Instarem, founded in 2014, is a leading digital cross-border payments platform, primarily serving consumers and small to medium-sized enterprises (SMEs). In 2019, its parent company rebranded to Nium, and Instarem now operates as Nium's flagship consumer and SME remittance brand. Nium provides a global platform for modern money movement, offering services like pay-outs, pay-ins, card issuance, and banking-as-a-service. Instarem leverages Nium's extensive network to offer fast, secure, and low-cost international money transfers to over 100 corridors worldwide. It emphasizes transparency in its fee structure and exchange rates, aiming to simplify global financial transactions for its users.
The Singapore HQ serves as the central hub for global strategy, product development, APAC operations, and compliance. The San Francisco HQ focuses on North American market expansion, strategic partnerships, and technology innovation.
Both locations are in prime business districts, featuring modern office layouts designed for collaboration and innovation, equipped with state-of-the-art technology.
Nium fosters a fast-paced, innovative, and multicultural work environment. Employees are encouraged to be agile, customer-focused, and collaborative, reflecting the dynamic nature of the fintech industry.
The dual HQs signify Nium's commitment to a global presence and its strategy to tap into key financial and technology hubs for talent, partnerships, and market access. Singapore is a major fintech hub in Asia, while San Francisco is a global center for tech innovation.
Nium supports a vast array of financial functions globally, including real-time cross-border payments, card issuance, and collections. It holds licenses and regulatory approvals in over 40 countries and enables payments to more than 190 countries, serving businesses across various industries such as travel, e-commerce, and financial institutions.
1 Raffles Place, #42-01 One Raffles Place Tower 1 (Global HQ) / 4 Embarcadero Center, Suite 1400 (North American HQ)
Singapore / San Francisco
N/A / California
Singapore / United States
Address: WeWork, 70 Wilson St, London EC2A 2DB, United Kingdom (Example Address, verify specific office)
To expand Nium's payment network and services across Europe, addressing the specific needs of businesses and consumers in the region for cross-border transactions and financial solutions.
Address: WeWork Raheja Platinum, Sag Baug Road, Off Andheri-Kurla Road, Marol, Andheri East, Mumbai, Maharashtra 400059 (Example Address, verify specific office)
Drives technological innovation for Nium's global platform and supports its operational backbone, while also catering to the growing South Asian market for digital payments.
Address: Level 24, Three International Towers, 300 Barangaroo Avenue, Sydney NSW 2000 (Example Address, verify specific office)
To strengthen Nium's presence in the Oceania region, offering tailored payment solutions to businesses and consumers, and navigating the local regulatory landscape.
Address: Marunouchi Kitaguchi Building 9F, 1-6-5 Marunouchi, Chiyoda-ku, Tokyo 100-0005 (Example Address, verify specific office)
To tap into the significant Japanese market for cross-border payments and fintech solutions, adapting Nium's offerings to local customer preferences and business needs.
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As of April 2025, Instarem' leadership includes:
Instarem has been backed by several prominent investors over the years, including:
Nium has continued to strengthen its leadership team with strategic hires to support its global expansion and product development. There have been no major publicly announced high-level executive departures in the past year.
Discover the tools Instarem uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
Nium commonly uses the [first].[last]@nium.com email format for its employees. Variations might exist, but this is a widely observed pattern for professional communication.
[first].[last]@nium.com
Format
prajit.nanu@nium.com
Example
85%
Success rate
Nium Blog • May 7, 2024
Nium announced the appointment of David SYNG as its new Chief Financial Officer. SYNG will oversee all aspects of Nium's global financial operations and strategy, supporting the company's next phase of growth....more
Finextra • April 23, 2024
Nium has partnered with Thredd, a global payments processor, to enhance its card issuing capabilities across Asia Pacific (APAC) and Europe, Middle East, and Africa (EMEA). This collaboration will enable Nium to quickly launch and scale new card programmes for its clients....more
Business Wire • February 20, 2024
Nium, the global leader in real-time cross-border payments, today announced a strategic partnership with Secret Escapes, the members-only luxury travel company. Nium will provide its global payments infrastructure to help Secret Escapes efficiently pay its global network of hotel and travel partners....more
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