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Ford Motor Credit Company LLC is the financial services arm of Ford Motor Company. Established in 1959, Ford Credit provides a wide range of automotive financing products and services to and through Ford and Lincoln dealers globally. Its offerings include retail installment contracts for new and used vehicles, direct financing leases, wholesale financing for dealer inventories, and other financing solutions for dealers. Ford Credit plays a crucial role in supporting Ford's vehicle sales by making vehicle ownership more accessible to consumers and ensuring dealers have the necessary capital to manage their inventory and operations. It operates in North America, Europe, Asia Pacific, and South America, serving millions of customers worldwide.
Serves as the global headquarters, overseeing strategic direction, financial operations, risk management, and administrative functions for Ford Credit's worldwide automotive financing services.
Co-located with or in immediate proximity to the iconic Ford World Headquarters, also known as 'The Glass House.' Benefits from the extensive campus infrastructure, fostering close collaboration with Ford Motor Company's core automotive business.
The work culture at Ford Credit aligns with Ford Motor Company's emphasis on innovation, integrity, customer satisfaction, and teamwork. There is a strong focus on financial expertise, data-driven decision-making, and providing excellent service to both dealers and consumers.
The Dearborn headquarters is pivotal for Ford's global sales and financial health, directing lending strategies, managing a substantial loan and lease portfolio, and ensuring liquidity for Ford's automotive operations worldwide.
Ford Credit supports Ford's global automotive sales by offering a comprehensive suite of financing products and services in numerous countries across North America (USA, Canada, Mexico), Europe (including UK, Germany, Spain, Italy, France), Asia Pacific (including China, Australia, India), and South America. Its functions include retail financing and leasing for consumers, commercial lending, wholesale financing for dealer inventory, and specialty financing programs, all adapted to local market conditions and regulations.
One American Road
Dearborn
Michigan
USA
Address: Nashville Business Center (Specific street address varies by department, often cited in context of major operational hubs in the Nashville metro area)
Serves as a critical center for Ford Credit's North American operations, enhancing service delivery, operational efficiency, and responsiveness to customers and dealers in the region.
Address: Ford Credit Europe Bank PLC, Central Office, Arterial Road, Laindon, Essex, SS15 6EE, United Kingdom
Acts as the central financial services hub for Ford's European operations, tailoring global financing strategies to meet local market demands, regulatory requirements, and consumer preferences throughout Europe.
Address: Ford Automotive Finance (China) Ltd., Part A, 35F, Tower 2, Jing An Kerry Centre, 1539 Nanjing Road West, Jing An District, Shanghai, China
Key to supporting Ford's sales growth in the strategically important Asia Pacific region, particularly China, by offering competitive financing products tailored to local customers and dealers.
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As of April 2025, Ford Credit' leadership includes:
Ford Credit has been backed by several prominent investors over the years, including:
Ford Motor Credit Company's top executive leadership has maintained stability over the past 12 months. While routine internal role adjustments and mid-level appointments may occur, no high-profile new hires or departures specifically within the uppermost tier of Ford Credit's dedicated executive team (e.g., CEO, CFO, EVPs) have been publicly announced. Executive news is often integrated with broader Ford Motor Company announcements.
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Ford Motor Credit Company, as part of Ford Motor Company, typically utilizes standardized corporate email formats. The most common formats are usually a combination of the employee's first name and last name, or first initial and last name, followed by '@ford.com'.
[first_initial][last]@ford.com or [first].[last]@ford.com
Format
jsmith@ford.com or jane.doe@ford.com
Example
75%
Success rate
Ford Motor Company Investor Relations • April 24, 2024
Ford Credit reported earnings before taxes (EBT) of $293 million for the first quarter of 2024. The performance was driven by factors including stable credit loss performance and effective portfolio management in a dynamic market environment, as detailed in Ford Motor Company's overall Q1 earnings report....more
Yahoo Finance / Cision PR Newswire • May 13, 2024
Ford Credit Canada Limited Partnership announced its election to redeem, on June 10, 2024, all of its outstanding C$500,000,000 aggregate principal amount of 2.113% Notes originally due June 10, 2024. This reflects active management of its debt portfolio....more
Moody's Investors Service / PR Newswire • February 1, 2024
Moody's Investors Service assigned definitive ratings to asset-backed notes issued by Ford Credit Auto Owner Trust (FCAOT) 2024-A. This securitization, collateralized by a pool of retail auto loan contracts, is part of Ford Credit's ongoing strategy to fund its automotive financing activities....more
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