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CredAvenue, now operating as Yubi, was founded in 2017 by Gaurav Kumar with a mission to deepen and power the global enterprise debt market. It has rapidly evolved into one of Asia's leading fintech companies, offering a unified digital platform for a wide spectrum of debt financing. This includes solutions for corporate bonds (Yubi Invest), term loans and working capital (Yubi Loans), co-lending (Yubi Co.Lend), supply chain finance (Yubi Flow), and securitization (Yubi Pools). Yubi aims to revolutionize debt financing by making it more accessible, efficient, and transparent for borrowers, lenders, and investors, thereby fostering financial inclusion and market development.
The Chennai headquarters serves as the central nexus for CredAvenue's (Yubi's) global operations, including strategic leadership, product innovation and development, engineering, core operational management, and overarching business strategy.
Located within a premier IT park, the headquarters features modern office facilities with state-of-the-art technology, collaborative workspaces, ergonomic design, and amenities focused on employee productivity and well-being, reflecting its status as a leading fintech innovator.
CredAvenue (Yubi) fosters a dynamic, fast-paced, and innovative work culture. There is a strong emphasis on meritocracy, continuous learning, problem-solving, and cross-functional collaboration to address complex challenges within the debt ecosystem and drive market transformation.
The Chennai HQ is strategically vital due to its access to a rich talent pool in technology and finance. Its location in a key economic center facilitates R&D, supports pan-India operations, and serves as a springboard for international expansion.
While CredAvenue (now Yubi) has its origins and a dominant presence in India, it is actively pursuing global expansion, with a significant focus on the Middle East and North Africa (MENA) region, along with Southeast Asia. The company aims to replicate its successful Indian model by offering its unified debt platform solutions to international markets. Globally supported functions include cross-border debt facilitation, international business development, client relationship management for global entities, and providing its technology platform to international financial institutions and corporations seeking to optimize their debt management processes.
Module No 3.1 & 3.2, 3rd Floor, Block B, Phase 2, DLF IT Park SEZ, 1/124, Mount Poonamallee Road, Shivaji Nagar, Manapakkam
Chennai
Tamil Nadu
India
Address: WeWork Prestige Central, 36, Infantry Rd, Tasker Town, Shivaji Nagar, Bengaluru, Karnataka 560001, India
To tap into India's 'Silicon Valley' for cutting-edge technological innovation, attract top-tier engineering and product talent, and drive platform development critical for a leading fintech company.
Address: WeWork Enam Sambhav, C-20, G Block Rd, G Block BKC, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051, India
To maintain close proximity to major financial institutions, regulatory bodies, and corporate clients, facilitating deal origination, partnerships, and market penetration in India's primary financial market.
Address: WeWork Forum, DLF Cyber City, Phase III, Sector 24, Gurugram, Haryana 122002, India
To cater to the large enterprise market and financial ecosystem in North India, leveraging Gurugram's position as a major corporate and technology hub.
Address: Level 1, Gate Village Building 3, Dubai International Financial Centre (DIFC), Dubai, UAE
To spearhead Yubi's expansion into the MENA region, establishing a presence in a key international financial center to connect with regional investors, borrowers, and financial institutions.
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As of April 2025, CredAvenue' leadership includes:
CredAvenue has been backed by several prominent investors over the years, including:
Over the past year, CredAvenue (now Yubi) has made strategic enhancements to its executive leadership team to drive its aggressive growth trajectory and global expansion plans. This includes key appointments in pivotal areas such as finance and business leadership, reflecting the company's ongoing commitment to strengthening its operational framework and strategic market positioning. There has also been a notable leadership transition in the Chief Financial Officer role during this period.
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Prior to its rebranding as Yubi, CredAvenue likely utilized common corporate email formats such as [first_initial][last]@credavenue.com or [first].[last]@credavenue.com. Following the rebrand, official company communications and employee email addresses use the @yubi.com domain. The most common patterns for Yubi are [first].[last]@yubi.com or [first_initial][last]@yubi.com.
[first].[last]@yubi.com or [first_initial][last]@yubi.com (current); formerly [first_initial][last]@credavenue.com
Format
gaurav.kumar@yubi.com or gkumar@yubi.com
Example
80%
Success rate
The Economic Times • February 27, 2024
Yubi announced the appointment of Aniket Shah as its new Group Chief Financial Officer. Shah, who previously worked with Byju's, will lead Yubi's financial operations and strategy....more
Business Standard • October 12, 2023
Yubi reported a significant 2.6-fold increase in its operating revenue to Rs 329 crore for the financial year 2022-23, although its losses also widened as the company continued to invest in growth and expansion....more
YourStory • May 23, 2023
Yubi's co-lending platform, Yubi Co.Lend, achieved a milestone by surpassing $1 billion in Gross Transaction Value (GTV), indicating strong adoption and growth in facilitating collaborative lending between financial institutions....more
Mint • February 21, 2024
Yubi entered into a strategic partnership with Indian Bank to enhance the bank's digital financial offerings, focusing on co-lending and other credit solutions to improve credit access for various customer segments....more
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