the [firstinitial][lastname]@kinaracapital.com (e.g., jdoe@kinaracapital.com) or [firstname].[lastname]@kinaracapital.com (e.g. jane.doe@kinaracapital.com) email format. Understanding these common patterns can be useful for professional communication.
[firstinitial][lastname]@kinaracapital.com or [firstname].[lastname]@kinaracapital.com
Format
hshah@kinaracapital.com
Example
90%
Success rate
The Economic Times • May 21, 2024
Kinara Capital announced plans to disburse Rs 1,000 crore in business loans in Karnataka during FY25, aiming to support over 8,500 MSMEs in the state and create more than 5,000 new jobs....more
Startup Story • February 14, 2024
Kinara Capital plans to disburse Rs 600 crore in business loans to MSMEs in Tamil Nadu in FY24-25, supporting over 5,000 businesses and generating over 3,000 new jobs....more
Business Standard • October 26, 2023
Kinara Capital has appointed V Sriram as its new Chief Technology Officer (CTO) to spearhead its technology initiatives and drive digital innovation....more
The Economic Times • August 24, 2023
Kinara Capital secured Rs 200 crore in debt funding from the Swiss Investment Fund for Emerging Markets (SIFEM) AG and responsAbility Investments AG to expand its lending to micro, small and medium enterprises (MSMEs) in India....more
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