bunq is an independent, fully licensed European challenger bank headquartered in Amsterdam, Netherlands. Founded in 2012 by Ali Niknam, bunq aims to revolutionize the traditional banking industry by offering a mobile-first, user-centric banking experience. Known as 'bank of The Free,' bunq focuses on providing transparent, sustainable, and technologically advanced financial services to individuals and businesses across Europe. They emphasize user control, community, and making a positive impact, for instance, by allowing users to choose where their money is invested.
The Amsterdam headquarters serves as the central operational hub for bunq, housing its core teams including software development, product management, marketing, customer support leadership, legal, and administrative functions. It's where the company's strategy is set and its innovative banking platform is developed and maintained.
bunq's offices are known for fostering a modern, tech-company atmosphere, emphasizing collaborative spaces, bright interiors, and sustainability, reflecting their innovative spirit. They often feature open-plan layouts to encourage teamwork.
bunq fosters a fast-paced, innovative, and mission-driven work culture. Employees, often referred to as 'bunqers,' are encouraged to be proactive, challenge the status quo, and contribute to building 'the bank of The Free.' The culture values diversity, transparency, speed, and a strong sense of community and purpose.
The Amsterdam HQ is significant as it's the birthplace and nerve center of bunq's operations, driving its expansion across Europe. Its location in a major European financial and tech hub facilitates talent acquisition and strategic partnerships.
bunq primarily operates across the European Economic Area (EEA), offering its banking services to residents and businesses in over 30 European countries. While its core focus is Europe, bunq supports global functionalities like international payments and multi-currency accounts. Their platform is multilingual, catering to a diverse user base. bunq has obtained a UK EMI license to re-enter the UK market post-Brexit and has applied for a banking license in the US, signaling ambitions for future intercontinental expansion.
Naritaweg 131-133
Amsterdam
North Holland
Netherlands
Address: Campus X, ul. "Aleksandar Malinov" 31, 1729 g.k. Mladost 1A, Sofia, Bulgaria
Serves as a strategic Eastern European hub for acquiring top technology and operations talent, supporting bunq's pan-European growth, innovation, and service delivery at scale.
Address: Paseo de la Castellana 77, Madrid (Representative office address, often within a business center)
To tap into the growing fintech market in Spain, enhance service localization, build a stronger connection with the local user base, and navigate the regional regulatory environment.
Address: Weena 505, Rotterdam (Often listed as a key Dutch office alongside Amsterdam)
Provides additional operational footprint in bunq's home market, leveraging talent and infrastructure in another major Dutch city.
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As of April 2025, bunq' leadership includes:
bunq has been backed by several prominent investors over the years, including:
bunq has focused on strengthening its leadership team, particularly in finance, with a key CFO appointment in early 2024. This reflects the company's growth phase and focus on sustainable profitability.
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bunq's email formats for employees typically follow common professional patterns. The most frequently observed format is combining the employee's first name and last name, or just their first name, with the @bunq.com domain.
firstname.lastname@bunq.com or firstname@bunq.com
Format
ali.niknam@bunq.com
Example
75%
Success rate
Finextra • April 25, 2024
bunq announced its user base has grown to 12.5 million, with total user deposits reaching €8 billion as of Q1 2024. This significant growth highlights the increasing adoption of its digital banking services across Europe and includes users from its acquisition of Belgian fintech TriCount....more
Silicon Canals • February 8, 2024
Amsterdam-based neobank bunq announced its first full year of profitability, reporting a net profit of €53.1 million for the fiscal year 2023. This marks a significant milestone for the company, underscoring its sustainable growth and successful business model in the competitive European fintech landscape. User deposits at the end of 2023 stood at €7 billion....more
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