What Does Funding Circle US Do?

Total employees80
HeadquartersCentennial
Founded2010

Funding Circle USA is the United States arm of the global SME lending platform, Funding Circle. It connects small businesses seeking financing with a diverse range of investors, including individuals, financial institutions, and government bodies. Funding Circle USA offers various loan products, primarily term loans, designed to help businesses manage cash flow, invest in growth, purchase equipment, or cover other operational expenses. The platform leverages technology and data analytics to streamline the application and underwriting process, aiming to provide businesses with quicker access to capital compared to traditional lenders. Their mission is to build a better financial world by revolutionizing the way small businesses access funding.

Where Is Funding Circle US's Headquarters?

HQ Function

This office serves as the main hub for Funding Circle's United States operations, encompassing areas like loan origination, underwriting, sales, marketing, customer support, risk management, and technology development tailored for the US market.

Notable Features:

The office is likely a modern workspace designed to foster collaboration and innovation, featuring open-plan areas, technologically equipped meeting rooms, and amenities typical of a contemporary fintech company focused on employee well-being and productivity.

Work Culture:

Funding Circle USA's work culture is characterized by a fast-paced, innovative, and mission-driven environment. There is a strong emphasis on teamwork, data-driven decision-making, customer centricity ('Stand with Small Business'), and making a tangible impact on the success of small businesses.

HQ Significance:

The Centennial office is pivotal for Funding Circle's strategy and growth in the North American market. It enables direct engagement with US small businesses, strategic partners, and regulatory bodies, and represents a significant operational base for serving the American economy.

Values Reflected in HQ: The office environment and operations aim to reflect Funding Circle's core values: 'Think Smart' (data-driven, intelligent solutions), 'Make It Happen' (execution-focused, proactive), 'Be Open' (transparency, collaboration), 'Stand Together' (teamwork, supporting colleagues and customers), and 'Live the Adventure' (embracing challenges, passion for the mission).

Location:

Funding Circle operates a global online lending platform. Historically, its key markets included the United Kingdom (global HQ and largest market) and the United States. It also had operations in Germany and the Netherlands, which have since been wound down as the company focuses on its core UK and US markets. Key functions supported globally (primarily in UK and US) include: proprietary technology and platform development, advanced data analytics and credit assessment models, loan origination and servicing, marketing and business development, investor relations, and robust regulatory compliance. Funding Circle USA plays a crucial role in this by serving the American small business market, leveraging global technology while tailoring products for US needs.

Street Address:

7475 E Peakview Ave

City:

Centennial

State/Province:

CO

Country:

USA

Where Else Does Funding Circle US Operate Around the World?

London, UK

Address: 71 Queen Victoria Street, London, EC4V 4AY, United Kingdom

Oversees operations across all markets (UK, US, formerly Germany and Netherlands) and leads global expansion, investor relations, and technological innovation.

Berlin, Germany

Address: Stresemannstraße 123, 10963 Berlin, Germany (c/o WeWork)

Provided tailored lending solutions for the German market, adapting the global platform to local business needs and regulatory environments. (Note: Operations in Germany have ceased).

Amsterdam, Netherlands

Address: [Specific Amsterdam address, if applicable, otherwise 'Amsterdam, Netherlands']

Served the Dutch SME market with lending solutions. (Note: Operations in Netherlands have ceased).

Buying Intent Signals for Funding Circle US

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Funding Circle US? Meet the Executive Team

As of April 2025, Funding Circle US' leadership includes:

Lisa Jacobs - Chief Executive Officer (CEO), Funding Circle Global
Oliver White - Chief Financial Officer (CFO), Funding Circle Global
Vipul Chhabra - Managing Director, Funding Circle US
Karan Gulati - Chief Product & Technology Officer (CPTO), Funding Circle Global
Jerome Le Luel - Global Chief Risk Officer (CRO)
Panni Morshedi - Managing Director, UK Business

Who's Investing in Funding Circle US?

Funding Circle US has been backed by several prominent investors over the years, including:

Accel Partners
Index Ventures
DST Global
Ribbit Capital
Baillie Gifford
Temasek Holdings
Sands Capital Ventures
Union Square Ventures
Rocket Internet

What Leadership Changes Has Funding Circle US Seen Recently?

Hire1
Exits1

Over the last 12-18 months, Funding Circle has undergone significant leadership transitions, including the appointment of Lisa Jacobs as Group CEO. The company also strengthened its technology leadership with the hire of Karan Gulati as CPTO, reflecting a continued focus on product innovation and market strategy.

Departures

Samir Desai, Samir Desai, co-founder, stepped down as CEO, transitioning to a Non-Executive Director role on the board.

New Appointments:

Lisa Jacobs, Lisa Jacobs was appointed as CEO of Funding Circle Group, succeeding Samir Desai. She was previously the Managing Director of Funding Circle UK & Ireland.
Karan Gulati, Karan Gulati was appointed as Funding Circle's Chief Product & Technology Officer to lead global product strategy and technological innovation.

What Technology (Tech Stack) Is Used byFunding Circle US?

Discover the tools Funding Circle US uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Funding Circle US Email Formats and Examples

Funding Circle typically uses a standard corporate email format, most commonly 'firstname.lastname@fundingcircle.com'. Variations like 'firstinitiallastname@fundingcircle.com' might also be in use, though less common. For general inquiries, specific departmental emails or contact forms on their website are recommended.

firstname.lastname@fundingcircle.com

Format

jane.doe@fundingcircle.com

Example

90%

Success rate

What's the Latest News About Funding Circle US?

Funding Circle Investor Relations / ReutersMarch 7, 2024

Funding Circle Holdings PLC Reports Full Year Results for 2023

Funding Circle announced its financial results for the year ended December 31, 2023. The report detailed performance metrics, strategic progress including focus on UK and US markets, and outlook for the upcoming year. US loan originations and revenue contribution were key components....more

Finextra / Funding Circle Press ReleaseNovember 14, 2023

Funding Circle appoints Karan Gulati as CPTO

Funding Circle announced the appointment of Karan Gulati as its new Chief Product & Technology Officer. Gulati is tasked with leading the company's product and technology teams to further enhance its lending platform and drive innovation....more

Funding Circle Investor Relations / various financial news outletsMay 11, 2023

Funding Circle Announces CEO Succession Plan

Funding Circle announced that Lisa Jacobs, then Managing Director of its UK business, would succeed Samir Desai as Group CEO, effective January 1, 2024. Samir Desai planned to step down at the end of 2023 and remain on the Board as a Non-Executive Director....more

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