Holvi is a digital banking service built for modern European entrepreneurs – freelancers, sole traders, and small business owners. It offers an all-in-one solution that combines a business account, invoicing tools, expense tracking, and basic bookkeeping features, all accessible online and via a mobile app. The goal is to simplify financial admin, save time, and help small businesses manage their finances more effectively. Holvi is regulated as a Payment Institution by the Finnish Financial Supervisory Authority (FIN-FSA).
The Helsinki headquarters serves as the central hub for Holvi's operations, product development, engineering, marketing, customer support, compliance, and strategic decision-making for its European markets.
Located in a modern office space in Helsinki, designed to foster collaboration and innovation. It likely features open-plan work areas, dedicated meeting rooms, and advanced technological infrastructure common in fintech companies.
Holvi promotes a dynamic, inclusive, and international work environment, emphasizing collaboration, autonomy, and a passion for empowering small businesses. The culture encourages continuous learning, innovation, and a customer-first mindset within a supportive team.
As the birthplace and central operational base of Holvi, the Helsinki HQ is pivotal for its role in developing and scaling the company's unique financial services for freelancers and small businesses across Europe. It's where Holvi's core product innovation, regulatory compliance oversight (FIN-FSA authorized), and strategic direction are managed.
Holvi's services are primarily targeted at freelancers and small businesses within specific European countries, including Austria, Belgium, Finland, France, Germany, Ireland, Italy, and the Netherlands. While its payment card can be used globally and it supports international payments, direct account opening and localized services are focused on these European markets. Holvi operates under a Finnish Payment Institution license, passported across the European Economic Area (EEA).
Lapinlahdenkatu 16
Helsinki
Uusimaa
Finland
Address: Holvi Payment Services Oy, Zweigniederlassung Deutschland, c/o WeWork, Stresemannstraße 123, 10963 Berlin
To serve and expand Holvi's customer base in Germany and other German-speaking countries, adapting services to local needs and fostering regional partnerships.
Address: Holvi Payment Services Oy, Sucursal en España, c/o WeWork, Paseo de la Castellana 77, 28046 Madrid
To establish a strong foothold in the Spanish market, catering to the financial management needs of local freelancers and small businesses.
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As of April 2025, Holvi' leadership includes:
Holvi has been backed by several prominent investors over the years, including:
No publicly announced executive team hires or departures at Holvi have been identified in the past 12 months. The leadership team appears to have maintained stability during this period.
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Holvi typically uses the `firstname.lastname@holvi.com` email format for its employees. While this is the most common pattern, other formats might exist in specific cases or for functional mailboxes.
firstname.lastname@holvi.com
Format
anna.mustermann@holvi.com
Example
85%
Success rate
Holvi Blog • October 17, 2023
Holvi has partnered with Accountable, a tax and accounting app, to provide Belgian freelancers and self-employed professionals with a combined solution for banking and automated accounting, simplifying their financial management....more
Holvi Blog • May 24, 2023
Holvi has integrated with INNIO, a leading Austrian invoicing tool, to offer seamless invoicing solutions for its Austrian customers, further streamlining their financial administration tasks....more
Fintech Finance News • April 20, 2023
Holvi announced its official launch in France, offering its all-in-one business account and financial management tools to French freelancers and small enterprises, aiming to reduce their administrative burden and support their growth....more
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