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CommonWealth Central Credit Union's Overview

Total employees84
HeadquartersSan Jose
Founded1958

Commonwealth Central Credit Union (CCCU) is a not-for-profit, member-owned financial cooperative dedicated to serving the financial needs of its members and community. Established in 1950, CCCU offers a wide range of personal and business banking services, including savings and checking accounts, mortgage and auto loans, credit cards, and digital banking solutions. Focused on financial well-being and community involvement, CCCU strives to provide competitive rates, personalized service, and financial education to its members, fostering a strong sense of community partnership in Santa Clara County.

Where is CommonWealth Central Credit Union's Headquarters?

HQ Function

Serves as the central administrative and operational hub for the credit union, overseeing branch operations, member services, strategic planning, marketing, finance, human resources, and technology infrastructure.

Notable Features:

Modern, accessible office facility designed to support collaborative work and efficient operations for its staff and provide member services. While not an architectural landmark, it is equipped with the necessary infrastructure for a contemporary financial institution.

Work Culture:

Fosters a member-centric culture emphasizing community involvement, teamwork, and professional development. Employees are encouraged to be knowledgeable, approachable, and dedicated to helping members achieve their financial goals, reflecting the credit union 'people helping people' philosophy.

HQ Significance:

The San Jose headquarters is vital for coordinating services across its branches, managing financial operations, developing new products and services, and ensuring compliance to meet the evolving needs of its membership in the Silicon Valley area.

Values Reflected in HQ: The headquarters reflects values of professionalism, service, community focus, and financial stewardship. Its accessible location and functional design support its mission to provide excellent member service and manage the credit union's operations effectively.

Location:

As a community-focused credit union, Commonwealth Central Credit Union's operations are primarily centered in Santa Clara County, California. It does not have a global physical presence but serves its members worldwide through robust online and mobile banking platforms, and participation in shared branching networks (CO-OP network) that allow members access to services at thousands of other credit unions nationally and some internationally.

Street Address:

150 W. Brokaw Road

City:

San Jose

State/Province:

CA

Country:

USA

CommonWealth Central Credit Union's Global Presence

San Jose, CA, USA

Address: 2730 Aborn Road, San Jose, CA 95121

To offer accessible, in-person banking services and financial support to members residing or working in the Evergreen neighborhood of San Jose.

Gilroy, CA, USA

Address: 8550 Church Street, Ste A, Gilroy, CA 95020

To serve the financial needs of the Gilroy community, extending the credit union's reach and member support south of San Jose.

Milpitas, CA, USA

Address: 220 S. Main Street, Milpitas, CA 95035

To cater to the financial requirements of the Milpitas community, enhancing convenience and local presence for members in this part of Silicon Valley.

Morgan Hill, CA, USA

Address: 15700 Monterey Road, Morgan Hill, CA 95037

To provide convenient banking access and financial guidance to members in the Morgan Hill area.

San Jose, CA, USA

Address: 600 Blossom Hill Road, San Jose, CA 95123

To serve members in the southern San Jose / Santa Teresa region with accessible financial solutions and support.

Buying Intent Signals for CommonWealth Central Credit Union

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of CommonWealth Central Credit Union

As of April 2025, CommonWealth Central Credit Union' leadership includes:

Bettina L. SFL - President & Chief Executive Officer
Steven Ybarra - Chief Financial Officer
Chris Miller - Chief Lending Officer
Alethea Granberg - Vice President of Marketing
Michelle Hoffman - Vice President, Human Resources & Development

Investors of CommonWealth Central Credit Union

CommonWealth Central Credit Union has been backed by several prominent investors over the years, including:

Member-Owned. As a credit union, Commonwealth Central Credit Union is democratically owned and controlled by its members. Each member has one vote, regardless of their account balance. Profits are returned to members in the form of lower loan rates, higher savings rates, and fewer fees, rather than distributed to external investors or shareholders.

Executive New Hires/Exits in the Last 12 Months

Hire2
Exits0

Commonwealth Central Credit Union strengthened its leadership by appointing new executives to Chief Financial Officer and Chief Lending Officer roles in the past year. No significant executive departures were publicly noted.

New Appointments:

Steven Ybarra, Steven Ybarra appointed as Chief Financial Officer to oversee financial strategy and operations.
Chris Miller, Chris Miller appointed as Chief Lending Officer to lead lending programs and portfolio management.

Technology (Tech Stack) used by CommonWealth Central Credit Union

Discover the tools CommonWealth Central Credit Union uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

CommonWealth Central Credit Union Email Formats and Examples

Commonwealth Central Credit Union likely utilizes standard corporate email formats for its employees. While exact patterns can vary, common structures include using the first initial followed by the last name, or the first name separated from the last name by a period, or first name and last initial. The domain used is @cccu.org.

Common formats include [first_initial][last_name]@cccu.org (e.g., jdoe@cccu.org) or [first_name].[last_name]@cccu.org (e.g., jane.doe@cccu.org) or [first_name][last_initial]@cccu.org (e.g. janed@cccu.org).

Format

bsfl@cccu.org

Example

75%

Success rate

News and media

CCCU WebsiteSeptember 1, 2023

Commonwealth Central Credit Union Announces 2023 Scholarship Winners

Commonwealth Central Credit Union awarded scholarships to deserving student members as part of its annual scholarship program, reinforcing its commitment to education and community support....more

CUInsight.comJuly 26, 2023

CO-OP Solutions Partners with Commonwealth Central Credit Union to Enhance Member Experience with Digital Card Issuance

Commonwealth Central Credit Union (CCCU) has partnered with CO-OP Solutions to implement Digital Card Issuance, allowing members to receive and use new or replacement debit and credit cards digitally within minutes via their mobile wallets....more

CUToday.infoApril 17, 2023

CCCU Names Two To C-Suite

Commonwealth Central Credit Union (San Jose, Calif.) has named Steven Ybarra as chief financial officer and Chris Miller as chief lending officer, further strengthening its executive leadership team....more

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