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Kaspi.kz is a technology powerhouse transforming the way people live, work, and transact in Kazakhstan. Operating the country's leading Super App, Kaspi.kz integrates a diverse range of services including digital payments (Kaspi Pay), an online marketplace (Kaspi Marketplace), and fintech solutions (Kaspi Fintech). This ecosystem provides seamless access to bill payments, P2P transfers, online shopping, consumer finance, and more, all within a single mobile application. Kaspi.kz has become an indispensable part of daily life for millions of Kazakhstani citizens and businesses, driving financial inclusion and digital commerce in the region.
The headquarters in Almaty serves as the central hub for strategic decision-making, technology development, product innovation, and corporate operations for the entire Kaspi.kz ecosystem.
Likely a modern office facility equipped with state-of-the-art technology to support its large workforce and complex operations. Designed to foster collaboration and innovation among its diverse teams.
Kaspi.kz fosters a dynamic, fast-paced, and innovative work culture. There is a strong emphasis on customer-centricity, technological excellence, and agile development methodologies to quickly adapt to market needs.
The Almaty headquarters is pivotal as it anchors Kaspi.kz's operations in its primary market, Kazakhstan, enabling it to closely monitor and respond to local consumer trends and regulatory landscapes.
Kaspi.kz's primary operational focus and customer base are concentrated in Kazakhstan, where its Super App is a market leader. However, it has a global investor reach through its listings on the London Stock Exchange (LSE:KSPI) and Nasdaq (NASDAQ:KSPI). The company has also expanded its operational footprint into Ukraine through the acquisition of the Portmone payment system. While its core services are tailored to the Kazakhstani market, its successful business model and technological innovations are studied internationally as a prime example of a highly effective super app ecosystem.
154A Nauryzbai Batyr Street
Almaty
Almaty
Kazakhstan
Address: Multiple locations
To ensure widespread accessibility and on-ground support for its Super App services, banking products, and marketplace deliveries throughout Kazakhstan.
Address: Specific address not publicly listed for Portmone, a Kaspi.kz company
To operate and expand payment and fintech services within Ukraine through its Portmone subsidiary.
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As of April 2025, Kaspi.kz' leadership includes:
Kaspi.kz has been backed by several prominent investors over the years, including:
Kaspi.kz maintains a relatively stable core executive team. No major widely publicized C-suite hires or exits from the parent company's (JSC Kaspi.kz) core management board have been noted in the past 12 months. The leadership team, particularly CEO Mikheil Lomtadze, has been consistent. Any board-level changes are typically related to director nominations at AGMs.
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Kaspi.kz likely employs standard corporate email formats for its employees. The most common structures usually involve a combination of the employee's first name, last name, or initials, followed by the @kaspi.kz domain. For customer support or general inquiries, they use specific departmental email addresses.
[first_initial][last]@kaspi.kz (e.g., jdoe@kaspi.kz) or [first].[last]@kaspi.kz (e.g., jane.doe@kaspi.kz)
Format
m.lomtadze@kaspi.kz (speculative example for Mikheil Lomtadze based on common patterns)
Example
70%
Success rate
Reuters • April 29, 2024
Kazakh fintech firm Kaspi.kz (KSPI.KZ) on Monday reported a 29% year-on-year rise in first-quarter net profit to 232.7 billion tenge ($523.9 million), driven by strong performance in its fintech segment....more
Nasdaq • January 19, 2024
Kaspi.kz, a leading Kazakhstan-based fintech, payments, and e-commerce company, began trading on the Nasdaq Global Select Market under the ticker symbol 'KSPI'. The company raised $1 billion by offering 11.3 million American Depositary Shares (ADSs) at $92 each....more
Kaspi.kz Investor Relations • October 25, 2023
Kaspi.kz announced strong financial results for the third quarter and nine months ending September 30, 2023, highlighting continued growth across its Payments, Marketplace, and Fintech platforms. Total revenue and net income saw significant year-over-year increases....more
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