What Does Jersey Shore State Bank Do?

Total employees158
HeadquartersJersey Shore
Founded1934

Jersey Shore State Bank (JSSB) is a Pennsylvania state-chartered bank and a subsidiary of Penns Woods Bancorp, Inc. (NASDAQ: PWOD). Founded in 1934, JSSB has a long-standing tradition of providing personalized banking solutions to individuals, families, and businesses across North Central and North Eastern Pennsylvania. The bank offers a wide range of services including checking and savings accounts, personal and business loans, mortgages, online and mobile banking, and wealth management services through JSSB Investment Services. JSSB is committed to community involvement and fostering local economic growth, priding itself on being a true community partner.

Where Is Jersey Shore State Bank's Headquarters?

HQ Function

Serves as the primary administrative center, overseeing branch operations, strategic planning, loan processing, customer support, and core banking functions for Jersey Shore State Bank.

Notable Features:

A prominent and accessible banking facility in the Jersey Shore community, designed to offer comprehensive customer service and house key administrative departments. It reflects the bank's stable and community-focused image.

Work Culture:

The work culture at Jersey Shore State Bank emphasizes customer service, community engagement, teamwork, and integrity. Employees are encouraged to build strong local relationships and are valued for their contributions to the bank's success and reputation.

HQ Significance:

The headquarters is significant as it represents the bank's historical roots in its namesake town and acts as the command center for its operations and services across its Pennsylvania footprint, reinforcing its commitment to local communities.

Values Reflected in HQ: The headquarters embodies Jersey Shore State Bank's core values of community commitment, financial integrity, customer-first service, stability, and local support.

Location:

Jersey Shore State Bank's operations are primarily focused on serving communities within North Central and North Eastern Pennsylvania. It does not maintain a physical global presence with international branches. However, its online and mobile banking platforms allow customers to manage their accounts from virtually anywhere with internet access.

Street Address:

112 Bridge Street, P.O. Box 5098

City:

Jersey Shore

State/Province:

PA

Country:

USA

Where Else Does Jersey Shore State Bank Operate Around the World?

Williamsport, PA/USA

Address: 300 Market Street, Williamsport, PA 17701

Serves as a key banking hub for customers in the Williamsport metropolitan area and surrounding communities in Lycoming County.

State College, PA/USA

Address: 1952 Waddle Road, State College, PA 16803

Caters to the banking needs of residents, students, and businesses in Centre County, particularly in the growing State College area.

Lewisburg, PA/USA

Address: 300 St. Mary Street, Lewisburg, PA 17837

Supports the local economy and provides accessible banking solutions for the Union County region.

Montoursville, PA/USA

Address: 1020 N. Loyalsock Ave, Montoursville, PA 17754

Serves the eastern part of Lycoming County, offering accessible financial services to local residents and businesses.

Buying Intent Signals for Jersey Shore State Bank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Jersey Shore State Bank? Meet the Executive Team

As of April 2025, Jersey Shore State Bank' leadership includes:

Lloyd L. ('L.L.') Smith - President and Chief Executive Officer, Jersey Shore State Bank
Brian L. Knepp - Executive Vice President, Chief Financial Officer
Karen S. Young - Executive Vice President, Chief Operating Officer
Corey A. Cro Sagna - Executive Vice President, Chief Risk and Compliance Officer
Richard A. Grafmyre - Chairman, Jersey Shore State Bank (also President & CEO of Penns Woods Bancorp, Inc.)

Who's Investing in Jersey Shore State Bank?

Jersey Shore State Bank has been backed by several prominent investors over the years, including:

Penns Woods Bancorp, Inc. (NASDAQ: PWOD) (Parent Company)
BlackRock Fund Advisors (Significant institutional holder of PWOD)
The Vanguard Group, Inc. (Significant institutional holder of PWOD)
Dimensional Fund Advisors LP (Significant institutional holder of PWOD)
Geode Capital Management, LLC (Significant institutional holder of PWOD)

What Leadership Changes Has Jersey Shore State Bank Seen Recently?

Hire0
Exits0

In the past 12 months, there were no publicly announced C-level executive hires or departures directly within Jersey Shore State Bank's day-to-day operational management team. Recent leadership changes primarily involved the Board of Directors of its parent company, Penns Woods Bancorp, Inc., which included one new board appointment and one board retirement.

Departures

William P. Conklin, William P. Conklin retired from the Board of Directors of Penns Woods Bancorp, Inc.

New Appointments:

Robert J. Pignataro, Robert J. Pignataro was appointed to the Board of Directors of Penns Woods Bancorp, Inc., the parent company of Jersey Shore State Bank.

What Technology (Tech Stack) Is Used byJersey Shore State Bank?

Discover the tools Jersey Shore State Bank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Jersey Shore State Bank Email Formats and Examples

Jersey Shore State Bank likely uses standardized corporate email formats for its employees. Common formats include combinations of first name, last name, or initials followed by '@jssb.com'. While the exact primary format isn't publicly specified, patterns like first initial followed by last name are frequent in the banking industry.

flast@jssb.com (e.g., jsmith@jssb.com) or first.last@jssb.com

Format

exampleemployee@jssb.com

Example

75%

Success rate

What's the Latest News About Jersey Shore State Bank?

PR Newswire / Penns Woods Bancorp, Inc.January 24, 2024

Penns Woods Bancorp, Inc. Reports Fourth Quarter 2023 Earnings and Declares Dividend

Penns Woods Bancorp, Inc. (NASDAQ: PWOD), the parent company of Jersey Shore State Bank, announced its financial results for the fourth quarter and full year ended December 31, 2023, also declaring a quarterly cash dividend....more

PR Newswire / NewsweekOctober 18, 2023

Jersey Shore State Bank Named To Newsweek’s List Of America’s Best Banks 2024

Jersey Shore State Bank announced its inclusion in Newsweek's prestigious list of America's Best Banks for 2024, a recognition based on a comprehensive analysis of financial institutions across the country....more

Jersey Shore State Bank Social Media / Local NewsApril 12, 2023

JSSB Foundation Supports Paterno Family Beaver Stadium Run

The JSSB Foundation, associated with Jersey Shore State Bank, made a donation to The Paterno Family Beaver Stadium Run, which benefits Special Olympics Pennsylvania, highlighting the bank's commitment to local community initiatives....more

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