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The Housing Bank for Trade and Finance (HBTF) is a leading financial institution in Jordan and the Middle East, established in 1973. It offers a comprehensive suite of banking products and services to individual, corporate, and institutional clients. These include retail banking (accounts, loans, credit cards), corporate banking (financing, trade finance, cash management), investment banking, and treasury services. HBTF has played a pivotal role in housing finance in Jordan and is committed to contributing to the economic development of the communities it serves through robust financial solutions and a customer-centric approach.
The headquarters serves as the central hub for strategic decision-making, executive management, core operational oversight, policy formulation, and administrative support for all domestic and international branches and operations.
A modern, multi-story office building strategically located in Amman's primary financial and business district, equipped with contemporary facilities to support its extensive banking operations.
The work culture at HBTF's headquarters is characterized by professionalism, a strong emphasis on regulatory compliance, innovation in financial services, and customer-centricity. It fosters a collaborative environment focused on achieving the bank's strategic objectives, with a hierarchical structure typical of major financial institutions.
The headquarters is paramount to HBTF's identity and operations, symbolizing its stability, leadership in the Jordanian banking sector, and its role as the nerve center for its expanding regional network.
The Housing Bank for Trade and Finance (HBTF) has a strong domestic presence with an extensive network of over 130 branches and offices within Jordan. Internationally, HBTF operates through branches in Palestine (19 branches) and Bahrain (1 branch), a subsidiary bank in Algeria (Housing Bank Algeria), and representative offices in Syria (Damascus), Libya (Tripoli), and the UAE (Abu Dhabi). It also holds strategic stakes in other financial institutions. This international network supports a wide array of functions including retail banking, corporate finance, international trade finance, treasury operations, and investment services, catering to both individual and institutional clients across the Middle East and North Africa (MENA) region.
Abdel Hamid Sharaf St., Building No. (19)
Amman
Amman Governorate
Jordan
Address: Manama, Kingdom of Bahrain (Specific branch address: Bahrain Financial Harbour, West Tower, Floor 19)
To serve as a key financial hub in the Gulf, supporting HBTF's corporate clients, managing investments, and strengthening trade links between Jordan and the GCC markets.
Address: Operates an extensive network of 19 branches across various cities in Palestine, including Ramallah, Nablus, and Hebron.
To provide essential financial services, support local economic development, and cater to the banking needs of individuals and businesses in Palestine.
Address: Housing Bank Algeria (HBA) - A subsidiary bank operating in Algeria.
To expand HBTF's footprint in North Africa, offering financial solutions and contributing to the banking sector development in Algeria.
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As of April 2025, Housing Bank' leadership includes:
Housing Bank has been backed by several prominent investors over the years, including:
The Housing Bank for Trade and Finance maintains a relatively stable core executive leadership team. Public announcements regarding C-suite (CEO, CFO, COO, etc.) hires or exits are infrequent, suggesting continuity in top management. Any changes typically involve board memberships, which rotate based on shareholder representation, or internal promotions that may not be widely publicized as major external hires or sudden departures. No major, publicly announced C-suite executive hires or exits directly impacting the day-to-day executive leadership were identified in the past 12 months.
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The Housing Bank for Trade and Finance (HBTF) likely utilizes common corporate email formats. While exact patterns can vary, a frequent structure for organizations of its size is combining parts of an employee's name with the company domain.
[firstinitial][lastname]@hbtf.com.jo or [firstname].[lastname]@hbtf.com.jo
Format
asmith@hbtf.com.jo or ahmad.ali@hbtf.com.jo
Example
75%
Success rate
HBTF Press Release / Amman Stock Exchange • February 1, 2024
The Housing Bank for Trade and Finance announced its financial results for the year ending December 31, 2023, reporting a net profit after tax of JD 175.2 million, compared to JD 160.1 million in 2022, marking an increase of 9.4%. Total assets grew to JD 9.6 billion....more
Zawya / HBTF News • May 20, 2024
The Housing Bank for Trade and Finance announced the launch of its newly updated digital banking services for individuals, 'Iskan Mobile' and 'Iskan Online'. These enhanced platforms aim to provide customers with a seamless, secure, and comprehensive banking experience, featuring a modern design and new functionalities....more
HBTF Press Release • October 26, 2023
The Housing Bank for Trade and Finance (HBTF) disclosed its financial results for the first nine months of 2023, showing a net profit of JD140.2 million, compared to JD110.1 million for the same period in 2022, an increase of 27.3%....more
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