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KiaKia (kiakia.co) is a Nigerian financial technology company that provides accessible and rapid digital lending services to individuals and Micro, Small, and Medium Enterprises (MSMEs). Utilizing artificial intelligence and machine learning for credit scoring, KiaKia aims to bridge the credit gap in Nigeria by offering a seamless online loan application process, quick approvals, and flexible repayment options. The platform emphasizes financial inclusion, responsible lending, and leveraging technology to simplify access to financial services for the underserved and unbanked population. KiaKia operates as a product of Sterling Financial Technologies Limited, a subsidiary of Sterling Bank Plc.
The headquarters serves as the nerve center for KiaKia's operations, including technology development, product innovation, customer support management, strategic planning, and business development for its Nigerian market.
Likely a modern office space equipped with technology infrastructure to support its digital operations. Its location in Lekki provides access to a skilled talent pool and business networks.
KiaKia fosters a dynamic, innovative, and customer-centric work culture. Employees are likely encouraged to be agile and collaborative, focusing on leveraging technology to solve real-world financial challenges in Nigeria. There's an emphasis on impact and financial inclusion.
The Lagos headquarters is strategically important, positioning KiaKia in Nigeria's largest city and economic powerhouse. This facilitates easier market access, talent acquisition, and collaboration with partners in the fintech ecosystem.
KiaKia's operations are currently concentrated within Nigeria, where it focuses on providing digital lending solutions to the local population and businesses. While its technology platform is inherently scalable, its direct service delivery and customer base are primarily Nigerian. There is no public information indicating operational presence in other countries at this time, though expansion into other African markets could be a future possibility typical for successful fintech models.
Plot 10 Block 125C, Abayomi Durosinmi Etti Street
Lagos
Lagos State
Nigeria
Address: 70, Olorunlogbon Street
Fulfills statutory corporate registration and administrative requirements within Lagos, Nigeria, supporting the legal framework of KiaKia's operations under Sterling Financial Technologies Limited.
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As of April 2025, Kiakia' leadership includes:
Kiakia has been backed by several prominent investors over the years, including:
There have been no major, publicly announced executive hires or departures at KiaKia within the last 12 months. The company's leadership team appears to be stable based on available information.
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While KiaKia's specific official email format is not publicly disclosed, common patterns for technology companies include using the first name, last name, or initials. For KiaKia, emails would use the @kiakia.co domain.
[first].[last]@kiakia.co or [first_initial][last]@kiakia.co
Format
example: jane.doe@kiakia.co or jdoe@kiakia.co
Example
70%
Success rate
The Guardian Nigeria • June 2, 2023
The article details how KiaKia, Sterling Bank's digital lending application, facilitates rapid loan access for its customers. It emphasizes the app's role in addressing urgent financial needs and contributing to financial inclusion in Nigeria by offering convenient and fast credit solutions....more
Nairametrics • November 25, 2022
This report highlights KiaKia's significant impact on the Micro, Small, and Medium Enterprises (MSME) sector in Nigeria, with the platform disbursing approximately N500 million in loans on a monthly basis. This underscores KiaKia's scale of operations and its contribution to supporting business growth and economic activity....more
TechCabal • February 1, 2022
An interview with KiaKia's founder, Olajide Abiola, discussing the journey of building the digital lending platform, its mission to provide credit to underserved Nigerians, and the challenges and opportunities in the fintech space. Highlights the company's data-driven approach to lending....more
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