What Does First State Bank Do?

Total employees433
HeadquartersGainesville
Founded1905

First State Bank, with its roots in Gainesville, Texas, has been a cornerstone of North Texas communities since its establishment in 1905. As a community-focused financial institution, it is dedicated to providing a comprehensive range of personal, business, and agricultural banking services. These include checking and savings accounts, various loan products such as personal, commercial, and real estate loans, mortgages, and modern digital banking solutions. First State Bank prides itself on building long-term customer relationships through personalized service and active involvement in local development, striving to be a reliable and accessible financial partner for the individuals, families, and businesses it serves.

Where Is First State Bank's Headquarters?

HQ Function

The headquarters houses key administrative departments, executive leadership, loan operations, risk management, and strategic planning functions, overseeing the bank's overall operations and community engagement.

Notable Features:

The Gainesville headquarters often represents a blend of historical significance and modern banking facilities, reflecting the bank's long-standing commitment to the community. It is a key landmark in the local financial sector.

Work Culture:

First State Bank fosters a work culture centered on community values, customer service excellence, integrity, and teamwork. Employees are encouraged to be active community members and are supported in their professional growth.

HQ Significance:

The headquarters is significant as it anchors the bank's deep roots in North Texas, facilitating economic growth and providing tailored financial solutions to meet the evolving needs of its local communities.

Values Reflected in HQ: The headquarters embodies the bank's core values of stability, reliability, community focus, customer trust, and prudent financial management.

Location:

First State Bank primarily focuses its operations within North Texas, USA. While it does not maintain international branches, it supports its customers' international financial needs through services such as international wire transfers and partnerships with correspondent banks, ensuring global transaction capabilities for its clientele.

Street Address:

200 S Dixon St

City:

Gainesville

State/Province:

TX

Country:

USA

Where Else Does First State Bank Operate Around the World?

Denton, TX/USA

Address: 2640 W University Dr, Denton, TX 76201

Serves the growing financial needs of individuals, students, and businesses in Denton, a major educational and commercial hub in North Texas.

Corinth, TX/USA

Address: 4451 FM 2181, Corinth, TX 76210

Supports the suburban community of Corinth by providing accessible and friendly local banking options.

Bowie, TX/USA

Address: 101 E Tarrant St, Bowie, TX 76230

Caters to the financial requirements of the Bowie community, including its agricultural sector and local enterprises.

Ponder, TX/USA

Address: 101 W Bailey St, Ponder, TX 76259

Expands First State Bank's footprint to serve the Ponder area, demonstrating commitment to growing with North Texas communities.

Buying Intent Signals for First State Bank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading First State Bank? Meet the Executive Team

As of April 2025, First State Bank' leadership includes:

Frank Morris - Chairman, President & CEO
Kelly McNulty - Executive Vice President, Chief Lending Officer
Darla Bezner - Executive Vice President, Chief Operations Officer
Brent Wulf - Executive Vice President, Chief Financial Officer
Cindy Hall - Executive Vice President, Chief Retail Officer
Jason Harlow - Executive Vice President, Chief Credit Officer

Who's Investing in First State Bank?

First State Bank has been backed by several prominent investors over the years, including:

Privately Held / Community Shareholders

What Leadership Changes Has First State Bank Seen Recently?

Hire0
Exits0

Specific executive new hires or exits for First State Bank are typically announced through local business journals or the bank's official press releases. As a community bank, such changes are often managed to ensure continuity of service and leadership. No major widespread public announcements of executive changes have been noted in the last 12 months.

What Technology (Tech Stack) Is Used byFirst State Bank?

Discover the tools First State Bank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

First State Bank Email Formats and Examples

First State Bank likely utilizes common corporate email formats for its employees. These formats typically involve a combination of the employee's first name, last name, or initials followed by the company's domain.

Common formats include [first_initial][last]@fsbtexas.com (e.g., jsmith@fsbtexas.com) or [first_name].[last_name]@fsbtexas.com (e.g., john.smith@fsbtexas.com).

Format

fmorris@fsbtexas.com

Example

80%

Success rate

What's the Latest News About First State Bank?

Cross Timbers GazetteFebruary 28, 2024

First State Bank to open branch in Ponder

First State Bank announced plans to open a new branch in Ponder, Texas, located at 101 W. Bailey St. This expansion aims to provide banking services to the growing Ponder community, with an anticipated opening in the summer of 2024....more

Denton Record-ChronicleJanuary 10, 2023

First State Bank celebrates new Denton location

First State Bank celebrated the opening of its new full-service banking center at 2640 W. University Drive in Denton. The new facility replaces their previous Denton location and offers enhanced services to the community....more

fsbtexas.com (Official Website News)August 1, 2023

First State Bank Named One of the Best Companies to Work for in Texas

First State Bank was recognized as one of the Best Companies to Work for in Texas for 2023. This statewide survey and awards program is designed to identify, recognize and honor the best places of employment in Texas, benefiting the state's economy, workforce and businesses....more

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