What Does Federal Home Loan Bank of Cincinnati Do?

Total employees268
HeadquartersCincinnati
Founded1932

The Federal Home Loan Bank of Cincinnati (FHLB Cincinnati) is one of 11 Federal Home Loan Banks, a system created by the U.S. Congress in 1932 to support housing finance and community investment. FHLB Cincinnati is a regional wholesale bank providing stable, on-demand, low-cost funding to member financial institutions (including commercial banks, thrifts, credit unions, and insurance companies) located in Kentucky, Ohio, and Tennessee. As a cooperative, it is owned by its member institutions. Its services help members offer affordable housing and economic development credit to their communities.

Where Is Federal Home Loan Bank of Cincinnati's Headquarters?

HQ Function

Serves as the central operational hub for FHLB Cincinnati, managing financial products, risk, member services, affordable housing programs, and overall strategic direction for its district.

Notable Features:

Located in a modern office tower in Cincinnati's central business district, offering contemporary office spaces, meeting facilities, and technology infrastructure to support its operations.

Work Culture:

A professional and mission-driven environment focused on financial stability, member service, and community impact. The culture emphasizes collaboration, integrity, and expertise in financial services.

HQ Significance:

The headquarters is vital for coordinating with member institutions across Kentucky, Ohio, and Tennessee, providing essential liquidity and financial services that support local economies and housing markets.

Values Reflected in HQ: The headquarters' operations and professional environment reflect values of stability, reliability, member focus, and responsible financial stewardship.

Location:

The Federal Home Loan Bank of Cincinnati's operations are focused exclusively on serving its member financial institutions within its designated district of Kentucky, Ohio, and Tennessee in the United States. It does not have an international operational presence.

Street Address:

221 E 4th St, Suite 1000

City:

Cincinnati

State/Province:

OH

Country:

USA

Where Else Does Federal Home Loan Bank of Cincinnati Operate Around the World?

No additional office locations available.

Buying Intent Signals for Federal Home Loan Bank of Cincinnati

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Federal Home Loan Bank of Cincinnati? Meet the Executive Team

As of April 2025, Federal Home Loan Bank of Cincinnati' leadership includes:

Andrew S. Howell - President and Chief Executive Officer
Stephen J. Sponaugle - Executive Vice President and Chief Financial Officer
Damon v.A. Collins - Executive Vice President and Chief Operations Officer
Krista Shonk - Executive Vice President, Chief Banking Officer
Holly M. Horn - Executive Vice President, Chief Risk and Compliance Officer
W. Thomas interni - Senior Vice President, Chief Information Officer
Eric Besse - Senior Vice President, Head of Internal Audit

Who's Investing in Federal Home Loan Bank of Cincinnati?

Federal Home Loan Bank of Cincinnati has been backed by several prominent investors over the years, including:

FHLB Cincinnati is a cooperative, owned by its member financial institutions. These members include commercial banks, credit unions, insurance companies, and thrifts in Kentucky, Ohio, and Tennessee. It is not a publicly traded company; its stock is held by its members.

What Leadership Changes Has Federal Home Loan Bank of Cincinnati Seen Recently?

Hire2
Exits1

FHLB Cincinnati announced key leadership transitions, including a retirement and subsequent promotion in its accounting division, and a new head of internal audit.

Departures

Mark R. Tribbie, Mark R. Tribbie retired from his role after a distinguished career.

New Appointments:

Eric Besse, Eric Besse was appointed to lead the Internal Audit function.
Melissa K. Kresin, Melissa K. Kresin was promoted to oversee accounting operations following Mark R. Tribbie's retirement.

What Technology (Tech Stack) Is Used byFederal Home Loan Bank of Cincinnati?

Discover the tools Federal Home Loan Bank of Cincinnati uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Federal Home Loan Bank of Cincinnati Email Formats and Examples

The Federal Home Loan Bank of Cincinnati primarily uses the 'first.last@fhlbcin.com' email format for its employees. Other less common formats might exist but this is the most prevalent.

first.last@fhlbcin.com

Format

andrew.howell@fhlbcin.com

Example

90%

Success rate

What's the Latest News About Federal Home Loan Bank of Cincinnati?

FHLB CincinnatiMay 2, 2024

Federal Home Loan Bank of Cincinnati news title: FHLB Cincinnati Releases First Quarter 2024 Results

The Federal Home Loan Bank of Cincinnati (FHLB) today released unaudited financial results for the first quarter ended March 31, 2024. Net income for the first quarter was $173 million and return on average equity (ROE) was 11.01 percent. This compares to net income of $201 million and ROE of 10.71 percent for the first quarter of 2023....more

FHLB CincinnatiApril 18, 2024

Federal Home Loan Bank of Cincinnati news title: FHLB Cincinnati Announces 2024 Welcome Home Program Opening and Record Carol M. Peterson Housing Fund Awards

FHLB Cincinnati announced that its Welcome Home Program (WHP) will open on July 8 with $45.7 million available to assist homebuyers. Additionally, a record $5.7 million was awarded through the Carol M. Peterson Housing Fund (CMPHF) to 29 projects, supporting affordable housing initiatives....more

FHLB CincinnatiFebruary 1, 2024

Federal Home Loan Bank of Cincinnati news title: FHLB Cincinnati Releases Fourth Quarter and Full Year 2023 Results

FHLB Cincinnati reported net income of $178 million for the fourth quarter of 2023 and $762 million for the full year. The Board declared a cash dividend for the fourth quarter at an annualized rate of 8.00 percent....more

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