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Cheddar's Overview

Total employees53
HeadquartersDenver
Founded2020

Cheddar Payments, widely recognized through its platform Cheddar Up, offers an intuitive and powerful solution for collecting payments and associated information from groups and communities. It's designed to streamline and simplify the often-chaotic process of group collections for organizers such as PTO/PTA leaders, troop leaders, teachers, team moms, and HOA treasurers. The platform provides features for creating custom online collection pages, tracking payments, sending reminders, and managing member information. Cheddar Up is typically free for organizers, with payers covering a small convenience fee, or organizers can opt for Pro plans with additional features. In January 2024, Cheddar Up was acquired by InComm Payments, a global payments technology company, aiming to expand its capabilities and market reach.

Where is Cheddar's Headquarters?

HQ Function

The Denver headquarters serves as the primary hub for Cheddar Up's operations, including product development, engineering, customer success, marketing, sales, and strategic business management.

Notable Features:

Located in Denver's LoDo (Lower Downtown) district, the office is situated in a historic area known for its dynamic mix of businesses, restaurants, and cultural attractions, providing a stimulating environment for its team. The office space is likely designed to foster collaboration and innovation.

Work Culture:

The work culture at Cheddar Payments (Cheddar Up) likely emphasizes customer-centricity, innovation, collaboration, and agility, characteristic of a successful tech startup. A focus on solving real-world problems for organizers is central. Post-acquisition by InComm Payments, the culture may integrate aspects of a larger corporate environment while striving to maintain its nimble and innovative spirit.

HQ Significance:

The Denver headquarters is significant as the birthplace and central operational base of the Cheddar Up platform. It represents the company's roots in the Colorado tech scene and its commitment to developing user-friendly payment solutions. Its integration into InComm Payments enhances its strategic importance for growth.

Values Reflected in HQ: The headquarters' operations and environment likely reflect Cheddar Up's core values of simplicity, efficiency, community empowerment, and trust in handling financial transactions and data.

Location:

While Cheddar Payments (Cheddar Up) has historically focused on the U.S. market, its online platform is accessible to users globally for group payment collections. The acquisition by InComm Payments in January 2024 significantly enhances its potential global reach. InComm Payments operates in over 40 countries, providing a robust infrastructure for payment processing, financial technology solutions, and localized customer support. This integration positions Cheddar Up for expanded international market penetration and service offerings.

Street Address:

1512 Larimer St, Suite 510

City:

Denver

State/Province:

Colorado

Country:

USA

Cheddar's Global Presence

No distinct secondary Cheddar Payments (Cheddar Up) specific office locations are publicly listed.

Address: Operations are primarily centralized at their Denver headquarters. Following its acquisition, Cheddar Up is part of InComm Payments, which has a global network of offices, including its headquarters in Atlanta, GA.

N/A for a distinct secondary office. Broader regional support is now facilitated through InComm Payments' infrastructure.

Buying Intent Signals for Cheddar

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Cheddar

As of April 2025, Cheddar' leadership includes:

Nichole Montoya - Co-founder & CEO, Cheddar Up (now part of InComm Payments)
Molly DiCarlo - Co-founder, Cheddar Up (now part of InComm Payments)

Investors of Cheddar

Cheddar has been backed by several prominent investors over the years, including:

Grotech Ventures
Stout Street Capital
Trailhead Capital
SaaS Ventures
TENTPOLE
IDEALAB
(Acquired by InComm Payments in January 2024)

Executive New Hires/Exits in the Last 12 Months

Hire0
Exits0

The most significant executive-level development for Cheddar Payments (Cheddar Up) in the last 12 months was its acquisition by InComm Payments, finalized in January 2024. This event saw the leadership team, including co-founders Nichole Montoya and Molly DiCarlo, transition with the company into the InComm Payments structure. No other specific high-profile executive hires or departures for the original core Cheddar Up team have been publicly announced during this period outside of this acquisition context.

Technology (Tech Stack) used by Cheddar

Discover the tools Cheddar uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Cheddar Email Formats and Examples

Email addresses for Cheddar Payments (Cheddar Up) personnel likely use standard professional formats based on the company domain cheddarup.com. Common patterns include [first_initial][last] or [first].[last]. Post-acquisition, some communications might also involve InComm Payments' email domains for broader corporate matters.

[first].[last]@cheddarup.com or [first]@cheddarup.com

Format

jane.doe@cheddarup.com

Example

80%

Success rate

News and media

PR NewswireJanuary 3, 2024

InComm Payments Acquires Cheddar Up

InComm Payments, a leading global payments technology company, announced its acquisition of Cheddar Up, a popular platform that simplifies collecting payments and information for groups and organizations. The acquisition is aimed at enhancing InComm Payments' offerings with Cheddar Up's user-friendly group payment tools and expanding Cheddar Up's market reach....more

FinSMEsOctober 26, 2021

Cheddar Up Raises $8M Series A Funding

Cheddar Up, a Denver, CO-based group payments platform, raised $8M in Series A funding. The round was led by Grotech Ventures with participation from Stout Street Capital, Trailhead Capital, and existing investors including SaaS Ventures and TENTPOLE. The funds were intended for team expansion, product development, and scaling operations....more

Payments DiveJanuary 23, 2024

InComm buys group payments fintech Cheddar Up

InComm Payments acquired Cheddar Up, a fintech company specializing in group payment collections for entities like parent-teacher organizations and sports teams. The acquisition price was not disclosed. Cheddar Up's co-founders, CEO Nichole Montoya and Molly DiCarlo, along with their team, joined InComm....more

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