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Kuda, formally Kuda Microfinance Bank, is a full-service, digital-only bank headquartered in Lagos, Nigeria. Launched in 2019, Kuda's mission is to make financial services more accessible, affordable, and rewarding for every African. It offers a suite of services including no-fee bank accounts, savings products, instant loans, and payment solutions through its user-friendly mobile application. Kuda aims to disrupt traditional banking by leveraging technology to provide a seamless and modern banking experience, primarily targeting individuals and small businesses in Nigeria with ambitions for broader African expansion.
The Lagos headquarters serves as the nerve center for Kuda's Nigerian operations, including product development, engineering, marketing, customer support, and strategic leadership.
The office is a modern workspace designed to foster collaboration and innovation, reflecting Kuda's identity as a technology-first company. Specific architectural details are not widely publicized.
Kuda fosters a dynamic, fast-paced, and innovative work environment typical of a fintech startup. The culture emphasizes customer-centricity, technological advancement, agility, and a collaborative approach to solving financial challenges.
Locating the headquarters in Yaba, Lagos, places Kuda at the epicenter of Nigeria's technology and financial ecosystem. This allows Kuda to tap into a rich talent pool, stay close to its primary customer base, and engage with the local tech community.
Kuda's core operations are centered in Nigeria, where it has rapidly grown its customer base. Beyond Nigeria, Kuda has established a strategic presence in London, UK, to spearhead its global ambitions, including talent acquisition and technology development. The company has expressed intentions to expand into other African markets and cater to the African diaspora, reflecting its vision of becoming 'The Money App for Africans' globally. There were also earlier announcements about potential expansion into markets like Pakistan, indicating a broad scope for future growth.
151 Herbert Macaulay Way
Yaba, Lagos
Lagos State
Nigeria
Address: Central London (Specific operational office address not publicly detailed beyond registered entity addresses)
To leverage London's status as a global fintech hub, access a diverse international talent pool, facilitate investor relations, and support Kuda's long-term vision of serving Africans worldwide, including the diaspora.
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As of April 2025, Kuda' leadership includes:
Kuda has been backed by several prominent investors over the years, including:
Kuda significantly strengthened its Group leadership team in the last 12-15 months with key appointments including a new Group CFO and Group CPO in late 2023, and a Group CRO in early 2023. These hires are aimed at supporting Kuda's growth, operational scale, and international expansion plans. No major high-profile executive departures have been widely reported during this period.
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Kuda likely utilizes standard professional email address formats for its employees. While the exact internal convention isn't publicly disclosed, common patterns in tech companies involve combinations of first name, last name, and initials.
Commonly used formats include [first_initial][last]@kuda.com (e.g., jdoe@kuda.com) or [first].[last]@kuda.com (e.g., jane.doe@kuda.com).
Format
jdoe@kuda.com or jane.doe@kuda.com
Example
75%
Success rate
TechCabal • April 8, 2024
Kuda Microfinance Bank, the Nigerian entity of the digital challenger bank Kuda, announced its first-ever annual profit of ₦626.7 million (approximately $470,000 at the time) for the fiscal year ending 2023. This marks a significant milestone after four years of operation and previous losses, signaling growing financial stability and market traction in its primary market....more
Finextra / Company Announcement • November 15, 2023
Kuda announced strategic additions to its executive team with the appointment of Karen O’Brien as Group Chief Financial Officer and Priya Sharma as Group Chief People Officer. These hires are intended to bolster Kuda's leadership as it continues its growth trajectory and international expansion efforts....more
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