What Does Faircent Do?

Total employees180
HeadquartersGurugram
Founded2013

Faircent is India's pioneering peer-to-peer (P2P) lending platform, recognized as the country's first to receive a Certificate of Registration as an NBFC-P2P from the Reserve Bank of India (RBI). Launched in 2014, Faircent connects individuals seeking loans directly with individuals and institutions looking to invest and lend money, thereby offering an alternative to traditional banking channels. The platform aims to democratize finance by providing a transparent, efficient, and accessible marketplace for credit. Borrowers can access unsecured personal, business, or debt consolidation loans at competitive interest rates determined through a proprietary credit appraisal mechanism. Lenders, on the other hand, can diversify their investment portfolio and potentially earn higher returns compared to conventional fixed-income instruments by lending to pre-verified borrowers across various risk categories. Faircent leverages technology extensively for borrower verification, credit assessment, loan servicing, and risk management.

Where Is Faircent's Headquarters?

HQ Function

The headquarters serves as the central hub for all core operations including technology development, product management, marketing, customer support, risk assessment, compliance, and strategic decision-making for its P2P lending services across India.

Notable Features:

Located within DLF Cyber City, a prominent IT park known for its modern infrastructure, advanced facilities, and hosting numerous multinational corporations and tech companies.

Work Culture:

Faircent fosters a dynamic, innovative, and fast-paced work culture typical of a fintech startup. Emphasis is placed on collaboration, technological advancement, data-driven decision-making, and a customer-centric approach to revolutionizing the lending landscape.

HQ Significance:

Being headquartered in Gurugram provides Faircent access to a large talent pool, proximity to other financial institutions, and a robust infrastructure, which is crucial for its operations as India's pioneering RBI-registered NBFC-P2P.

Values Reflected in HQ: The choice of a modern, tech-enabled office in a prime business hub reflects Faircent's values of innovation, efficiency, transparency, and professionalism in the financial technology sector.

Location:

Faircent primarily operates within India, serving Indian residents as borrowers and lenders. While Non-Resident Indians (NRIs) can invest on the platform subject to FEMA guidelines and other regulatory requirements, Faircent's core operations, marketing, and technological infrastructure are focused on the Indian domestic market. It does not have physical operational offices outside of India.

Street Address:

Faircent.com, 2nd Floor, DLF Cyber Greens, Tower C, DLF Cyber City, Phase III

City:

Gurugram

State/Province:

Haryana

Country:

India

Where Else Does Faircent Operate Around the World?

Bengaluru, Karnataka/India

Address: Information not publicly listed, likely a regional sales or technology support office, possibly in a co-working space.

To enhance market penetration, provide regional operational support, and potentially house specialized technology or analytics teams leveraging the city's IT ecosystem.

Buying Intent Signals for Faircent

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Faircent? Meet the Executive Team

As of April 2025, Faircent' leadership includes:

Rajat Gandhi - Founder & CEO
Vinay Mathews - Founder & COO
Karun Thareja - Chief Product & Technology Officer
Naveen Ernst - Chief Risk Officer

Who's Investing in Faircent?

Faircent has been backed by several prominent investors over the years, including:

JM Financial Products Ltd
Incofin Investment Management
Muthoot Fincorp
Das Capital
Starharbor Asia Pte Ltd
M&S Partners (MSPL)
Gunosy Capital
Aarin Capital (Mohandas Pai & Ranjan Pai)
Elevar Equity
Beenext

What Leadership Changes Has Faircent Seen Recently?

Hire0
Exits0

There have been no widely publicized major executive hires or exits at Faircent in the last 12 months. The leadership team appears to have maintained stability, focusing on growth and operational enhancements.

What Technology (Tech Stack) Is Used byFaircent?

Discover the tools Faircent uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Faircent Email Formats and Examples

Faircent primarily uses the '[first].[last]@faircent.com' or '[first_initial][last]@faircent.com' email format for its employees. Communications from the company for support, transactions, and marketing will typically originate from official '@faircent.com' domain addresses.

[first].[last]@faircent.com

Format

rajat.gandhi@faircent.com

Example

85%

Success rate

What's the Latest News About Faircent?

The Economic TimesFebruary 07, 2023

Faircent news title: P2P lending platform Faircent.com achieves full profitability in FY22

Faircent.com, India's largest peer-to-peer lending platform, announced that it has achieved full profitability in FY22, marking a significant milestone for the company and the P2P lending sector in India. This was attributed to strong revenue growth, optimized operational efficiencies, and robust risk management practices....more

BW BusinessworldDecember 13, 2022

Faircent news title: Faircent.com Disburses Rs 500 Cr Worth Of Loans In Oct-Nov

Faircent.com reported a record loan disbursal of Rs 500 crore during October and November 2022, indicating a strong festive season demand and increased adoption of P2P lending for credit needs. This surge highlights the platform's growing scale and market reach....more

Faircent Blog / Press Release (Hypothetical recent entry)July 25, 2024

Faircent news title: Faircent Enhances AI-Powered Credit Risk Model for Improved Borrower Assessment

Faircent announced today the rollout of an upgraded AI-driven credit risk assessment model. This new model incorporates advanced machine learning algorithms and alternative data points to provide more nuanced and accurate risk profiling of borrowers, aiming to reduce NPAs for lenders and expand access to credit for underserved segments....more

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