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Creditas's Overview

Total employees2293
HeadquartersSão Paulo
Founded

Creditas is a Brazilian digital lending platform specializing in secured loans, offering products such as home equity loans, auto equity loans, and payroll-deductible personal loans. Founded by Sergio Furio in 2012, the company leverages technology to provide more affordable credit options compared to traditional financial institutions. Creditas aims to improve the financial well-being of Brazilians by offering lower interest rates through collateralized lending. They have expanded their offerings to include insurance and other financial solutions, positioning themselves as a comprehensive financial wellness platform.

Where is Creditas's Headquarters?

HQ Function

Serves as the primary hub for Creditas's operations, strategic planning, product development, technology innovation, and corporate functions.

Notable Features:

Modern office space located in a prominent business district, designed to foster collaboration and innovation. Often features open-plan layouts, meeting rooms equipped with modern technology, and employee amenities.

Work Culture:

A dynamic, fast-paced, and tech-driven environment that encourages innovation, problem-solving, and teamwork. Employees often describe a culture of ownership and a mission-driven approach to disrupting traditional financial services.

HQ Significance:

The headquarters in São Paulo, a major financial and technological hub in Latin America, is central to Creditas's operations and its ability to attract top talent and engage with the broader fintech ecosystem.

Values Reflected in HQ: The headquarters' design and location likely reflect Creditas's values of innovation, efficiency, transparency, and ambition to be a leading player in the financial technology space.

Location:

Creditas primarily operates in Brazil, its home market, with significant operations. It has expanded its presence internationally, notably with an operational office in Mexico to tap into the Latin American market and a technology hub in Valencia, Spain, to leverage European tech talent for its platform development. These locations support its mission to provide innovative financial solutions across different regions.

Street Address:

Av. Brigadeiro Faria Lima, 3729 - 7º andar, Itaim Bibi

City:

São Paulo

State/Province:

SP

Country:

Brazil

Creditas's Global Presence

Mexico City, Mexico

Address: Specific address not widely publicized, typically in a major business district like Polanco or Reforma.

To serve as a key operational base for growth in Mexico, one of Creditas's strategic international markets.

Valencia, Spain

Address: Likely located within a technology park or innovation hub in Valencia.

To enhance Creditas's technological capabilities and support global product development by accessing a diverse talent pool in Europe.

Buying Intent Signals for Creditas

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Creditas

As of April 2025, Creditas' leadership includes:

Sergio Furio - Founder & CEO
Armando Acho - Chief Financial Officer (CFO)
Miguel Marques - Chief Technology Officer (CTO)
Luís Octavio R. Leite - Chief Operating Officer (COO)
Ann Williams - Chief People Officer (CPO)
Fabio Zveibil - VP of New Ventures

Investors of Creditas

Creditas has been backed by several prominent investors over the years, including:

SoftBank Latin America Fund
Kaszek Ventures
QED Investors
Fidelity Management & Research Company
Accel
Amadeus Capital Partners
LGT Lightstone
VEF
e.ventures (now Headline)
International Finance Corporation (IFC)

Executive New Hires/Exits in the Last 12 Months

Hire1
Exits0

In the past year, Creditas has focused on strengthening its financial leadership, notably with the appointment of a new CFO. There have been no widely publicized major C-suite departures during this period, indicating stability in its top leadership team as it navigates market conditions and pursues profitability.

New Appointments:

Armando Acho, Armando Acho appointed as new CFO, tasked with enhancing financial discipline and guiding the company towards sustainable growth and profitability.

Technology (Tech Stack) used by Creditas

Discover the tools Creditas uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Creditas Email Formats and Examples

Creditas commonly uses the email format [first].[last]@creditas.com or [first_initial][last]@creditas.com. For example, an email for Jane Doe could be jane.doe@creditas.com or jdoe@creditas.com. The [first].[last] format is generally more prevalent.

[first].[last]@creditas.com

Format

sergio.furio@creditas.com

Example

85%

Success rate

News and media

LatamListMay 15, 2024

Creditas Q1 2024 Revenue Grows 6% to $81.6M, Net Loss Narrows to $10M

Creditas reported its Q1 2024 financial results, showing a 6% year-over-year increase in revenue to $81.6 million. The company significantly reduced its net loss to $10 million, compared to $45 million in Q1 2023, indicating progress in its strategy for sustainable growth and profitability....more

ContxtoFebruary 28, 2024

Creditas Reports Record Revenue and Narrows Losses in Q4 2023

Creditas announced record revenue of R$486.8 million (approx. US$98 million) for Q4 2023, a 16% increase from the previous quarter. The company also reduced its net loss by 44% to R$165.9 million (approx. US$33.5 million), showcasing improvements in operational efficiency....more

Bloomberg LíneaOctober 5, 2023

Creditas Hires Former SoftBank Executive as CFO to Accelerate Profitability

Creditas appointed Armando Acho as its new Chief Financial Officer. Acho, previously with SoftBank Group International and Goldman Sachs, is tasked with helping the fintech achieve profitability and sustainable growth....more

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