Cabot Financial is a prominent name in the European credit management services sector, operating primarily as Cabot Credit Management, which is part of Encore Capital Group (NASDAQ: ECPG), a global specialty finance company. Cabot specializes in debt purchasing, offering a range of services including debt collection, credit servicing, and data analytics. They work ethically with customers to help them manage their outstanding debts and find affordable repayment solutions. Cabot Financial serves a broad spectrum of financial institutions and other businesses that originate credit, focusing on a customer-centric and compliant approach to debt resolution across its European operations.
Serves as the primary operational hub for Cabot Credit Management in the UK and a key center for its European activities, overseeing debt portfolio management, customer service operations, collections strategy, analytics, and central administrative functions.
Situated in Kings Hill Business Park, known for its contemporary office buildings, landscaped environment, and comprehensive local amenities. The offices are modern and designed to support a collaborative work environment.
The work culture at Cabot Financial emphasizes professionalism, ethical conduct, customer focus, and regulatory compliance. There is a strong emphasis on teamwork, employee development, and creating supportive pathways for customers managing debt.
The Kings Hill headquarters is central to Cabot Financial's European strategy and operations, enabling efficient management of its extensive debt portfolios and customer interactions in one of its largest markets.
Cabot Financial, primarily through Cabot Credit Management, operates as the European arm of Encore Capital Group. Its core presence is in Europe, with significant operations in the United Kingdom, Ireland, France, and Spain. Globally, parent company Encore Capital Group has a presence in approximately 15 countries. Functions supported across these European locations include debt purchasing, comprehensive portfolio management, advanced data analytics, multi-channel customer service, compliant collections processes, legal support, risk management, and technology development, all tailored to specific regional market dynamics and regulatory frameworks.
1 Kings Hill Avenue
West Malling
Kent
United Kingdom
Address: Calle Vía de los Poblados, 1, Edificio A, Planta 1ª, 28033 Madrid, Spain (Gesif, part of Cabot)
Serves as the operational center for the Iberian Peninsula, leveraging local market expertise to manage Spanish debt portfolios and engage with customers effectively.
Address: 102 Terrasse Boieldieu, CS 60390, 92085 Paris La Défense Cedex, France (Cabot Financial France)
Acts as the key hub for French operations, focusing on customer engagement and compliant debt resolution within the French market.
Address: Columbia House, Columbia Drive, Worthing, West Sussex, BN13 3HD, United Kingdom
Complements the Kings Hill headquarters by providing additional operational capacity and expertise for the large UK market, ensuring robust customer support and portfolio management.
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As of April 2025, Cabot Financial' leadership includes:
Cabot Financial has been backed by several prominent investors over the years, including:
The most significant executive change at Cabot Credit Management (representing Cabot Financial's European operations) in the last 12 months was the appointment of a new Chief Executive Officer in late 2023.
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Cabot Financial, operating as Cabot Credit Management (cabotcm.com), likely utilizes common corporate email formats. Based on industry patterns and available data, the most prevalent formats are variations of first name, last name, and initials.
[first].[last]@cabotcm.com or [first_initial][last]@cabotcm.com
Format
jane.doe@cabotcm.com or jdoe@cabotcm.com
Example
85%
Success rate
Encore Capital Group • May 8, 2024
Encore Capital Group announced its first-quarter 2024 financial results, highlighting that its European business, Cabot Credit Management, achieved collections of $161 million. Cabot also purchased $41 million in European portfolios during the quarter, signaling ongoing investment and activity in the region....more
PR Newswire / Encore Capital Group • December 4, 2023
Encore Capital Group confirmed the appointment of Francesco De Mojana as the new Chief Executive Officer for Cabot Credit Management, its European operations. De Mojana assumed the role effective December 2023, succeeding Craig Buick and tasked with leading Cabot's strategic growth in Europe....more
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