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F&M Trust is an independent community bank headquartered in Chambersburg, Pennsylvania. Founded in 1906, the bank provides a comprehensive suite of financial services, including personal and business banking, lending solutions (mortgages, personal loans, commercial loans), wealth management, and trust services. F&M Trust is committed to serving the financial needs of communities across South Central Pennsylvania and parts of Maryland, emphasizing customer relationships and local decision-making. They aim to be the financial partner of choice by offering tailored solutions and expert advice.
Serves as the central administrative and operational hub for F&M Trust, overseeing all branch operations, strategic planning, and corporate functions.
Modern banking facility designed to support operational staff, executive leadership, and centralized banking functions. Likely includes secure data centers and advanced technological infrastructure.
A community-focused and customer-centric work environment that values teamwork, integrity, professional development, and active community involvement. F&M Trust fosters a culture of service and dedication to its customers and employees.
The headquarters symbolizes F&M Trust's long-standing presence and commitment to Chambersburg and the broader region it serves. It is the core from which the bank drives its mission of providing reliable financial services and supporting local economic growth.
F&M Trust is a regionally focused community bank. Its operations are concentrated in South Central Pennsylvania (Franklin, Cumberland, Fulton, and Huntingdon counties) and Washington County, Maryland. The bank does not maintain an international operational presence, as its mission is to serve the specific financial needs of the local communities within its designated domestic markets.
1500 N. Edgar Street
Chambersburg
PA
USA
Address: 1620 S. Hanover St., Carlisle, PA 17015
Serves the financial needs of individuals, families, and local businesses in Cumberland County, supporting local economic development and providing accessible banking solutions.
Address: 1740 Dual Highway, Hagerstown, MD 21740
Supports F&M Trust's presence in Washington County, Maryland, by providing community-focused banking services and contributing to the financial well-being of the local population.
Address: 100 Lincoln Way East, McConnellsburg, PA 17233
Ensures access to local banking expertise and financial resources for the McConnellsburg community, reinforcing F&M Trust's commitment to serving smaller and rural markets.
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As of April 2025, F' leadership includes:
F has been backed by several prominent investors over the years, including:
In early 2024, F&M Trust, through its parent company Franklin Financial Services Corporation, announced several key executive promotions to bolster its leadership team. These included new Executive Vice Presidents for Revenue, Customer Experience, and Lending. No significant executive departures have been publicly announced in the past 12 months.
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F&M Trust likely utilizes standard corporate email formats for its employees, typically based on combinations of first and last names followed by the @fmtrust.bank domain. The most common patterns are often first initial followed by last name, or first name and last name separated by a period.
Common formats include [first_initial][last]@fmtrust.bank (e.g., jdoe@fmtrust.bank) and [first].[last]@fmtrust.bank (e.g., jane.doe@fmtrust.bank).
Format
jdoe@fmtrust.bank
Example
75%
Success rate
GlobeNewswire • May 16, 2024
The Board of Directors of Franklin Financial Services Corporation, the parent company of F&M Trust, declared a regular quarterly cash dividend of $0.32 per share. This reflects the ongoing financial stability and performance of the corporation and its subsidiary bank, F&M Trust....more
fmtrust.bank • May 13, 2024
F&M Trust demonstrated its commitment to community support by presenting a $2,500 donation to The Harbor, a residential reentry program in Franklin County. The contribution will aid The Harbor's mission of helping individuals successfully transition back into the community....more
GlobeNewswire • January 9, 2024
Franklin Financial Services Corporation, the bank holding company of F&M Trust, announced several executive promotions within F&M Trust. Matthew D. Keck was promoted to EVP and Chief Revenue Officer, Lise E. Shervinko to EVP and Chief Experience Officer, and James E. Hockenberry to EVP and Chief Lending Officer, effective January 1, 2024, strengthening the bank's leadership team....more
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