What Does Mettle Do?

Total employees195
HeadquartersLondon
Founded2017

Mettle is a digital-first business bank account offered by NatWest, specifically designed to support UK-based sole traders and limited companies with up to two owners. It aims to simplify financial management for small businesses by providing tools for invoicing, expense tracking, categorising transactions, and preparing for tax returns. Mettle operates as an e-money account, with customer funds held in a ring-fenced NatWest account, and is part of the NatWest Group's innovation efforts to cater to the evolving needs of modern small businesses. The platform focuses on providing a free, user-friendly mobile banking experience.

Where Is Mettle's Headquarters?

HQ Function

Serves as the main operational hub for Mettle's product development, technology, marketing, customer support strategy, and business operations, leveraging NatWest's broader infrastructure and expertise.

Notable Features:

Located within a significant NatWest corporate building in London's primary financial district, offering access to modern office facilities and a collaborative environment conducive to fintech innovation.

Work Culture:

Mettle fosters a dynamic, agile, and tech-driven work culture, characteristic of a fintech startup, while benefiting from the stability and resources of its parent, NatWest Group. The culture emphasizes customer-centricity, innovation, and collaborative problem-solving to serve small businesses effectively.

HQ Significance:

The London headquarters is significant as it places Mettle at the heart of the UK's fintech scene, facilitating talent acquisition, partnerships, and close alignment with NatWest Group's strategic digital initiatives.

Values Reflected in HQ: The headquarters' location and operational model reflect Mettle's commitment to combining fintech agility with the trust and security of a major banking institution, aiming to provide accessible and innovative financial tools for small enterprises.

Location:

Mettle is currently focused on serving businesses registered and operating within the United Kingdom. As a digital product of NatWest Group, which has a broader international footprint, Mettle itself is specifically tailored for the UK SME market. Its services are digitally accessible across the UK, but it does not currently offer accounts or services to businesses based outside the United Kingdom.

Street Address:

250 Bishopsgate

City:

London

State/Province:

England

Country:

United Kingdom

Where Else Does Mettle Operate Around the World?

Edinburgh, Scotland/United Kingdom

Address: NatWest Group HQ, Gogarburn, Edinburgh, EH12 1HQ (as part of NatWest Group)

Access to NatWest Group's core technology infrastructure, cybersecurity, compliance frameworks, and a wide talent pool in Scotland, supporting Mettle's robust service delivery and development within the UK market.

Buying Intent Signals for Mettle

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Mettle? Meet the Executive Team

As of April 2025, Mettle' leadership includes:

Andy Ellis - Chief Executive Officer
Thishani Nadesan - Head of Product
Dinesh Ganesan - Head of Engineering

Who's Investing in Mettle?

Mettle has been backed by several prominent investors over the years, including:

NatWest Group

What Leadership Changes Has Mettle Seen Recently?

Hire0
Exits0

No major, publicly announced executive hires or departures specifically for Mettle's core leadership team have been identified within the last 12 months (mid-2023 to mid-2024). Andy Ellis's appointment as CEO occurred in April 2023, slightly outside this 12-month window. Leadership roles and team composition may evolve internally within the NatWest Group structure without widespread public announcements for Mettle specifically.

What Technology (Tech Stack) Is Used byMettle?

Discover the tools Mettle uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Mettle Email Formats and Examples

Mettle, being part of NatWest Group, likely uses email formats consistent with NatWest Group's corporate standards for its employees. Common professional email patterns typically involve combinations of first name and last name. For Mettle-specific communications, emails would likely use the @mettle.co.uk domain.

Common formats: [first].[last]@mettle.co.uk or [f][last]@mettle.co.uk. Example: jane.doe@mettle.co.uk

Format

john.smith@mettle.co.uk

Example

75%

Success rate

What's the Latest News About Mettle?

AltFiFebruary 28, 2024

Mettle hits 1m invoices created as it turns five

Mettle, NatWest's digital business account, celebrated its fifth anniversary by announcing that its users have created over one million invoices through its platform, totaling over £1.25 billion. The company also highlighted strong customer growth and adoption of its invoicing features....more

ThePaypersOctober 25, 2023

Mettle from NatWest partners Plaid for Open Banking payments

Mettle partnered with Plaid to enable Open Banking-powered payments for its customers. This collaboration allows Mettle users to make faster and more secure account-to-account payments directly from their Mettle app, enhancing the payment experience....more

Fintech Finance NewsSeptember 27, 2023

Mettle from NatWest adds tap to pay on iPhone for UK small businesses

Mettle enabled Tap to Pay on iPhone for its UK small business customers. This feature allows businesses to accept contactless payments using only an iPhone and the Mettle app, eliminating the need for additional payment hardware....more

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