HBOR (Hrvatska banka za obnovu i razvitak) is the Croatian Bank for Reconstruction and Development. It is a state-owned development and export bank established with the primary mission of fostering the development of the Croatian economy. HBOR achieves this by providing loans, insuring exports against political and commercial risks, issuing guarantees, and offering business advisory services to Croatian enterprises across various sectors.
Serves as the central operational and administrative hub for all of HBOR's activities, including strategic planning, loan origination and approval, export insurance underwriting, policy development, and international cooperation.
The headquarters is situated in a significant and accessible part of Zagreb, housed in a building that reflects its importance as a national financial institution. It provides modern facilities for its banking and development operations.
Characterized by a professional, mission-driven environment focused on national economic development. Employees possess expertise in finance, economics, risk management, and international trade, working to support Croatian businesses.
The Zagreb headquarters is pivotal for coordinating national development strategies, managing financial instruments, and acting as the primary interface for businesses, government bodies, and international financial partners.
While HBOR's direct operations and offices are confined to Croatia, it maintains a significant global presence through active cooperation with international and supranational financial institutions, export credit agencies (ECAs), and development banks worldwide. These partnerships are crucial for securing favorable funding lines, co-financing projects, reinsuring export risks, and facilitating Croatian companies' access to international markets. HBOR is a member of various international associations, enhancing its global network and ability to support Croatian exporters and investors abroad.
Strossmayerov trg 9
Zagreb
City of Zagreb
Croatia
Address: Područni ured za Dalmaciju, Ulica grada Vukovara 35/IV, Split
To stimulate economic development and entrepreneurship in Dalmatia by offering tailored financial solutions and expert guidance, fostering job creation and sustainable growth in the region.
Address: Područni ured za Slavoniju i Baranju, Kapucinska ulica 25/II, Osijek
To enhance economic activity and support business development in Eastern Croatia by making HBOR's financial instruments and consulting services more accessible, thereby contributing to regional revitalization and competitiveness.
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As of April 2025, HBOR - Hrvatska banka za obnovu i razvitak' leadership includes:
HBOR - Hrvatska banka za obnovu i razvitak has been backed by several prominent investors over the years, including:
HBOR's Management Board appointments are typically for multi-year mandates and are subject to procedures involving the Croatian Government and Supervisory Board. In the last 12 months, the existing Management Board has continued its term.
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HBOR, as a Croatian public institution, generally utilizes a standardized email format for its employees. The most common format includes the first name and last name separated by a dot, followed by the @hbor.hr domain.
[first_name].[last_name]@hbor.hr
Format
hrvoje.cuvalo@hbor.hr
Example
85%
Success rate
hbor.hr • May 20, 2024
HBOR and EXIMBANKA SR (Export-Import Bank of Slovak Republic) have signed a new Memorandum of Understanding. This agreement aims to enhance cooperation in supporting exporters from both countries through joint financing initiatives, sharing of insurance and reinsurance capacities, and exchanging information on export opportunities and investment projects....more
hbor.hr • May 15, 2024
HBOR has launched a new loan program designed to provide working capital for entrepreneurs, craftsmen, small and medium-sized enterprises (SMEs), and mid-cap companies. The program aims to address liquidity challenges and support ongoing business operations, contributing to the stability and growth of Croatian businesses....more
hbor.hr • April 24, 2024
HBOR organized a presentation detailing the financing opportunities available for projects under the National Recovery and Resilience Plan (NPOO) for the period 2021-2027. The bank highlighted its role in channeling funds towards investments in green transition, digitalization, research and development, and overall sustainable development for Croatian enterprises....more
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