Inbank AS is an Estonian-based digital bank with an EU credit institution license, offering consumer finance products and services. It operates in Estonia, Latvia, Lithuania, Poland, and the Czech Republic, and also accepts deposits from Germany, Austria, and the Netherlands. Inbank focuses on providing flexible financing solutions such as personal loans, car loans, hire purchase options, and deposit products, primarily through a technology-driven, partner-led embedded finance model. Their mission is to make financing accessible and simple for consumers and merchants at the point of sale.
The Tallinn headquarters serves as the core operational and strategic center for Inbank AS, overseeing product development, technology infrastructure, risk management, group finance, and international expansion efforts.
Likely a modern office space designed to foster collaboration and innovation, reflecting its status as a digital-first financial institution. It would feature contemporary design and technology-enabled workspaces.
The work culture at Inbank HQ is characterized by a dynamic, agile, and technology-focused environment. Emphasis is placed on innovation, collaboration, employee empowerment, and a flat organizational structure to encourage quick decision-making.
The headquarters is significant as it's the birthplace and central command of a rapidly growing European digital bank, representing Estonia's strong fintech ecosystem and its ability to produce internationally successful companies.
Inbank AS has established a significant presence across several European countries. While its core operations and technological development are centralized in Estonia, it has physical branches and operational teams in Poland, Latvia, Lithuania, and the Czech Republic to manage local market activities, sales, customer support, and regulatory compliance. Additionally, Inbank accepts deposits from Germany, Austria, and the Netherlands through digital platforms, extending its financial reach without requiring a physical branch in those specific countries for deposit-taking.
Niine 11
Tallinn
Harju County
Estonia
Address: Inflancka 4B, 00-189 Warszawa, Poland (Inbank Polska)
To expand Inbank's reach in Central Europe, leveraging Poland's large consumer market and growing demand for digital financial solutions. Focuses on embedded finance partnerships.
Address: Akmeņu iela 14, Rīga, LV-1048, Latvia (Inbank Latvia)
To strengthen Inbank's presence in the Baltic region, offering competitive digital banking services and contributing to the group's overall growth.
Address: Konstitucijos pr. 21A, Vilnius 08130, Lithuania (Inbank Lithuania / Mokilizingas)
To capture market share in Lithuania's consumer finance sector, integrating with local retail partners and digital platforms.
Address: Klimentská 1216/46, 110 00 Staré Město, Czechia (Inbank Branch Czech Republic)
To establish and grow Inbank's presence in the Czech market, offering competitive digital financing solutions to Czech consumers and businesses.
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As of April 2025, Inbank' leadership includes:
Inbank has been backed by several prominent investors over the years, including:
In the past year, Inbank AS has maintained relative stability in its core executive team. Key leadership transitions often relate to strategic appointments for market expansion or strengthening specific functions rather than frequent turnover at the top management board level.
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Inbank AS typically uses a standardized email format for its employees, which is common for corporate entities. The most prevalent format combines the employee's first name and last name separated by a dot, followed by the @inbank.eu domain. Variations might exist for country-specific domains (e.g., @inbank.pl).
[first].[last]@inbank.eu
Format
priit.poldoja@inbank.eu
Example
85%
Success rate
Inbank AS Investor Relations / GlobeNewswire • 2024-02-29
Inbank AS reported a net profit of EUR 14.1 million for 2023, a 17% increase from the previous year. The loan portfolio grew by 24% to EUR 970.6 million, and total assets reached EUR 1.1 billion. The fourth quarter saw a net profit of EUR 2.0 million....more
Inbank AS Investor Relations / GlobeNewswire • 2023-11-28
Inbank AS announced plans to merge its Lithuanian subsidiaries, UAB Inbank Lizingas and UAB Inbank, aiming to streamline operations, improve efficiency, and enhance product offerings in the Lithuanian market. The merger is part of a broader strategy to consolidate its Baltic operations....more
Inbank AS Investor Relations / GlobeNewswire • 2023-09-05
The Supervisory Board of Inbank AS decided to recall Iryna Kcjęszak from the Management Board effective September 5, 2023. Maciej Pieczkowski, Head of Inbank Poland, was appointed as a new member of the Management Board....more
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