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iwoca is a European financial technology company founded in 2012, offering flexible credit facilities to small and medium-sized businesses across the UK and Germany. They leverage technology to make faster lending decisions, aiming to provide SMEs with access to finance that is often difficult to obtain from traditional banks. Their products include flexible loans (Flexi-Loan) and an invoice payment solution (iwocaPay), designed to help businesses manage cash flow, purchase stock, or invest in growth. iwoca's mission is to help small businesses thrive by providing them with simple, fair, and quick access to finance.
Serves as the central hub for strategic decision-making, product development, engineering, marketing, sales, operations, and corporate functions.
Modern office space designed to foster collaboration and innovation, located in a vibrant area known for its mix of businesses and amenities.
Characterized by a fast-paced, innovative, and agile environment typical of fintech scale-ups. Emphasis on collaboration, problem-solving, customer-centricity, and empowering employees.
The London HQ places iwoca at the heart of Europe's leading fintech ecosystem, facilitating access to talent, investment, partnerships, and regulatory insights.
iwoca currently focuses its operations and financial services primarily on small and medium-sized businesses within the United Kingdom and Germany. Their platform, support, and product offerings are tailored to these specific European markets, with dedicated teams and offices in both countries to serve local business needs effectively.
101 New Cavendish Street, Fitzrovia
London
England
United Kingdom
Address: Platform, New Station St, Leeds, LS1 4JB, United Kingdom
Serves as a key operational center in the North of England, tapping into the regional talent pool and providing localized support for UK businesses.
Address: Mainzer Landstraße 50, 60325 Frankfurt am Main, Germany
Acts as the headquarters for iwoca's German market presence, enabling tailored financial solutions and support for German small and medium-sized enterprises.
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As of April 2025, iwoca' leadership includes:
iwoca has been backed by several prominent investors over the years, including:
Based on publicly available information, iwoca has maintained a relatively stable core executive team over the past 12 months, with a key promotion strengthening its C-suite. Any other changes have likely been below the C-suite level or not widely publicized.
Discover the tools iwoca uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
iwoca commonly uses the first name initial followed by the last name for its email addresses. For example, if an employee is named Jane Doe, her email address would likely be jdoe@iwoca.co.uk. Variations like firstname.lastname@iwoca.co.uk might also be in use.
[first_initial][last]@iwoca.co.uk
Format
jdoe@iwoca.co.uk
Example
80%
Success rate
AltFi • July 18, 2023
iwoca promoted Lara Gilman to Chief Commercial Officer and appointed a new UK Managing Director, Colin Goldstein, who previously served as Commercial Growth Director. This move signals a strengthening of its commercial leadership team....more
Finextra • February 21, 2023
iwoca announced it has secured a new funding line of £200 million from existing partners Pollen Street Capital and Shawbrook Bank. This funding will be used to meet the growing demand from SMEs for working capital in the UK....more
iwoca Press Release • September 12, 2023
iwoca announced the launch of the iwoca Bsuiness Account, a new current account offering for small businesses, featuring 1% cashback on all card spending and integrated flexible finance options....more
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