What Does Citizens and Farmers Bank Do?

Total employees407
HeadquartersWest Point
Founded1927

Citizens and Farmers Bank, commonly known as C&F Bank, is a community bank headquartered in West Point, Virginia, founded in 1927. It provides a wide range of banking services to individuals, businesses, and communities throughout Virginia. Services include personal and business banking, mortgage lending, wealth management, and digital banking solutions. C&F Bank is a subsidiary of C&F Financial Corporation (NASDAQ: CFFI) and is committed to fostering local economic growth and providing personalized customer service.

Where Is Citizens and Farmers Bank's Headquarters?

HQ Function

Serves as the central administrative, strategic planning, and operational hub for C&F Bank and its parent company, C&F Financial Corporation. Key decisions regarding bank-wide policies, financial management, and corporate strategy are made here.

Notable Features:

A modern banking facility designed to support the bank's corporate operations and reflect its standing in the community. It likely includes administrative offices, meeting spaces, and secure operational areas.

Work Culture:

C&F Bank fosters a community-oriented and customer-centric work culture at its headquarters, emphasizing professionalism, integrity, teamwork, and dedication to serving the financial needs of Virginia communities. Employees typically experience a supportive environment with a focus on traditional banking values.

HQ Significance:

The West Point headquarters is highly significant as it's located in the town where C&F Bank was founded in 1927, symbolizing its deep historical roots, enduring commitment to its founding community, and its growth into a key regional financial institution.

Values Reflected in HQ: The headquarters likely reflects C&F Bank's core values such as community focus, financial stability, customer service excellence, and integrity, through its accessible yet professional design and its role as a central pillar for the bank's operations.

Location:

C&F Bank's operations are primarily concentrated within the Commonwealth of Virginia, USA. It serves local individuals, families, and businesses with a comprehensive suite of banking and financial services. While C&F Bank does not maintain physical international branches, it supports the international banking needs of its domestic customers through established correspondent banking relationships and standard international transaction services (e.g., wire transfers). Its strategic focus remains firmly on community banking and regional growth within its Virginia footprint.

Street Address:

3600 C&F Drive

City:

West Point

State/Province:

Virginia

Country:

USA

Where Else Does Citizens and Farmers Bank Operate Around the World?

Williamsburg, Virginia, USA

Address: 445 S Boundary St, Williamsburg, VA 23185 (Williamsburg Main Office)

Serves the banking needs of the historic Williamsburg community and surrounding areas, including residents, local businesses, and students/faculty of William & Mary. It supports local economic activity and community development initiatives. C&F Bank has numerous other branches across eastern and central Virginia.

Richmond, Virginia, USA

Address: 1400 Alverser Drive, Midlothian, VA 23113 (Example Branch - Richmond area)

To serve the diverse financial needs of individuals and businesses in the competitive Richmond market, contributing to the bank's overall presence and market share in central Virginia.

Buying Intent Signals for Citizens and Farmers Bank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Citizens and Farmers Bank? Meet the Executive Team

As of April 2025, Citizens and Farmers Bank' leadership includes:

Larry G. Dillon - President and Chief Executive Officer, C&F Financial Corporation and C&F Bank (Bank role until Dec 31, 2024)
Thomas F. Cherry - Executive Vice President and Chief Financial Officer, C&F Financial Corporation (President and CEO of C&F Bank, effective Jan 1, 2025)
Julie C. Gustavsson - Executive Vice President and Chief Operating Officer, C&F Financial Corporation and C&F Bank
William E. Tayloe, Jr. - Executive Vice President and Chief Lending Officer, C&F Bank

Who's Investing in Citizens and Farmers Bank?

Citizens and Farmers Bank has been backed by several prominent investors over the years, including:

Publicly Traded as CFFI (NASDAQ)
Dimensional Fund Advisors LP
The Vanguard Group, Inc.
Banc Funds Co., LLC
FJ Capital Management LLC
BlackRock Inc.

What Leadership Changes Has Citizens and Farmers Bank Seen Recently?

Hire0
Exits1

Key executive news includes a planned leadership succession for the role of President and CEO of C&F Bank, and a retirement from the Board of Directors. These changes reflect strategic planning for future leadership.

Departures

Larry G. Dillon, Larry G. Dillon will transition out of his role as President and CEO of C&F Bank, while continuing as President and CEO of C&F Financial Corporation.
Rodney E. Taylor, Rodney E. Taylor retired from the Boards of Directors of C&F Financial Corporation and C&F Bank.

New Appointments:

Thomas F. Cherry, Thomas F. Cherry appointed to become President and CEO of C&F Bank, succeeding Larry G. Dillon in that role.

What Technology (Tech Stack) Is Used byCitizens and Farmers Bank?

Discover the tools Citizens and Farmers Bank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Citizens and Farmers Bank Email Formats and Examples

C&F Bank, as part of C&F Financial Corporation, likely uses a standardized email format for its employees. A common corporate pattern is [first_initial][last_name]@domain.com. For C&F Bank, the domain is typically '@cffc.com'.

[first_initial][last_name]@cffc.com

Format

ldillon@cffc.com

Example

88%

Success rate

What's the Latest News About Citizens and Farmers Bank?

GlobeNewswire • April 25, 2024

C&F Financial Corporation Reports Net Income for First Quarter 2024

C&F Financial Corporation, the parent company of C&F Bank, announced its financial results for the first quarter ended March 31, 2024, reporting net income of $4.1 million....more

C&F Bank News / Newsweek • February 1, 2024

C&F Bank Named One of America’s Best Regional Banks 2024 by Newsweek

C&F Bank announced it was recognized by Newsweek as one of America’s Best Regional Banks for 2024. This acknowledgment highlights the bank's performance and customer satisfaction....more

GlobeNewswire • October 26, 2023

C&F Financial Corporation Announces Thomas F. Cherry to Become President and Chief Executive Officer of C&F Bank on January 1, 2025

C&F Financial Corporation announced a key leadership transition: Thomas F. Cherry will become President and CEO of C&F Bank effective January 1, 2025. Larry G. Dillon will continue as President and CEO of C&F Financial Corporation....more

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