What Does FICO Do?

Total employees3697
HeadquartersBozeman
Founded1956

FICO (Fair Isaac Corporation) is a data analytics company, best known for producing the most widely used credit scores—FICO® Scores—that lenders use to make credit decisions. Beyond credit scoring, FICO provides advanced analytics, decision management software, and fraud prevention solutions to businesses across various industries, including financial services, telecommunications, retail, and healthcare, helping them make smarter, more personalized decisions.

Where Is FICO's Headquarters?

HQ Function

The Bozeman location serves as a corporate headquarters, housing key administrative and leadership functions. San Jose/Bay Area offices are critical for technology development and client engagement.

Notable Features:

FICO's Bozeman presence is less about a singular, iconic building and more about a strategic operational base. Its San Jose facilities are in the heart of Silicon Valley, benefiting from the tech talent pool.

Work Culture:

FICO fosters a culture of innovation, precision, and data-driven decision-making. Employees are often analytical, focused on solving complex problems for clients globally. The culture likely varies slightly by location, with Silicon Valley offices having a tech-centric vibe and Bozeman potentially offering a different work-life balance.

HQ Significance:

The headquarters in Bozeman, along with key operational centers like San Jose, anchors FICO's global strategy in credit analytics and decision management technology, influencing financial decisions worldwide.

Values Reflected in HQ: The distributed nature of its key offices reflects adaptability and a focus on talent and market access. The core values of analytical excellence, integrity, and customer success are paramount across all locations.

Location:

FICO operates globally, with offices and operations across the Americas, Europe, the Middle East, Africa, and Asia Pacific. This network enables FICO to support its diverse international client base by providing localized sales, consulting, customer support, and product development tailored to regional market needs. Key functions supported globally include development of credit scoring models, decision management software, fraud analytics, and customer lifecycle management solutions for various industries.

Street Address:

5 West Mendenhall, Suite 105 (Bozeman address; often refers to San Jose for operational HQ discussions)

City:

Bozeman

State/Province:

Montana

Country:

USA

Where Else Does FICO Operate Around the World?

San Jose, California, USA

Address: 181 Metro Drive, San Jose, CA 95110, USA (Example of a Bay Area location)

Serves as a primary center for FICO's software engineering, product development, and engagement with Silicon Valley's technology ecosystem and financial institutions.

London, United Kingdom

Address: Cottons Centre, Cottons Lane, London, SE1 2QG, UK

Manages FICO's business development, customer relationships, and service delivery across the EMEA region, tailoring solutions to diverse regulatory and market environments.

São Paulo, Brazil

Address: Av. Dra. Ruth Cardoso, 7221 - Pinheiros, São Paulo - SP, 05425-902, Brazil

Drives FICO's growth in Latin America, addressing specific market needs related to credit risk, fraud, and decision management.

Singapore

Address: One Raffles Quay, #23-02 North Tower, Singapore 048583

Supports FICO's expansion and client engagement across Asia-Pacific, catering to the region's rapidly evolving financial and digital landscape.

Buying Intent Signals for FICO

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading FICO? Meet the Executive Team

As of April 2025, FICO' leadership includes:

Will Lansing - Chief Executive Officer
Michael McLaughlin - Executive Vice President and Chief Financial Officer
Stephanie Covert - Executive Vice President, Software
Claus Moldt - Executive Vice President and Chief Technology Officer
Nikhil Behl - Executive Vice President and Chief Marketing Officer
Mark Scadina - Executive Vice President, General Counsel and Corporate Secretary

Who's Investing in FICO?

FICO has been backed by several prominent investors over the years, including:

The Vanguard Group, Inc.
BlackRock, Inc.
Price T. Rowe Associates, Inc.
State Street Corporation
Massachusetts Financial Services (MFS) Company

What Leadership Changes Has FICO Seen Recently?

Hire2
Exits0

FICO has seen some key executive appointments to strengthen its leadership team. Notably, a new Chief Technology Officer was appointed in mid-2023 and a new Chief Marketing Officer in early 2023.

New Appointments:

Claus Moldt, Claus Moldt appointed as FICO's new Executive Vice President and Chief Technology Officer.
Nikhil Behl, Nikhil Behl joined FICO as Executive Vice President and Chief Marketing Officer.

What Technology (Tech Stack) Is Used byFICO?

Discover the tools FICO uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

FICO Email Formats and Examples

FICO commonly utilizes specific email address patterns for its employees. The most prevalent format appears to be the first name initial followed by the last name.

[firstinitial][lastname]@fico.com

Format

jdoe@fico.com

Example

90%

Success rate

What's the Latest News About FICO?

FICO Investor RelationsJuly 31, 2024

FICO Announces Third Quarter 2024 Earnings

FICO reported strong financial results for its third quarter of fiscal year 2024, with significant revenue growth driven by its Scores and Software segments. The company highlighted increased demand for its decision management and analytics solutions....more

FICO NewsroomApril 16, 2024

FICO Announces Winners of the 2024 FICO® Decisions Awards

FICO recognized nine global organizations for their innovative use of FICO solutions to achieve outstanding results in areas such as AI and machine learning, customer onboarding, debt management, and fraud prevention....more

FICO NewsroomFebruary 14, 2024

FICO Launches FICO® Score 10 Based on Equifax Differentiated Data Assets

FICO announced the launch of FICO Score 10 based on Equifax differentiated data assets, aiming to provide lenders with enhanced predictive power and access to credit for more consumers....more

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