What Does Instacredit Do?

Total employees1020
HeadquartersSan José
Founded2000

Instacredit is a well-established financial institution with over 20 years of experience, dedicated to providing accessible and innovative credit solutions to individuals and SMEs in Central America. Operating primarily in Costa Rica, Nicaragua, and Panama, Instacredit offers a range of products including personal loans, SME financing, and other financial services. In July 2023, Instacredit was acquired by kubo.financiero, a leading Mexican digital financial platform. This strategic move is set to enhance Instacredit's technological capabilities, expand its service offerings, and strengthen its mission to promote financial inclusion in the region.

Where Is Instacredit's Headquarters?

HQ Function

Serves as the central hub for strategic planning, operational management, product development, risk assessment, and corporate governance for Instacredit's operations across Central America.

Notable Features:

A modern office facility designed to support efficient operations and client services, likely equipped with contemporary technology infrastructure.

Work Culture:

The work culture at Instacredit's headquarters is characterized by professionalism, a customer-centric approach, dynamism in adapting to market needs, and an emphasis on ethical financial practices and innovation, further bolstered by the digital-first mindset of its parent company, kubo.financiero.

HQ Significance:

The headquarters is pivotal to Instacredit's regional presence, directing its mission to deliver accessible financial solutions and drive growth in Costa Rica, Nicaragua, and Panama.

Values Reflected in HQ: The headquarters likely embodies Instacredit's core values such as customer trust, financial accessibility, operational efficiency, regional commitment, and innovation, underscored by its integration with kubo.financiero's technologically advanced approach.

Location:

Instacredit has a significant regional presence, primarily operating in Central America. Its core markets include Costa Rica, Nicaragua, and Panama. Across these countries, Instacredit supports a variety of functions including the provision of personal loans, financing for small and medium-sized enterprises (SMEs), credit card services, and other tailored financial solutions designed to meet the specific needs of local customers and market conditions. The acquisition by kubo.financiero is expected to further expand its digital reach and service capabilities within these regions.

Street Address:

Edificio Instacredit, Sabana Sur, Contiguo a la Contraloría General de la República

City:

San José

State/Province:

San José

Country:

Costa Rica

Where Else Does Instacredit Operate Around the World?

Panama City, Panama

Address: Vía España, Edificio Cromos, Local #2, Ciudad de Panamá, Panamá

To provide accessible credit facilities and comprehensive financial services to the Panamanian population, thereby supporting local economic development and financial inclusion.

Managua, Nicaragua

Address: De la rotonda Rubén Darío, 2c. al sur, Plaza Antares, Módulo 4. Managua, Nicaragua.

To enhance financial inclusion and offer competitive credit options and financial services to individuals and enterprises in Nicaragua, contributing to the local economy.

Buying Intent Signals for Instacredit

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Instacredit? Meet the Executive Team

As of April 2025, Instacredit' leadership includes:

Javier Sancho - Chief Executive Officer (CEO)
Allan Herrera - Director Financiero (CFO)
Juan Carlos Li Sut - Presidente de la Junta Directiva

Who's Investing in Instacredit?

Instacredit has been backed by several prominent investors over the years, including:

kubo.financiero (Parent Company since July 2023)

What Leadership Changes Has Instacredit Seen Recently?

Hire2
Exits0

The most significant executive development for Instacredit in the last 12 months has been the leadership evolution following its acquisition by kubo.financiero in July 2023. This transition included key appointments to steer the company's integration and future growth strategy in Central America.

New Appointments:

Javier Sancho, Javier Sancho appointed as new CEO of Instacredit, responsible for leading the company in its new phase under kubo.financiero.
Allan Herrera, Allan Herrera appointed as new CFO, overseeing financial operations and strategy for Instacredit.

What Technology (Tech Stack) Is Used byInstacredit?

Discover the tools Instacredit uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Instacredit Email Formats and Examples

Instacredit likely follows standard corporate email formatting conventions. While the exact primary format isn't publicly detailed, common structures include using the first initial followed by the last name, or the first name followed by the last initial, combined with the company's domain.

[first_initial][last]@instacredit.com

Format

jsancho@instacredit.com

Example

80%

Success rate

What's the Latest News About Instacredit?

Forbes CentroaméricaJuly 26, 2023

Instacredit Acquired by Mexican Fintech kubo.financiero

Mexican financial technology company kubo.financiero officially announced its acquisition of Instacredit, a financial group with established operations in Costa Rica, Panama, and Nicaragua. This strategic acquisition aims to bolster kubo.financiero's footprint in Latin America and combine Instacredit's regional market expertise with kubo's digital financial services platform....more

El Financiero Costa RicaAugust 15, 2023

Instacredit Enters New Era with kubo.financiero, Appoints Javier Sancho as CEO

Following its acquisition by kubo.financiero, Instacredit is embarking on a transformative journey focused on enhancing technological innovation and expanding its service offerings throughout Central America. Javier Sancho has been appointed as the new CEO to lead Instacredit in this new stage, with a strong emphasis on improving customer experience and promoting greater financial inclusion in the region....more

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