Chipper Cash is a venture-capital-backed financial technology company that builds software to enable free and instant peer-to-peer cross-border payments in Africa and Europe, as well as solutions for businesses and merchants to process online and in-store payments. Founded in 2018 by Ham Serunjogi and Maijid Moujaled, Chipper Cash empowers individuals and businesses with accessible and affordable financial services, including mobile money transfers, bill payments, virtual cards, stock investing, and cryptocurrency trading in select markets. They aim to 'chip away' at the challenges of financial inclusion and expensive money transfers, primarily across the African continent, and have expanded services to the US and UK for diaspora remittances.
Serves as the global strategic, engineering, and product development hub, overseeing international operations, innovation, and corporate functions.
Located in the SoMa (South of Market) district, a vibrant tech hub. The building, 8 Mint Plaza, is a historic landmark, originally part of the second San Francisco Mint complex.
Characterized by a fast-paced startup environment, emphasizing innovation, collaboration, and a mission-driven approach to solving financial challenges in emerging markets. Focuses on impact and user-centric solutions.
The San Francisco HQ provides access to a rich talent pool in technology, finance, and venture capital, crucial for Chipper Cash's growth, product innovation, and global expansion strategy.
Chipper Cash operates extensively across Africa, with services available in countries including Nigeria, Ghana, Kenya, Uganda, South Africa, Rwanda, and Tanzania. It also facilitates cross-border transactions and remittances involving the USA and the UK. Globally, Chipper Cash supports functions such as peer-to-peer money transfers, bill payments, virtual card issuance, business payment solutions, and, in selected markets, cryptocurrency trading and stock investing. While engineering and product strategy are centralized in San Francisco, regional offices and teams manage local operations, marketing, customer support, and compliance.
8 Mint Plaza, Floor 4
San Francisco
CA
USA
Address: Wing A, 3rd Floor, Knight Frank Building, 24 Campbell Street, Lagos Island, Lagos, Nigeria
Facilitates localized payment solutions, merchant services, and drives financial inclusion initiatives within Nigeria and the broader West African region.
Address: Reportedly located at The Address, Muthangari Drive, Nairobi, Kenya
Drives adoption of Chipper Cash services in East Africa, adapting to local market needs for mobile money, cross-border transfers, and other fintech solutions.
Address: Operates from a central location in Accra, overseeing Ghanaian market activities.
Supports the Ghanaian market with tailored financial services, contributing to the company's West African footprint.
Address: Registered Address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom. Operational presence to support UK-Africa corridor.
Facilitates international money transfers between the UK and African countries, and explores expansion opportunities in Europe.
Address: Operational presence in Cape Town to serve the South African market.
Drives growth and service delivery in South Africa, a key market for financial services in Southern Africa.
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As of April 2025, Chipper Cash' leadership includes:
Chipper Cash has been backed by several prominent investors over the years, including:
In the past year (mid-2023 to mid-2024), Chipper Cash has focused on strategic leadership appointments, notably enhancing its People operations with a new Chief People Officer. The company continues to adapt its executive structure to support its growth and navigate the dynamic fintech landscape. Publicly announced C-level departures have not been prominent in this period.
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Chipper Cash most commonly uses the [first_initial][last]@chippercash.com email format. Other formats like [first]@chippercash.com or [first].[last]@chippercash.com may also be in use within the organization.
[first_initial][last]@chippercash.com
Format
hserunjogi@chippercash.com
Example
70%
Success rate
TechCrunch • October 26, 2023
Chipper Cash's valuation was reportedly adjusted in late 2023, following a re-evaluation of past investments, including those from FTX, amidst broader market recalibrations in the tech and fintech sectors. The company affirmed its continued focus on its core mission in African markets....more
Bendada.com • July 11, 2023
Chipper Cash launched a feature allowing Nigerian users to send and receive US dollars globally directly through its app. This development aims to simplify cross-border transactions and enhance financial accessibility for its customers in Nigeria....more
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