What Does Kinara Capital Do?

Total employees1243
HeadquartersBengaluru
Founded2011

Kinara Capital is a fast-growing, socially responsible fintech Non-Banking Financial Company (NBFC) dedicated to driving financial inclusion for small business entrepreneurs in India. They provide collateral-free business loans to Micro, Small, and Medium Enterprises (MSMEs) that are often underserved by traditional lending institutions. Kinara Capital leverages technology and a personalized approach to assess creditworthiness and disburse loans quickly, empowering MSMEs to grow, create jobs, and contribute to local economies. Their services include working capital loans, asset purchase loans, and business expansion loans, tailored to the diverse needs of the MSME sector across manufacturing, trading, and services industries.

Where Is Kinara Capital's Headquarters?

HQ Function

The headquarters serves as the central hub for strategic decision-making, core operations, technology development, risk management, and corporate governance for Kinara Capital.

Notable Features:

While specific architectural highlights are not widely publicized, the office is designed to be a modern, collaborative workspace fostering innovation and efficiency, reflecting its fintech nature.

Work Culture:

Kinara Capital promotes a work culture centered on impact, innovation, customer-centricity, and integrity. Employees are encouraged to be proactive, collaborative, and committed to the mission of empowering MSMEs. Emphasis is placed on professional growth and ethical practices.

HQ Significance:

The Bengaluru headquarters is significant due to its location in India's Silicon Valley, providing access to a rich talent pool in technology and finance. It's the nerve center from which Kinara Capital drives its mission of financial inclusion across India.

Values Reflected in HQ: The headquarters likely reflects values such as efficiency (through modern infrastructure), collaboration (open office design concepts), and accessibility, aligning with its mission to serve a broad base of MSMEs.

Location:

Kinara Capital's operations are primarily focused within India, with a deep and expanding network of over 130 branches across multiple states. While its direct operational presence is domestic, its impact and investor base have an international dimension, reflecting global interest in India's MSME sector and financial inclusion initiatives. The company supports MSMEs contributing to both domestic and potentially international supply chains through their products and services.

Street Address:

No. 39, Ground Floor, Seshadri Road, Gandhinagar

City:

Bengaluru

State/Province:

Karnataka

Country:

India

Where Else Does Kinara Capital Operate Around the World?

Hyderabad, Telangana, India

Address: Regional Office, Hyderabad. Specific branch addresses vary.

To expand financial inclusion by providing accessible credit to local MSMEs in the manufacturing, trading, and services sectors within the Telangana region.

Pune, Maharashtra, India

Address: Regional Office, Pune. Specific branch addresses vary.

To cater to the diverse financial needs of small businesses in the industrial and service-oriented economy of Maharashtra, fostering their growth and sustainability.

Chennai, Tamil Nadu, India

Address: Regional Office, Chennai. Specific branch addresses vary.

To support the vibrant MSME ecosystem in Tamil Nadu with tailored financial solutions, contributing to local economic development.

Ahmedabad, Gujarat, India

Address: Regional Office, Ahmedabad. Specific branch addresses vary.

To empower entrepreneurs and small businesses in Gujarat to scale their operations and improve their livelihoods through accessible finance.

Buying Intent Signals for Kinara Capital

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Kinara Capital? Meet the Executive Team

As of April 2025, Kinara Capital' leadership includes:

Hardika Shah - Founder & Chief Executive Officer
Thirunavukkarasu R (Thiru) - Chief Risk Officer
Abhishek Kothari - Chief Financial Officer
Ravindra K K (Ravi) - Chief Operating Officer
Khyati Shah - Chief People Officer
V. Sriram - Chief Technology Officer

Who's Investing in Kinara Capital?

Kinara Capital has been backed by several prominent investors over the years, including:

Gaja Capital
GAWA Capital
Michael & Susan Dell Foundation (MSDF)
Patamar Capital
British International Investment (BII)
Nuveen (a TIAA company)
Unitus Capital
ResponsAbility Investments AG
ASN Microkredietfonds

What Leadership Changes Has Kinara Capital Seen Recently?

Hire1
Exits0

In the past year, Kinara Capital has focused on strengthening its leadership team to support its growth trajectory. Notably, V. Sriram was appointed as Chief Technology Officer.

New Appointments:

V. Sriram, V. Sriram appointed as Chief Technology Officer to drive Kinara's tech-first approach for MSME financial inclusion.

What Technology (Tech Stack) Is Used byKinara Capital?

Discover the tools Kinara Capital uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Kinara Capital Email Formats and Examples

Kinara Capital primarily uses the [firstinitial][lastname]@kinaracapital.com (e.g., jdoe@kinaracapital.com) or [firstname].[lastname]@kinaracapital.com (e.g. jane.doe@kinaracapital.com) email format. Understanding these common patterns can be useful for professional communication.

[firstinitial][lastname]@kinaracapital.com or [firstname].[lastname]@kinaracapital.com

Format

hshah@kinaracapital.com

Example

90%

Success rate

What's the Latest News About Kinara Capital?

The Economic TimesMay 21, 2024

Kinara Capital targets Rs 1,000 cr disbursals in Karnataka this fiscal

Kinara Capital announced plans to disburse Rs 1,000 crore in business loans in Karnataka during FY25, aiming to support over 8,500 MSMEs in the state and create more than 5,000 new jobs....more

Startup StoryFebruary 14, 2024

Kinara Capital to Lend Rs 600 Crore to MSMEs in Tamil Nadu This Fiscal

Kinara Capital plans to disburse Rs 600 crore in business loans to MSMEs in Tamil Nadu in FY24-25, supporting over 5,000 businesses and generating over 3,000 new jobs....more

Business StandardOctober 26, 2023

Kinara Capital appoints V Sriram as chief technology officer

Kinara Capital has appointed V Sriram as its new Chief Technology Officer (CTO) to spearhead its technology initiatives and drive digital innovation....more

The Economic TimesAugust 24, 2023

Kinara Capital raises Rs 200 crore in debt from SIFEM, responsAbility

Kinara Capital secured Rs 200 crore in debt funding from the Swiss Investment Fund for Emerging Markets (SIFEM) AG and responsAbility Investments AG to expand its lending to micro, small and medium enterprises (MSMEs) in India....more

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