Credit Kudos was a UK-based fintech company that specialized in providing credit scoring and financial insights using Open Banking data. Their platform allowed lenders to make more informed, real-time decisions by analyzing a borrower's actual financial transaction history, offering an alternative or supplement to traditional credit reports. This aimed to improve access to credit for individuals who might be poorly served by conventional scoring methods, such as those with thin credit files. In March 2022, Credit Kudos was acquired by Apple Inc. While standalone operations have ceased, its technology and expertise are presumed to be integrated into Apple's financial product ecosystem, potentially enhancing services like Apple Card or future financial offerings.
The London headquarters was the central hub for product development, engineering, sales, marketing, and administrative operations for Credit Kudos.
Located within the White Collar Factory, a modern development known for its innovative design, high ceilings, natural light, and focus on tech and creative companies. It often features amenities like a rooftop running track and communal spaces.
As a fintech startup, Credit Kudos likely fostered a dynamic, innovative, and collaborative work culture. Emphasis would have been on agility, problem-solving, and leveraging cutting-edge technology in the Open Banking space.
The headquarters was significant as the birthplace and primary operational center for a pioneering Open Banking credit reference agency in the UK, driving innovation in credit assessment before its strategic acquisition.
Prior to its acquisition by Apple, Credit Kudos primarily focused its operations and services within the United Kingdom, leveraging the UK's Open Banking framework. While its technology had potential for international application, its direct operational presence and client base were concentrated in the UK market, serving UK lenders and financial institutions.
White Collar Factory, 1 Old Street Yard
London
England
United Kingdom
Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.
As of April 2025, Credit Kudos' leadership includes:
Credit Kudos has been backed by several prominent investors over the years, including:
The most significant executive event for Credit Kudos was its acquisition by Apple in March 2022. This event effectively marked a transition for the entire executive team as the company was integrated into Apple. Publicly available information on specific hires or exits in the 12 months preceding this, other than the acquisition itself, is limited.
Discover the tools Credit Kudos uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
Prior to its acquisition by Apple, Credit Kudos likely utilized common business email formats. The domain creditkudos.com is no longer active for email. The most common patterns for companies of its size were [first].[last]@creditkudos.com or [first_initial][last]@creditkudos.com.
[first].[last]@creditkudos.com
Format
jane.doe@creditkudos.com
Example
0%
Success rate
Apple Newsroom • March 23, 2022
Apple confirmed its acquisition of Credit Kudos, a UK-based open banking startup. This strategic move is expected to bolster Apple's financial technology capabilities and potentially integrate Credit Kudos's technology into services like Apple Pay and Apple Card....more
TechCrunch • April 28, 2020
Credit Kudos announced it raised £5 million in a Series A funding round led by AlbionVC. The funding was intended to help the company expand its team, further develop its Open Banking-powered credit scoring platform, and grow its market share in the UK....more
Finextra • February 19, 2019
Credit Kudos received authorisation from the Financial Conduct Authority (FCA) to operate as a credit reference agency, a significant milestone allowing it to provide regulated credit information services using Open Banking data....more
See where a company’s workforce is located, by country or region.
View past and recent funding rounds with amounts and investors.
Understand company revenue estimates and financial scale.
Track active roles and hiring trends to spot growth signals.
Discover what a company offers—products, platforms, and solutions.
Get the company’s official SIC and NAICS classifications.
Analyze visitor volume, engagement, and top traffic sources.
Explore LinkedIn, Twitter, and other active social profiles.
Identify top competitors based on similar business traits.
Explore companies in depth — from the tech they use to recent funding, hiring trends, and buyer signals — all in one powerful view.
Highperformr AI helps you surface the right accounts and enrich your CRM with verified company and contact insights, so your teams can prioritize and engage faster.
Thousands of companies, including Credit Kudos, are just a search away.