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JULO (PT JULO Teknologi Finansial) is an Indonesian financial technology company dedicated to providing accessible and innovative digital credit solutions to empower individuals across Indonesia. Founded in 2016, JULO offers a range of services through its mobile application, including unsecured personal loans, pay-later options, and bill payment facilities. The company's mission is to advance financial inclusion by leveraging technology to reach underserved and underbanked populations, providing them with responsible and transparent credit products. JULO is committed to continuous innovation, data-driven risk assessment, and enhancing financial literacy among its users.
The headquarters serves as the central hub for JULO's core operations, including strategic planning, product development, engineering, data science, marketing, customer operations, and corporate functions.
Located in the modern EightyEight@Kasablanka complex, the office likely features contemporary design, collaborative workspaces, and state-of-the-art technology infrastructure conducive to a dynamic fintech company.
JULO fosters a fast-paced, innovative, and collaborative work environment. The culture emphasizes agility, data-driven decision-making, customer-centricity, and a strong sense of mission towards improving financial inclusion in Indonesia.
The Jakarta headquarters is crucial for JULO, enabling close collaboration with regulatory bodies, financial partners, tech talent, and positioning the company at the forefront of Indonesia's digital finance transformation.
JULO's primary operational focus and customer base are concentrated within Indonesia. While its services are tailored for the Indonesian market, the company operates within the global fintech ecosystem, attracting international investors and potentially collaborating with global technology partners. Functions supported are primarily for the Indonesian market, including digital lending, online credit, bill payments, and financial education initiatives.
EightyEight@Kasablanka Office Tower A, Lantai 25 Unit E, Jl. Casablanca Raya Kav. 88
Kota Jakarta Selatan
Daerah Khusus Ibukota Jakarta
Indonesia
Address: Specific addresses for regional operational hubs are not publicly listed.
To enhance service delivery, improve customer accessibility in diverse regions, gather local market intelligence, and support merchant partnerships or field operations effectively across Indonesia's archipelago.
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As of April 2025, JULO' leadership includes:
JULO has been backed by several prominent investors over the years, including:
Publicly available information and news sources do not indicate major, officially announced executive hires or departures at JULO within the last 12 months. The company generally maintains a stable leadership team focused on its strategic objectives in the Indonesian market. Any significant changes are typically communicated via official press releases.
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JULO's corporate email addresses likely follow common professional patterns. While specific internal structures can vary, a frequent format for companies like JULO is using the employee's first name and last name, or first initial and last name, with the company domain.
[first].[last]@julo.co.id
Format
john.doe@julo.co.id
Example
70%
Success rate
Marketing.co.id / Top Brand Award • February 20, 2024
JULO received the prestigious Top Brand Award 2024 in the Online Loan (Pinjaman Online) category. This award underscores JULO's strong brand presence, customer trust, and market leadership within Indonesia's competitive digital lending landscape, based on nationwide consumer surveys....more
DailySocial.id • October 26, 2023
JULO outlined its strategy for expanding its digital financial product offerings and increasing its reach across Indonesia. The company focuses on continuous innovation, including features beyond lending such as bill payments and top-ups, to serve more underbanked consumers and enhance financial literacy....more
TechCrunch • April 6, 2022
JULO secured $80 million in a Series C funding round, co-led by Credit Saison. The funding comprised $30 million in equity and $50 million in debt facilities, aimed at expanding its services and reaching more underbanked individuals in Indonesia....more
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