Cheddar Payments, widely recognized through its platform Cheddar Up, offers an intuitive and powerful solution for collecting payments and associated information from groups and communities. It's designed to streamline and simplify the often-chaotic process of group collections for organizers such as PTO/PTA leaders, troop leaders, teachers, team moms, and HOA treasurers. The platform provides features for creating custom online collection pages, tracking payments, sending reminders, and managing member information. Cheddar Up is typically free for organizers, with payers covering a small convenience fee, or organizers can opt for Pro plans with additional features. In January 2024, Cheddar Up was acquired by InComm Payments, a global payments technology company, aiming to expand its capabilities and market reach.
The Denver headquarters serves as the primary hub for Cheddar Up's operations, including product development, engineering, customer success, marketing, sales, and strategic business management.
Located in Denver's LoDo (Lower Downtown) district, the office is situated in a historic area known for its dynamic mix of businesses, restaurants, and cultural attractions, providing a stimulating environment for its team. The office space is likely designed to foster collaboration and innovation.
The work culture at Cheddar Payments (Cheddar Up) likely emphasizes customer-centricity, innovation, collaboration, and agility, characteristic of a successful tech startup. A focus on solving real-world problems for organizers is central. Post-acquisition by InComm Payments, the culture may integrate aspects of a larger corporate environment while striving to maintain its nimble and innovative spirit.
The Denver headquarters is significant as the birthplace and central operational base of the Cheddar Up platform. It represents the company's roots in the Colorado tech scene and its commitment to developing user-friendly payment solutions. Its integration into InComm Payments enhances its strategic importance for growth.
While Cheddar Payments (Cheddar Up) has historically focused on the U.S. market, its online platform is accessible to users globally for group payment collections. The acquisition by InComm Payments in January 2024 significantly enhances its potential global reach. InComm Payments operates in over 40 countries, providing a robust infrastructure for payment processing, financial technology solutions, and localized customer support. This integration positions Cheddar Up for expanded international market penetration and service offerings.
1512 Larimer St, Suite 510
Denver
Colorado
USA
Address: Operations are primarily centralized at their Denver headquarters. Following its acquisition, Cheddar Up is part of InComm Payments, which has a global network of offices, including its headquarters in Atlanta, GA.
N/A for a distinct secondary office. Broader regional support is now facilitated through InComm Payments' infrastructure.
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As of April 2025, Cheddar' leadership includes:
Cheddar has been backed by several prominent investors over the years, including:
The most significant executive-level development for Cheddar Payments (Cheddar Up) in the last 12 months was its acquisition by InComm Payments, finalized in January 2024. This event saw the leadership team, including co-founders Nichole Montoya and Molly DiCarlo, transition with the company into the InComm Payments structure. No other specific high-profile executive hires or departures for the original core Cheddar Up team have been publicly announced during this period outside of this acquisition context.
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Email addresses for Cheddar Payments (Cheddar Up) personnel likely use standard professional formats based on the company domain cheddarup.com. Common patterns include [first_initial][last] or [first].[last]. Post-acquisition, some communications might also involve InComm Payments' email domains for broader corporate matters.
[first].[last]@cheddarup.com or [first]@cheddarup.com
Format
jane.doe@cheddarup.com
Example
80%
Success rate
PR Newswire • January 3, 2024
InComm Payments, a leading global payments technology company, announced its acquisition of Cheddar Up, a popular platform that simplifies collecting payments and information for groups and organizations. The acquisition is aimed at enhancing InComm Payments' offerings with Cheddar Up's user-friendly group payment tools and expanding Cheddar Up's market reach....more
FinSMEs • October 26, 2021
Cheddar Up, a Denver, CO-based group payments platform, raised $8M in Series A funding. The round was led by Grotech Ventures with participation from Stout Street Capital, Trailhead Capital, and existing investors including SaaS Ventures and TENTPOLE. The funds were intended for team expansion, product development, and scaling operations....more
Payments Dive • January 23, 2024
InComm Payments acquired Cheddar Up, a fintech company specializing in group payment collections for entities like parent-teacher organizations and sports teams. The acquisition price was not disclosed. Cheddar Up's co-founders, CEO Nichole Montoya and Molly DiCarlo, along with their team, joined InComm....more
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