What Does Karnataka Bank Do?

Total employees3359
HeadquartersMangaluru
Founded1924

Karnataka Bank Limited is a leading 'A' Class Scheduled Commercial Bank in India, headquartered in Mangaluru, Karnataka. Founded in 1924, the bank has a rich history of over nine decades in providing a wide range of banking and financial services to retail, MSME, and corporate customers. It is known for its strong customer-centric approach, leveraging technology to offer innovative products and services. With a significant presence across India, Karnataka Bank is committed to financial inclusion and contributing to the economic development of the nation.

Where Is Karnataka Bank's Headquarters?

HQ Function

The headquarters serves as the central administrative and decision-making hub for all of Karnataka Bank's operations, including strategic planning, policy formulation, risk management, and overseeing its nationwide branch network.

Notable Features:

A modern, multi-storey building equipped with advanced banking technology infrastructure, designed to facilitate efficient operations and provide a conducive work environment. It reflects the bank's commitment to technological advancement and operational excellence.

Work Culture:

The work culture at Karnataka Bank's headquarters is professional, emphasizing customer service, ethical practices, and continuous learning. It fosters a collaborative environment with a focus on employee development and adherence to regulatory standards.

HQ Significance:

The Mangaluru headquarters is significant as it represents the bank's origins and its continued commitment to its home state while managing pan-India operations. It's a symbol of the bank's stability and growth over the decades.

Values Reflected in HQ: The headquarters reflects values such as stability, trust, customer-centricity, technological adoption, and a commitment to the community and regional development.

Location:

Karnataka Bank primarily operates within India, with a strong domestic focus. While it does not have physical international branches, it facilitates international transactions for its customers through correspondent banking relationships with global banks. It offers NRI banking services, catering to Non-Resident Indians with products like NRE/NRO accounts, remittances, and investment advisory.

Street Address:

P.B. No.599, Mahaveera Circle, Kankanady

City:

Mangaluru

State/Province:

Karnataka

Country:

India

Where Else Does Karnataka Bank Operate Around the World?

Bengaluru, Karnataka/India

Address: K G Road, Kempegowda Majestic, Bengaluru, Karnataka 560009 (Example of a major city branch/zonal office)

Serves as a critical node for business development, customer relationship management, and operational control for branches within its designated zone, catering to a large urban and semi-urban populace.

Mumbai, Maharashtra/India

Address: Plot No C-26, G Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051 (Example of a key financial center presence)

Facilitates access to major financial markets, manages large corporate accounts, and supports the bank's treasury and international banking operations.

Nationwide, India

Address: Over 915 branches and 1180+ ATMs across 22 states and 2 union territories (as of recent reports).

To ensure widespread accessibility of banking services, promote financial inclusion, and cater to the specific financial needs of diverse regional economies and communities across India.

Buying Intent Signals for Karnataka Bank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Karnataka Bank? Meet the Executive Team

As of April 2025, Karnataka Bank' leadership includes:

Shri Srikrishnan Hari Hara Sarma - Managing Director & CEO
Shri P Pradeep Kumar - Part-time Non-Executive Chairman
Shri Sekhar Rao - Former Managing Director & CEO (resigned Oct 2023)
Shri Abhishek Sankar Bagchi - Chief Financial Officer
Shri Jagadeesh K S - Company Secretary
Shri Vinaya Bhat P J - Chief General Manager
Shri Ravichandran S - Chief General Manager
Shri Gokuldas Pai - Chief Business Officer

Who's Investing in Karnataka Bank?

Karnataka Bank has been backed by several prominent investors over the years, including:

Publicly Traded (NSE: KTKBANK, BSE: 532652)
Life Insurance Corporation of India
Massachusetts Institute of Technology
Various Domestic and Foreign Institutional Investors (FIIs)
Retail Shareholders

What Leadership Changes Has Karnataka Bank Seen Recently?

Hire2
Exits1

Karnataka Bank has seen significant leadership changes in the past year, including the appointment of a new MD & CEO and a new Chairman, following the resignation of the previous MD & CEO.

Departures

Shri Sekhar Rao, Shri Sekhar Rao resigned from his role as MD & CEO of Karnataka Bank, citing personal reasons.

New Appointments:

Shri Srikrishnan Hari Hara Sarma, Shri Srikrishnan Hari Hara Sarma was appointed as the new MD & CEO, bringing extensive banking experience.
Shri P Pradeep Kumar, Shri P Pradeep Kumar was appointed as the Part-time Non-Executive Chairman of the bank.

What Technology (Tech Stack) Is Used byKarnataka Bank?

Discover the tools Karnataka Bank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Karnataka Bank Email Formats and Examples

Karnataka Bank typically uses a standard corporate email format. While the exact internal patterns may vary by department or role, a common structure for professional communication is often based on employee names.

A likely email format is [firstinitial][lastname]@ktkbank.com or [firstname].[lastname]@ktkbank.com. For customer support, generic emails like info@ktkbank.com or customercare@ktkbank.com are used.

Format

jsmith@ktkbank.com

Example

75%

Success rate

What's the Latest News About Karnataka Bank?

Business StandardMay 20, 2024

Karnataka Bank Q4 net profit dips 22% to Rs 274 cr, NII up 3.11%

Karnataka Bank reported a 22.41% decline in its net profit to Rs 274.29 crore for the fourth quarter ended March 2024, compared to Rs 353.53 crore in the same quarter last year. However, its Net Interest Income (NII) rose by 3.11% to Rs 860.08 crore....more

The Hindu BusinessLineApril 2, 2024

Karnataka Bank clocks 12% growth in gross advances in FY24

Karnataka Bank reported a 12.01% growth in gross advances to ₹71,608.97 crore for the fiscal year 2023-24. The bank's total business stood at ₹1,63,126.31 crore, a growth of 9.61% year-on-year....more

Economic TimesNovember 15, 2023

Karnataka Bank appoints former SBI MD P Pradeep Kumar as Chairman

Karnataka Bank announced the appointment of P Pradeep Kumar, a former Managing Director of the State Bank of India, as its new Part-time Non-Executive Chairman, effective November 14, 2023....more

MoneycontrolNovember 20, 2023

Karnataka Bank appoints Srikrishnan Harihara Sarma as MD & CEO

Srikrishnan Harihara Sarma has been appointed as the new Managing Director and Chief Executive Officer of Karnataka Bank. His appointment is effective from the date of taking charge and is for a period of three years....more

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