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Fluency CBDC, established in 2020, is a pioneering RegTech infrastructure company dedicated to advancing Central Bank Digital Currency (CBDC) solutions. We provide a comprehensive technology and services platform tailored for central banks and financial institutions, enabling them to design, build, and operate robust, secure, and inclusive digital currency ecosystems. Our mission is to simplify the complexities of CBDC implementation by offering expertise in distributed ledger technology, financial markets, and regulatory compliance. Fluency aims to shape the future of digital finance by fostering innovation and collaboration in the evolving landscape of digital money.
The London headquarters serves as the main hub for strategic direction, research and development, product management, and global business operations for Fluency CBDC.
Located in Covent Garden, a vibrant district in central London, the headquarters is situated within a dynamic tech and finance-oriented environment. The office likely features modern facilities conducive to collaboration and innovation.
Fluency CBDC fosters an agile, innovative, and collaborative work culture. The team comprises experts in finance, technology, and central banking, driven by a shared goal of transforming digital payments and monetary systems. There's a strong emphasis on continuous learning and tackling complex challenges.
London's position as a leading global financial center and a hub for fintech innovation makes it a strategic location for Fluency CBDC's headquarters. This provides access to a rich talent pool, potential partnerships, and proximity to key regulatory and financial institutions.
Fluency CBDC operates with a global outlook, offering its CBDC technology and services platform to central banks and financial institutions worldwide. While headquartered in London, the company's solutions are designed for international deployment, addressing diverse regulatory and economic requirements. Fluency engages with international stakeholders through strategic partnerships, industry collaborations, and participation in global fintech events to support the adoption and development of digital currencies across different regions.
71-75 Shelton Street, Covent Garden
London
England
United Kingdom
Address: N/A
Global client engagement and project delivery are managed from the London hub, with potential for distributed team members supporting various regions.
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As of April 2025, Fluency' leadership includes:
Fluency has been backed by several prominent investors over the years, including:
Fluency CBDC's C-suite executive team has shown stability over the past year (mid-2023 to mid-2024), with no major publicly announced hires or departures. The company continues to focus on its growth and development objectives with its current leadership.
Discover the tools Fluency uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
Fluency CBDC likely employs standard corporate email address formats using their domain 'fluencycbdc.com'. Common patterns include combinations of first name and last name, or first initial and last name.
firstname.lastname@fluencycbdc.com
Format
inga.mullins@fluencycbdc.com
Example
80%
Success rate
Finextra • June 1, 2023
Fluency, a RegTech company focused on Central Bank Digital Currencies, announced the closure of its seed funding round. The investment, led by Guffanti Lovatelli & Co., will be utilized to enhance the development and market rollout of Fluency's CBDC technology platform for central banks and financial institutions....more
Fluency CBDC Official Website • March 23, 2023
Fluency CBDC was selected to participate in The Digital Dollar Project’s (DDP) Technical Sandbox Program. This initiative allows Fluency to contribute its technological expertise to explore practical challenges and opportunities for a U.S. Central Bank Digital Currency....more
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