Croatia Osiguranje d.d. is the leading insurance company in the Croatian market, with a tradition dating back to 1884. It commands the largest market share and offers a comprehensive portfolio of insurance products, including life, health, motor, property, and other non-life insurance. The company is known for its stability, innovation in digital services (like its LAQO brand), and customer-centric approach. Croatia Osiguranje is a key member of the Adris Grupa, one of the leading independent companies in Southeast Europe.
Serves as the central hub for strategic decision-making, corporate governance, product development, underwriting, claims management, and overall operational oversight for Croatia Osiguranje's national and regional activities.
The headquarters at Miramarska 22 is a modern office building designed to facilitate collaboration and efficiency. The company has invested in creating a contemporary work environment that supports its operational needs and strategic goals.
The work culture at Croatia Osiguranje emphasizes professionalism, customer service excellence, and increasingly, digital innovation and agility. As part of Adris Grupa, it shares a commitment to regional leadership, employee development, and sustainable growth.
The headquarters is pivotal for managing Croatia's largest insurance portfolio, spearheading innovation within the national insurance sector, and coordinating an extensive network of branches, agents, and partners across the country and region.
While primarily the market leader in Croatia, Croatia Osiguranje d.d. also extends its operations to several countries in Southeast Europe. It has a notable presence through subsidiary companies or partnerships in markets such as Bosnia and Herzegovina, Serbia, and North Macedonia. This regional footprint allows the company to leverage its expertise, offer services to a broader client base, and contribute to the development of insurance markets in neighboring countries.
Miramarska cesta 22
Zagreb
City of Zagreb
Croatia
Address: Poljička cesta 30, 21000 Split, Croatia
To serve the specific insurance needs of a key coastal and tourist region, offering tailored products, local expertise, and accessible customer service.
Address: Ciottina ulica 17/A, 51000 Rijeka, Croatia
To address the diverse insurance requirements of an economic area encompassing maritime activities, tourism, and industry, ensuring localized service and support.
Address: Trg Ante Starčevića 7, 31000 Osijek, Croatia
To provide specialized insurance solutions and support for the agricultural sector and other businesses and individuals in eastern Croatia.
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As of April 2025, Croatia osiguranje d.d.' leadership includes:
Croatia osiguranje d.d. has been backed by several prominent investors over the years, including:
Croatia Osiguranje's executive team (Management Board) has maintained stability over the past 12 months (approx. May 2023 - May 2024), with no major publicly announced new hires or departures. The company has focused on continuity in its leadership to navigate the dynamic insurance market.
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Croatia Osiguranje d.d. typically uses a standard corporate email format. The most common structure observed is combining the employee's first name and last name with the company's domain, @crosig.hr.
firstname.lastname@crosig.hr
Format
petar.petrovic@crosig.hr
Example
90%
Success rate
Netokracija • April 18, 2024
Croatia Osiguranje unveiled LAQO GPT, a generative AI-powered assistant for its fully digital insurance brand, LAQO. This innovation aims to enhance customer experience by providing instant responses and personalized support, marking a significant step in the digitalization of insurance services in Croatia....more
Adris Grupa / Croatia Osiguranje IR • February 28, 2024
Croatia Osiguranje, part of Adris Grupa, announced a consolidated net profit of 50.2 million euros for the 2023 fiscal year. The company maintained its leading market position in Croatia and saw growth in both life and non-life insurance segments, driven by digital transformation and product innovation....more
Croatia Osiguranje Corporate News • October 5, 2023
Croatia Osiguranje reaffirmed its commitment to supporting young people and culture by continuing its sponsorship of the 'Podignimo zastor!' (Raise the Curtain!) project. This long-standing initiative provides free theatre tickets to high school students across Croatia, promoting cultural engagement and education....more
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