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Center for Responsible Lending's Overview

Total employees40
HeadquartersDurham
Founded2002

The Center for Responsible Lending (CRL) is a non-profit, non-partisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. CRL is affiliated with Self-Help, one of the nation's largest community development financial institutions. They focus on issues such as predatory mortgage lending, payday loans, car title loans, and other high-cost consumer credit products, advocating for policies that promote fair and transparent financial services for all, particularly for low-income families and communities of color.

Where is Center for Responsible Lending's Headquarters?

HQ Function

Serves as the primary hub for research, policy development, advocacy coordination, and administrative operations.

Notable Features:

Located in downtown Durham, providing accessibility and a central point for its operations. Specific architectural details are not widely publicized, focusing more on functional office space.

Work Culture:

Mission-driven and collaborative, with a strong emphasis on research, policy analysis, and advocacy to effect systemic change in the financial services industry. Employees are typically passionate about consumer protection and economic justice.

HQ Significance:

The Durham headquarters is central to CRL's national strategy, developing research that informs federal and state policy debates and supports advocacy efforts across the country.

Values Reflected in HQ: The choice of a functional headquarters likely reflects values of fiscal responsibility and focus on mission impact over opulent facilities, common for non-profit advocacy organizations.

Location:

The Center for Responsible Lending primarily focuses its operations and advocacy efforts within the United States. While its research and policy recommendations may be studied and adapted internationally by similar consumer advocacy groups, CRL does not maintain physical offices or direct operational programs outside of the U.S. Its core mission is centered on American financial policy and consumer protection.

Street Address:

302 West Main Street

City:

Durham

State/Province:

North Carolina

Country:

USA

Center for Responsible Lending's Global Presence

Washington, D.C., USA

Address: 910 17th Street NW, Suite 500, Washington, DC 20006

Serves as the organization's primary arm for federal government relations and national policy campaigns.

Oakland, California, USA

Address: 1970 Broadway, Suite 350, Oakland, CA 94612

Leads advocacy and research efforts specific to California and provides a West Coast presence for the organization.

Buying Intent Signals for Center for Responsible Lending

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Center for Responsible Lending

As of April 2025, Center for Responsible Lending' leadership includes:

Mike Calhoun - President
Sarah Ludwig - Chief Strategy and Narrative Officer
Ashley Harrington - Senior Vice President, Director of Federal Advocacy and General Counsel
Robin Howarth - Senior Vice President, Director of Corporate and Foundation Relations
Peter Smith - Senior Researcher for Debt Collection
Mitria Spotser - Vice President and Director of Federal Policy

Investors of Center for Responsible Lending

Center for Responsible Lending has been backed by several prominent investors over the years, including:

Self-Help (Affiliate Organization)
Ford Foundation (Historically a supporter of similar initiatives)
Open Society Foundations (Historically a supporter of similar initiatives)
Various other philanthropic foundations
Individual donors

Executive New Hires/Exits in the Last 12 Months

Hire0
Exits0

No major, publicly announced executive leadership changes (President, SVP level) at the Center for Responsible Lending have been identified in the last 12-18 months. The leadership team appears relatively stable. Minor staffing changes below the top executive level are common but not typically announced widely.

Technology (Tech Stack) used by Center for Responsible Lending

Discover the tools Center for Responsible Lending uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Center for Responsible Lending Email Formats and Examples

The Center for Responsible Lending commonly uses the [first].[last]@[domain] email format for its staff. This is a prevalent format for many non-profit and advocacy organizations.

[first].[last]@responsiblelending.org

Format

jane.doe@responsiblelending.org

Example

90%

Success rate

News and media

responsiblelending.orgMay 1, 2024

Center for Responsible Lending News: Statement on CFPB Final Rule Regarding Nonbank Financial Companies

CRL released a statement commending the Consumer Financial Protection Bureau (CFPB) for its final rule establishing a public registry of nonbank financial companies that have violated consumer protection laws. They highlighted this as a crucial step towards greater transparency and accountability for repeat offenders in the financial sector....more

responsiblelending.orgApril 24, 2024

Center for Responsible Lending News: New Report: Predatory Lenders Using Lead Generators to Evade State Consumer Protections

CRL, along with other consumer advocacy groups, released a report detailing how some high-cost lenders use online lead generators to obscure their role in loan origination, thereby evading state interest rate caps and consumer protection laws. The report calls for stronger regulatory oversight of these practices....more

responsiblelending.orgMarch 26, 2024

Center for Responsible Lending News: Consumer Advocates Urge CFPB to Issue Strong Rule Curbing Excessive Credit Card Late Fees

CRL joined other consumer groups in urging the CFPB to finalize a strong rule to curb excessive credit card late fees, emphasizing the disproportionate impact these fees have on low-income consumers and communities of color....more

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