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Extra Credit Union is a member-owned financial cooperative committed to providing a full range of financial services to its members. Originally founded in 1954 by educators, it has since expanded its field of membership while maintaining a strong focus on financial education, community support, and personalized service. They offer savings and checking accounts, personal loans, auto loans, mortgages, and investment services, aiming to empower members to achieve their financial goals and improve their financial well-being. Extra Credit Union serves communities primarily in Southeastern Michigan.
Serves as the central administrative and operational hub for Extra Credit Union, overseeing member services, loan processing, strategic planning, marketing, IT, and back-office operations.
A modern and accessible facility designed to provide efficient member service and a comfortable working environment for staff. It likely includes private consultation rooms, a welcoming lobby, drive-thru services, and advanced security systems typical for financial institutions.
The work culture at Extra Credit Union emphasizes a member-first approach, community involvement, teamwork, and integrity. It fosters a supportive environment for employees, encouraging professional development and a commitment to the credit union philosophy of 'people helping people.'
The headquarters is crucial for coordinating all branch activities, managing assets, developing new products and services, ensuring regulatory compliance, and driving the credit union's overall mission and strategic initiatives within the communities it serves.
Extra Credit Union primarily operates within Southeastern Michigan, USA. Its direct operational presence and physical branches are concentrated in this region. However, members can access their accounts and certain services globally through partnerships, such as the CO-OP ATM and Shared Branching networks, which provide nationwide and some international access to funds and basic transactions. International wire transfer services may also be available.
6625 E. 12 Mile Road
Warren
MI
USA
Address: 37850 Van Dyke Ave., Sterling Heights, MI 48312
To extend accessible banking services and financial guidance to members in the Sterling Heights area, supporting their financial needs and fostering local community engagement.
Address: 64460 Van Dyke Ave., Washington Township, MI 48095
To provide convenient financial solutions and support the financial health of the Washington Township community, reinforcing the credit union's commitment to local presence and service.
Address: 141 S. Main Street, Romeo, MI 48065
To serve as a trusted financial partner for individuals and families in Romeo, offering personalized services tailored to the specific needs of the local community.
Address: 2833 Electric Ave., Port Huron, MI 48060
To expand Extra Credit Union's service footprint and provide accessible, member-focused financial services to the Port Huron community, contributing to its economic vitality and well-being.
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As of April 2025, Extra Credit Union' leadership includes:
Extra Credit Union has been backed by several prominent investors over the years, including:
Publicly available information and news searches within the last 12 months did not indicate any major new hires or departures at the executive C-suite level for Extra Credit Union. Leadership changes in credit unions of this size are typically announced on their official website or through local community news if they occur.
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Extra Credit Union likely utilizes standard professional email formats for communication with its staff. While specific internal patterns can vary, a common structure for organizations of its type is [first_initial][last_name]@[domain]. For general inquiries, members and the public are typically directed to use contact forms on the website or specific departmental email addresses.
[first_initial][last_name]@extracreditunion.org
Format
dwilliams@extracreditunion.org
Example
75%
Success rate
extracreditunion.org • October 25, 2023
Extra Credit Union announced it awarded $11,000 in Classroom Cash Grants to 22 deserving local educators. Each teacher received a $500 grant to help fund innovative classroom projects and purchase essential supplies, reaffirming the credit union's commitment to education....more
extracreditunion.org • June 14, 2023
Extra Credit Union awarded five local high school seniors with $1,000 scholarships each through its annual scholarship program. This initiative supports students in their pursuit of higher education and demonstrates the credit union's investment in the future of its community....more
bluewaterhealthyliving.com • May 10, 2023
Extra Credit Union officially opened its new full-service branch in Port Huron, Michigan, with a grand opening celebration and ribbon-cutting ceremony. The new location aims to provide enhanced financial services and convenience to members in the Port Huron area....more
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