Ford Motor Credit Company
Ford Motor Credit Company's Overview
Ford Motor Credit Company LLC is the financial services arm of Ford Motor Company. Established in 1959, Ford Credit provides a comprehensive suite of automotive financing products to and through automotive dealers globally. Their services include retail installment contracts for new and used vehicles, direct financing leases, wholesale financing for dealer inventories, and commercial lending. Ford Credit aims to support Ford's automotive sales by offering competitive financing solutions and excellent customer service to both individual consumers and commercial clients, contributing significantly to Ford's overall business strategy and customer loyalty.
Where is Ford Motor Credit Company's Headquarters?
HQ Function
Serves as the central hub for Ford Credit's global financial operations, strategy development, risk management, corporate governance, and support for its worldwide network of Ford dealers and customers.
Notable Features:
Located within the expansive and historic Ford World Headquarters campus, known for its significant role in automotive history, modern office facilities, and integration with Ford's core automotive business.
Work Culture:
A professional, results-oriented environment focused on financial services excellence, innovation in auto financing, and strong customer support. The culture emphasizes collaboration with Ford Motor Company, data-driven decision-making, ethical practices, and employee development. It mirrors Ford's broader values of teamwork and integrity.
HQ Significance:
The headquarters is pivotal for aligning Ford Credit's financial products and services with Ford's global automotive sales and manufacturing strategies. It manages substantial financial assets and risk, and plays a key role in enabling vehicle sales and dealer operations worldwide.
Values Reflected in HQ: The headquarters' operations and environment reflect Ford's core values such as customer focus, financial discipline, innovation, integrity, and a commitment to supporting the broader automotive ecosystem and communities.
Location:
Ford Credit operates globally, providing a wide range of automotive financial services in numerous countries across North America, South America, Europe, and the Asia-Pacific region. Key functions supported globally include retail financing and leasing for new and used vehicles, wholesale financing for dealer inventories, commercial vehicle financing, and related insurance products. This extensive international network enables Ford Credit to support Ford's global sales operations by offering financial solutions tailored to local market conditions and customer needs.
Street Address:
1 American Road (Ford World Headquarters Campus)
City:
Dearborn
State/Province:
Michigan
Country:
USA
Ford Motor Credit Company's Global Presence
Franklin, Tennessee, USA
Address: e.g., 3401 Mallory Ln, Franklin, TN 37067 (Represents a major U.S. Operations Center)
Acts as a key domestic operational hub to enhance customer service efficiency, manage loan portfolios, and provide specialized financial support functions for the U.S. market.
Brentwood, Essex, United Kingdom
Address: Ford Credit Europe, Dunton Campus, Arterial Road, Laindon, Basildon, Essex, SS15 6EE, UK
Coordinates and directs Ford Credit's activities in the European region, tailoring financial products to diverse local market needs and regulatory landscapes, thereby supporting Ford's vehicle sales throughout Europe.
Shanghai, China
Address: Serves as a key operational base for Ford Credit in the Asia-Pacific region (Specific address within Ford's Shanghai operations)
Supports Ford's market presence and sales growth in China and parts of the Asia-Pacific region by providing competitive and locally relevant automotive financial solutions.
Buying Intent Signals for Ford Motor Credit Company
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Executive Team of Ford Motor Credit Company
As of April 2025, Ford Motor Credit Company' leadership includes:
Investors of Ford Motor Credit Company
Ford Motor Credit Company has been backed by several prominent investors over the years, including:
Executive New Hires/Exits in the Last 12 Months
Based on publicly available information, no major C-suite executive hires, exits, or transitions have been widely announced for Ford Motor Credit Company in the last 12 months. The top leadership team, including CEO Marion Harris, appears stable. Routine changes at other senior management levels may occur but are not always broadly publicized.
Technology (Tech Stack) used by Ford Motor Credit Company
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Ford Motor Credit Company Email Formats and Examples
Ford Motor Credit Company, as a subsidiary of Ford Motor Company, typically utilizes Ford's corporate email domain (@ford.com). Common email patterns include combinations of the employee's first name, last name, and initials.
[first_initial][last_name]@ford.com (e.g., jsmith@ford.com) or [first_name].[last_name]@ford.com (e.g., john.smith@ford.com)
Format
msmith@ford.com
Example
80%
Success rate
News and media
Ford Media Center • February 7, 2024
Ford Pro FinSimple Launches, Simplifying Commercial Financing For Small Businesses With Ford Credit
Ford Pro announced the launch of Ford Pro FinSimple, a new seamless financing experience for commercial customers. Backed by Ford Credit, FinSimple aims to make the vehicle financing process transparent, and easy for small and medium-sized businesses, offering bundled solutions that include vehicles, services, and EV charging....more
Fitch Ratings • December 19, 2023
Fitch Affirms Ford Motor Credit Company LLC's Ratings at 'BB+'; Outlook Stable
Fitch Ratings affirmed Ford Motor Credit Company LLC's Long-Term Issuer Default Rating (IDR) and senior unsecured debt rating at 'BB+'. The Rating Outlook is Stable. The affirmation reflects FMCC's strong linkage with Ford, consistent operating performance, robust liquidity, and experienced management team....more
Ford Motor Company (Q3 Earnings Report) • October 26, 2023
Ford Credit Reports Strong Q3 Earnings Before Taxes
As part of Ford Motor Company's third-quarter 2023 financial results, Ford Credit reported earnings before taxes of $471 million. The performance was attributed to factors including favorable lease residual performance and credit loss metrics, despite higher borrowing costs....more
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