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Citizens Community Bank's Overview

Total employees162
HeadquartersAltoona
Founded1997

Citizens Community Bank, operating primarily as CCFBank (Citizens Community Federal N.A.), is a community-oriented financial institution committed to delivering a comprehensive suite of banking services to individuals, families, and businesses. With a strong emphasis on building customer relationships and active local engagement, CCFBank offers personal banking products such as checking and savings accounts, mortgages, and personal loans. For businesses, it provides commercial loans, treasury management solutions, and various deposit accounts. The bank aims to blend modern banking technology and conveniences with the personalized service characteristic of a trusted community bank, serving communities across Wisconsin, Minnesota, and Michigan.

Where is Citizens Community Bank's Headquarters?

HQ Function

Serves as the central administrative and operational hub for CCFBank and Citizens Community Bancorp, Inc. It oversees strategic planning, corporate governance, financial management, and core banking operations for its network.

Notable Features:

A modern and professional banking facility designed to support its administrative functions and operational staff. It likely incorporates secure, technologically advanced infrastructure essential for banking operations.

Work Culture:

CCFBank cultivates a collaborative and customer-centric work environment. The culture emphasizes community involvement, ethical practices, and professional growth for its employees, with a focus on teamwork and understanding local market needs.

HQ Significance:

The Altoona headquarters is pivotal to CCFBank's operations across its multi-state branch network. It symbolizes the bank's commitment to the Midwest region and acts as the nerve center for delivering its diverse financial services.

Values Reflected in HQ: The headquarters likely embodies the bank's core values of stability, integrity, community focus, customer service, and professionalism.

Location:

Citizens Community Bank (CCFBank) primarily operates within the United States, maintaining a strong regional presence with branches in Wisconsin, Minnesota, and Michigan. The bank does not have physical international branches and its services are strategically focused on serving the communities within its U.S. operational footprint. However, customers can typically access certain banking services globally through online banking platforms, mobile banking apps, and international ATM network partnerships.

Street Address:

210 W. Emery Street

City:

Altoona

State/Province:

Wisconsin

Country:

USA

Citizens Community Bank's Global Presence

Eau Claire, Wisconsin, USA

Address: 3310 E. Hamilton Ave, Eau Claire, WI 54701

Serves the diverse financial needs of residents, local businesses, and agricultural clients in the Eau Claire metropolitan area, fostering local economic activity and community development.

Mankato, Minnesota, USA

Address: 1700 Madison Ave, Mankato, MN 56001

Supports the financial well-being of the Mankato community by providing accessible banking solutions, facilitating personal financial goals, and aiding business growth in Southern Minnesota.

Rochester, Minnesota, USA

Address: 3555 9th St NW, Rochester, MN 55901

Caters to the financial requirements of a dynamic and growing population in Rochester, supporting both individual and business customers with tailored banking products and services.

Buying Intent Signals for Citizens Community Bank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Citizens Community Bank

As of April 2025, Citizens Community Bank' leadership includes:

Stephen M. Bianchi - President and Chief Executive Officer
James S. Broucek - Executive Vice President and Chief Financial Officer
Timothy L. Cruciani - Executive Vice President and Chief Credit Officer
Kristi L. Thorp - Executive Vice President, Chief Retail Officer

Investors of Citizens Community Bank

Citizens Community Bank has been backed by several prominent investors over the years, including:

Publicly Traded (Parent Company: Citizens Community Bancorp, Inc. - NASDAQ: CZWI)
Major Institutional Investors (e.g., The Vanguard Group, BlackRock Inc., Renaissance Technologies LLC)
Individual Retail Shareholders

Executive New Hires/Exits in the Last 12 Months

Hire1
Exits0

Over the past twelve months, Citizens Community Bank has focused on strengthening its leadership team, particularly in retail operations, to enhance customer experience and drive growth. One notable executive appointment was made, with no major executive departures publicly announced during this period.

New Appointments:

Kristi L. Thorp, Kristi L. Thorp joined Citizens Community Bank as Executive Vice President, Chief Retail Officer, tasked with overseeing all aspects of retail banking.

Technology (Tech Stack) used by Citizens Community Bank

Discover the tools Citizens Community Bank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Citizens Community Bank Email Formats and Examples

Citizens Community Bank (CCFBank) employees typically use standard corporate email address formats. The most common patterns are likely [first initial][last name]@ccf.bank or [first name].[last name]@ccf.bank. For general inquiries, the bank provides contact forms and departmental emails on its official website.

Common formats: flast@ccf.bank (e.g., jsmith@ccf.bank) or firstname.lastname@ccf.bank (e.g., john.smith@ccf.bank)

Format

jsmith@ccf.bank

Example

75%

Success rate

News and media

GlobeNewswireApril 25, 2024

Citizens Community Bancorp, Inc. Reports First Quarter Net Income of $2.5 million or $0.46 Diluted EPS and Declares Quarterly Cash Dividend of $0.095 Per Share

Citizens Community Bancorp, Inc. (NASDAQ: CZWI), the parent company of CCFBank, announced its financial results for the first quarter ending March 31, 2024. The company reported net income of $2.5 million, or $0.46 per diluted share, and declared a quarterly cash dividend....more

CCFBank WebsiteMay 1, 2024

CCFBank Announces Promotion of Dan Ludwikoski to Market President – Stanley & Cadott

CCFBank announced the promotion of Dan Ludwikoski to Market President for its Stanley and Cadott locations. This move underscores the bank's commitment to fostering local leadership and strengthening its presence in these Wisconsin communities....more

GlobeNewswireNovember 1, 2023

Citizens Community Bancorp, Inc. Announces Hiring of Kristi L. Thorp as Executive Vice President, Chief Retail Officer

Citizens Community Bancorp, Inc. announced the hiring of Kristi L. Thorp as Executive Vice President, Chief Retail Officer for CCFBank. Thorp is responsible for leading all aspects of retail banking, including strategy, product development, and customer experience....more

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