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FICO (Fair Isaac Corporation) is a data analytics company, best known for producing the most widely used credit scores—FICO® Scores—that lenders use to make credit decisions. Beyond credit scoring, FICO provides advanced analytics, decision management software, and fraud prevention solutions to businesses across various industries, including financial services, telecommunications, retail, and healthcare, helping them make smarter, more personalized decisions.
The Bozeman location serves as a corporate headquarters, housing key administrative and leadership functions. San Jose/Bay Area offices are critical for technology development and client engagement.
FICO's Bozeman presence is less about a singular, iconic building and more about a strategic operational base. Its San Jose facilities are in the heart of Silicon Valley, benefiting from the tech talent pool.
FICO fosters a culture of innovation, precision, and data-driven decision-making. Employees are often analytical, focused on solving complex problems for clients globally. The culture likely varies slightly by location, with Silicon Valley offices having a tech-centric vibe and Bozeman potentially offering a different work-life balance.
The headquarters in Bozeman, along with key operational centers like San Jose, anchors FICO's global strategy in credit analytics and decision management technology, influencing financial decisions worldwide.
FICO operates globally, with offices and operations across the Americas, Europe, the Middle East, Africa, and Asia Pacific. This network enables FICO to support its diverse international client base by providing localized sales, consulting, customer support, and product development tailored to regional market needs. Key functions supported globally include development of credit scoring models, decision management software, fraud analytics, and customer lifecycle management solutions for various industries.
5 West Mendenhall, Suite 105 (Bozeman address; often refers to San Jose for operational HQ discussions)
Bozeman
Montana
USA
Address: 181 Metro Drive, San Jose, CA 95110, USA (Example of a Bay Area location)
Serves as a primary center for FICO's software engineering, product development, and engagement with Silicon Valley's technology ecosystem and financial institutions.
Address: Cottons Centre, Cottons Lane, London, SE1 2QG, UK
Manages FICO's business development, customer relationships, and service delivery across the EMEA region, tailoring solutions to diverse regulatory and market environments.
Address: Av. Dra. Ruth Cardoso, 7221 - Pinheiros, São Paulo - SP, 05425-902, Brazil
Drives FICO's growth in Latin America, addressing specific market needs related to credit risk, fraud, and decision management.
Address: One Raffles Quay, #23-02 North Tower, Singapore 048583
Supports FICO's expansion and client engagement across Asia-Pacific, catering to the region's rapidly evolving financial and digital landscape.
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As of April 2025, FICO' leadership includes:
FICO has been backed by several prominent investors over the years, including:
FICO has seen some key executive appointments to strengthen its leadership team. Notably, a new Chief Technology Officer was appointed in mid-2023 and a new Chief Marketing Officer in early 2023.
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FICO commonly utilizes specific email address patterns for its employees. The most prevalent format appears to be the first name initial followed by the last name.
[firstinitial][lastname]@fico.com
Format
jdoe@fico.com
Example
90%
Success rate
FICO Investor Relations • July 31, 2024
FICO reported strong financial results for its third quarter of fiscal year 2024, with significant revenue growth driven by its Scores and Software segments. The company highlighted increased demand for its decision management and analytics solutions....more
FICO Newsroom • April 16, 2024
FICO recognized nine global organizations for their innovative use of FICO solutions to achieve outstanding results in areas such as AI and machine learning, customer onboarding, debt management, and fraud prevention....more
FICO Newsroom • February 14, 2024
FICO announced the launch of FICO Score 10 based on Equifax differentiated data assets, aiming to provide lenders with enhanced predictive power and access to credit for more consumers....more
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