Consumer Portfolio Services
Consumer Portfolio Services's Overview
Consumer Portfolio Services, Inc. (CPS) is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems, new credit, or limited credit histories. CPS purchases retail installment sales contracts primarily from franchised and select independent automobile dealers in the United States. The company serves as a vital link between automotive dealers and sub-prime consumers, enabling individuals to purchase vehicles and potentially rebuild their credit. CPS focuses on the sub-prime auto lending market and has been operating for over three decades, since its founding in 1991.
Where is Consumer Portfolio Services's Headquarters?
HQ Function
Serves as the primary center for executive leadership, strategic decision-making, corporate finance, national underwriting policies, and overall administration of its auto finance operations.
Notable Features:
Located in a modern multi-tenant office building within the Irvine business district, offering contemporary office amenities. Specific internal architectural highlights are not publicly detailed.
Work Culture:
The work culture is likely professional, analytical, and results-driven, characteristic of the financial services industry. There's an emphasis on risk management, compliance, and customer/dealer relations.
HQ Significance:
The Irvine headquarters is crucial for overseeing nationwide operations, managing financial risks, and developing strategic partnerships within the automotive and financial industries. Its location provides access to a skilled talent pool.
Values Reflected in HQ: The headquarters' location in a prominent Irvine business center reflects values of professionalism, stability, and a commitment to operational excellence in the competitive financial services market.
Location:
Consumer Portfolio Services primarily operates within the United States. Its core business of indirect automobile financing is focused on the U.S. market, where it purchases retail installment sales contracts from franchised and independent automobile dealers across the nation. The company does not currently have international operational offices for its lending or servicing activities.
Street Address:
19500 Jamboree Road, Suite 400
City:
Irvine
State/Province:
CA
Country:
USA
Consumer Portfolio Services's Global Presence
Irvine, CA/USA
Address: Servicing Operations Center (Separate facility from HQ)
Augments operational capacity within the same city as the headquarters, likely leveraging the local talent pool for specialized servicing roles and ensuring close coordination with corporate functions.
Las Vegas, NV/USA
Address: Servicing Operations Center
Serves as a key operational site for servicing, potentially offering advantages in workforce availability, operational cost structures, and providing geographic diversification for business continuity.
Buying Intent Signals for Consumer Portfolio Services
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Executive Team of Consumer Portfolio Services
As of April 2025, Consumer Portfolio Services' leadership includes:
Investors of Consumer Portfolio Services
Consumer Portfolio Services has been backed by several prominent investors over the years, including:
Executive New Hires/Exits in the Last 12 Months
Based on public disclosures and recent company announcements, Consumer Portfolio Services has maintained stability within its named executive officer team over the past 12 months, with no major hires or departures reported at this level.
Technology (Tech Stack) used by Consumer Portfolio Services
Discover the tools Consumer Portfolio Services uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
Consumer Portfolio Services Email Formats and Examples
Consumer Portfolio Services likely uses standardized corporate email formats for its employees. While specific internal policies may vary, a common structure involves a combination of the employee's first initial and last name.
flast@consumerportfolioservices.com (e.g. jsmith@consumerportfolioservices.com)
Format
cbradley@consumerportfolioservices.com
Example
75%
Success rate
News and media
GlobeNewswire • April 23, 2024
Consumer Portfolio Services, Inc. First Quarter Earnings
Consumer Portfolio Services, Inc. (NASDAQ:CPSS) announced its unaudited consolidated financial results for the first quarter ended March 31, 2024. The company reported key financial metrics including total revenues, pre-tax income, and net income, alongside updates on its receivables portfolio and credit performance....more
Yahoo Finance • May 20, 2024
Consumer Portfolio Services, Inc. Declares Quarterly Cash Dividend
Consumer Portfolio Services, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share. The dividend is payable on June 14, 2024, to stockholders of record as of the close of business on June 3, 2024....more
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