Bondora Capital is the entity associated with Bondora, a leading European peer-to-peer (P2P) lending and investment platform. Founded in 2008 and headquartered in Tallinn, Estonia, Bondora connects borrowers seeking personal loans with investors looking for fixed-income returns. The company leverages technology and data analytics for automated credit scoring, loan origination, and investment management. Bondora offers various investment products, notably 'Go & Grow,' which provides a simplified investment experience with pre-defined returns and high liquidity. They serve customers across multiple European countries, focusing on making lending and borrowing more accessible and efficient.
Serves as the primary operational hub for Bondora's technology development, risk management, customer service, marketing, legal, and overall strategic direction for its European P2P lending and investment services.
Modern office facilities located in a key business district of Tallinn, designed to support a technologically advanced financial services company. Likely features open-plan workspaces, collaboration zones, and secure data centers.
Characterized by a fast-paced, innovative fintech environment. Emphasis on data-driven decision-making, technological excellence, transparency, and a multicultural team working to disrupt traditional banking.
Tallinn is a strategic location due to Estonia's advanced digital infrastructure, supportive regulatory environment for fintech, and access to a skilled tech talent pool. Being EU-based allows seamless operation across member states.
Bondora Capital, through its Bondora platform, primarily operates across Europe. While its physical offices are in Estonia and the Netherlands, its services are accessible to investors and borrowers in several European countries, including Estonia, Finland, Spain, and the Netherlands, among others. The platform supports cross-border investments and lending, facilitated by its online infrastructure and adherence to EU financial regulations. Key functions supported globally (digitally across Europe) include loan origination, investment management, customer support (often multi-lingual), and payment processing.
A.H. Tammsaare tee 47
Tallinn
Harju County
Estonia
Address: Paju 2, Tartu, Tartu County, Estonia
Serves as a key technology and development hub, leveraging Tartu's reputation as a center for IT expertise and innovation within Estonia.
Address: Keizersgracht 205-N, 1016 DS Amsterdam, Netherlands
Supports Bondora's expansion and operational efficiency in Western Europe, potentially focusing on investor relations or regulatory engagement within this region.
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As of April 2025, Bondora' leadership includes:
Bondora has been backed by several prominent investors over the years, including:
Bondora has maintained a relatively stable core executive team. No major C-suite (CEO, COO, CFO, CTO) departures or hires have been widely publicized in the last 12-18 months. Focus appears to be on internal growth and product development leadership.
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Bondora's common email format appears to be [first_name].[last_name]@bondora.com. This is a widely used convention for professional communication within the company.
[first_name].[last_name]@bondora.com
Format
partel.tomberg@bondora.com
Example
85%
Success rate
Finextra • 2024-06-05
Bondora has joined EBA CLEARING’s pan-European payment systems, RT1 and STEP2. This integration allows Bondora to offer SEPA Instant Credit Transfers and standard SEPA Credit Transfers, enhancing payment speed and efficiency for its customers across Europe....more
P2P Finance News • 2024-05-09
Bondora Group reported a consolidated net profit of €2.1 million for 2023, a significant improvement from an €11.6 million loss in 2022. The company's revenue also increased by 23.8% year-on-year to €58.3 million, driven by growth in its loan portfolio and investment products....more
Bondora Blog • 2024-02-01
Bondora originated €18,197,482 in loans in January 2024, indicating a robust beginning to the year. The Go & Grow product continues to be popular, with €17,569,224 invested into it during the month....more
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