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ESL Federal Credit Union is a full-service financial institution headquartered in Rochester, New York. Founded in 1920 by George Eastman, the founder of Eastman Kodak Company, ESL has grown to become one of the largest and most prominent credit unions in New York State. As a member-owned financial cooperative, ESL prioritizes returning profits to its members through competitive rates, lower fees, and enhanced services. ESL offers a comprehensive range of personal and business banking products, mortgage and consumer lending, investment and wealth management services, and insurance solutions. The credit union is deeply committed to the Greater Rochester community, actively participating in local development and charitable initiatives.
The headquarters serves as the central administrative and operational hub for ESL, housing executive leadership, core banking operations, member support services, technology development, marketing, human resources, and strategic planning.
The 225 Chestnut Street facility is a modern, nine-story building featuring collaborative workspaces, advanced technology infrastructure, a community event space available to local organizations, a public cafe, and a rooftop terrace offering city views. It was designed with LEED certification principles focusing on sustainability and employee well-being.
ESL cultivates a member-focused, collaborative, and community-oriented work culture. The headquarters is designed to foster teamwork, innovation, and employee engagement, with amenities that support a positive, inclusive, and productive work environment. Employees often praise the supportive atmosphere and commitment to work-life balance.
The headquarters symbolizes ESL's long-term commitment to the Greater Rochester community and its continued growth as a leading financial institution in the region. It consolidated operations previously spread across multiple locations, enhancing efficiency, collaboration, and its visible presence in the city center.
ESL Federal Credit Union primarily serves members and businesses within the Greater Rochester, New York, region. While its robust online and mobile banking platforms offer accessibility to members who may be traveling or temporarily residing elsewhere, its physical branches, operational centers, and community focus are concentrated in this specific New York State area. As a federally chartered credit union, its field of membership and direct service operations are based within the United States. ESL does not maintain international branches or provide direct banking operations for overseas entities in the manner of a global financial institution.
225 Chestnut Street
Rochester
NY
USA
Address: 3495 Monroe Avenue, Pittsford, NY 14534
Serves as a key retail banking and service point for members in the eastern suburbs of Rochester, offering convenient access to a comprehensive suite of financial products and personalized expert advice.
Address: 2360 West Ridge Road, Rochester, NY 14626
Acts as a convenient financial hub for a large residential and commercial area in a major Rochester suburb, supporting the financial needs of local individuals, families, and businesses.
Address: 525 Titus Avenue, Rochester, NY 14617
Supports the financial well-being of residents and businesses in northern Monroe County, providing accessible, community-focused, and personalized banking solutions in a key suburban town.
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As of April 2025, ESL Federal Credit Union' leadership includes:
ESL Federal Credit Union has been backed by several prominent investors over the years, including:
In the past 12 months (May 2023 - May 2024), ESL Federal Credit Union has focused on strengthening its senior leadership through internal promotions, particularly enhancing its operational and lending divisions. No major executive departures have been publicly announced during this period.
Discover the tools ESL Federal Credit Union uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
ESL Federal Credit Union primarily uses the 'esl.org' domain for its corporate email communications. While specific patterns can vary by department or individual, a common email format observed for ESL employees is the first initial followed by the last name.
[first_initial][last]@esl.org
Format
fmasood@esl.org
Example
75%
Success rate
esl.org Newsroom • May 16, 2024
ESL Federal Credit Union received two 2024 Communitas Awards, recognizing its exceptional community service and corporate social responsibility efforts. The awards highlight ESL's commitment to making a positive impact in the Greater Rochester region through various initiatives and employee volunteerism....more
Rochester Business Journal • April 17, 2024
ESL Federal Credit Union announced new board officers effective April 16. Diana Nole will serve as chair, Ardis Mangione-Lindley as vice chair, Price Washington as treasurer and Dr. DeAnna R. Burt-Nanna as secretary. These volunteer leaders help guide the strategic direction of the member-owned institution....more
esl.org Newsroom • April 3, 2024
The ESL Charitable Foundation announced its latest round of grants, distributing nearly $2 million to 25 local nonprofit organizations. These grants support programs focused on employment, crisis intervention, and youth mentorship, furthering ESL's commitment to building a healthier, more resilient, and equitable Greater Rochester....more
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