What Does iwoca Do?

Total employees442
HeadquartersLondon
Founded2011

iwoca is a European financial technology company founded in 2012, offering flexible credit facilities to small and medium-sized businesses across the UK and Germany. They leverage technology to make faster lending decisions, aiming to provide SMEs with access to finance that is often difficult to obtain from traditional banks. Their products include flexible loans (Flexi-Loan) and an invoice payment solution (iwocaPay), designed to help businesses manage cash flow, purchase stock, or invest in growth. iwoca's mission is to help small businesses thrive by providing them with simple, fair, and quick access to finance.

Where Is iwoca's Headquarters?

HQ Function

Serves as the central hub for strategic decision-making, product development, engineering, marketing, sales, operations, and corporate functions.

Notable Features:

Modern office space designed to foster collaboration and innovation, located in a vibrant area known for its mix of businesses and amenities.

Work Culture:

Characterized by a fast-paced, innovative, and agile environment typical of fintech scale-ups. Emphasis on collaboration, problem-solving, customer-centricity, and empowering employees.

HQ Significance:

The London HQ places iwoca at the heart of Europe's leading fintech ecosystem, facilitating access to talent, investment, partnerships, and regulatory insights.

Values Reflected in HQ: The office design and work environment aim to reflect iwoca's values of speed, simplicity, fairness, and enabling small businesses to succeed.

Location:

iwoca currently focuses its operations and financial services primarily on small and medium-sized businesses within the United Kingdom and Germany. Their platform, support, and product offerings are tailored to these specific European markets, with dedicated teams and offices in both countries to serve local business needs effectively.

Street Address:

101 New Cavendish Street, Fitzrovia

City:

London

State/Province:

England

Country:

United Kingdom

Where Else Does iwoca Operate Around the World?

Leeds, United Kingdom

Address: Platform, New Station St, Leeds, LS1 4JB, United Kingdom

Serves as a key operational center in the North of England, tapping into the regional talent pool and providing localized support for UK businesses.

Frankfurt, Germany

Address: Mainzer Landstraße 50, 60325 Frankfurt am Main, Germany

Acts as the headquarters for iwoca's German market presence, enabling tailored financial solutions and support for German small and medium-sized enterprises.

Buying Intent Signals for iwoca

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading iwoca? Meet the Executive Team

As of April 2025, iwoca' leadership includes:

Christoph Rieche - CEO & Co-Founder
James Dear - CTO & Co-Founder
Seema Desai - Chief Operating Officer
Lara Gilman - Chief Commercial Officer
Mark Di-Toro - Director of Risk

Who's Investing in iwoca?

iwoca has been backed by several prominent investors over the years, including:

Augmentum Fintech
Prime Ventures
CommerzVentures
Acton Capital Partners
Vitruvian Partners
Shawbrook Bank
Pollen Street Capital
FInsight Ventures
M&G Investments

What Leadership Changes Has iwoca Seen Recently?

Hire1
Exits0

Based on publicly available information, iwoca has maintained a relatively stable core executive team over the past 12 months, with a key promotion strengthening its C-suite. Any other changes have likely been below the C-suite level or not widely publicized.

New Appointments:

Lara Gilman, Lara Gilman was promoted from VP Commercial to Chief Commercial Officer, taking on expanded responsibilities for iwoca's commercial growth and strategy.

What Technology (Tech Stack) Is Used byiwoca?

Discover the tools iwoca uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

iwoca Email Formats and Examples

iwoca commonly uses the first name initial followed by the last name for its email addresses. For example, if an employee is named Jane Doe, her email address would likely be jdoe@iwoca.co.uk. Variations like firstname.lastname@iwoca.co.uk might also be in use.

[first_initial][last]@iwoca.co.uk

Format

jdoe@iwoca.co.uk

Example

80%

Success rate

What's the Latest News About iwoca?

AltFiJuly 18, 2023

iwoca names new CCO and UK managing director

iwoca promoted Lara Gilman to Chief Commercial Officer and appointed a new UK Managing Director, Colin Goldstein, who previously served as Commercial Growth Director. This move signals a strengthening of its commercial leadership team....more

FinextraFebruary 21, 2023

iwoca secures £200m funding line from Pollen Street Capital and Shawbrook Bank

iwoca announced it has secured a new funding line of £200 million from existing partners Pollen Street Capital and Shawbrook Bank. This funding will be used to meet the growing demand from SMEs for working capital in the UK....more

iwoca Press ReleaseSeptember 12, 2023

iwoca launches new business account with cashback and flexible finance

iwoca announced the launch of the iwoca Bsuiness Account, a new current account offering for small businesses, featuring 1% cashback on all card spending and integrated flexible finance options....more

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