IOU Financial
IOU Financial's Overview
IOU Financial Inc. provides quick and convenient access to capital for small businesses, operating as a wholesale lender. Utilizing its advanced, automated application and approval system, IOU Financial delivers funding to approved U.S. and Canadian merchants. The company offers working capital loans typically ranging from $10,000 to $1,000,000, catering to diverse industries. As of May 2024, IOU Financial Inc. has been acquired by Neogrowth Credit Pvt. Ltd., a prominent digital lender in India, marking Neogrowth's entry into the U.S. SME lending market. IOU Financial continues to support small enterprises through its technology-driven lending platform and broker network, now as part of the Neogrowth group.
Where is IOU Financial's Headquarters?
HQ Function
Serves as the corporate headquarters, overseeing strategic direction, financial management, Canadian operations, corporate governance, and compliance for its North American lending activities.
Notable Features:
Modern office space in a commercial building located in a significant business district; specific architectural details are not publicly highlighted.
Work Culture:
IOU Financial fosters a dynamic, technology-focused work environment centered on innovation in financial services. The culture emphasizes collaboration, customer-centricity, and an entrepreneurial approach to supporting small business success.
HQ Significance:
The Montreal headquarters establishes IOU Financial's Canadian corporate identity and has historically been central to its public listing (formerly on TSXV) and governance. It remains a key hub for its Canadian market operations and overall strategic oversight.
Values Reflected in HQ: The professional setting in a key business district reflects IOU's commitment to stability, accessibility, and providing reliable financial services to the small business community.
Location:
IOU Financial's direct lending operations are focused on the United States and Canada, with physical offices in Montreal, Canada, and Kennesaw, GA, USA. Its technology platform enables broad service coverage within these countries. Following its May 2024 acquisition by India-based Neogrowth Credit Pvt. Ltd., IOU Financial is now part of a larger international fintech group, expanding its global context, though its primary market focus remains North America.
Street Address:
3400 de Maisonneuve Blvd. West, Suite 1020
City:
Montreal
State/Province:
Quebec
Country:
Canada
IOU Financial's Global Presence
Kennesaw, Georgia, USA
Address: 125 Townpark Drive, Suite 300, Kennesaw, GA 30144
To spearhead and support IOU Financial's lending services and partnerships across the United States, leveraging technology and its broker network to serve American small businesses.
Buying Intent Signals for IOU Financial
Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.
Executive Team of IOU Financial
As of April 2025, IOU Financial' leadership includes:
Investors of IOU Financial
IOU Financial has been backed by several prominent investors over the years, including:
Executive New Hires/Exits in the Last 12 Months
The primary executive-level development in the last 12 months has been the acquisition of IOU Financial Inc. by Neogrowth Credit Pvt. Ltd., completed in May 2024. It was reported that the existing IOU Financial management team, led by CEO Robert Gloer, would continue in their roles post-acquisition. No other major distinct executive hires or departures from IOU Financial's core leadership team have been publicly announced during this period.
Technology (Tech Stack) used by IOU Financial
Discover the tools IOU Financial uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
IOU Financial Email Formats and Examples
IOU Financial Inc. commonly utilizes an email format consisting of the employee's first initial followed by their full last name, preceding the '@ioufinancial.com' domain. This is a frequent pattern observed for executive communications.
flast@ioufinancial.com
Format
rgloer@ioufinancial.com
Example
85%
Success rate
News and media
IOU Financial Inc. / PR Newswire • May 15, 2024
IOU Financial Inc. Announces First Quarter 2024 Financial Results
IOU Financial reported its financial results for the first quarter ended March 31, 2024, featuring loan originations of US$48.7 million and a 10.9% increase in adjusted gross revenue to US$5.6 million compared to Q1 2023. These results were released shortly after the completion of its acquisition by Neogrowth....more
PR Newswire • May 1, 2024
Neogrowth Completes Acquisition of IOU Financial Inc.
Neogrowth Credit Pvt. Ltd., a prominent SME digital lender in India, announced the successful completion of its acquisition of IOU Financial Inc. This strategic acquisition marks Neogrowth's expansion into the U.S. small business lending market, aiming to leverage IOU's established platform and expertise....more
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