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Banque De L'Habitat's Overview

Total employees458
HeadquartersTunis
Founded1977

Banque de l'Habitat (BH Bank) is a prominent Tunisian universal bank with a historical specialization in housing finance and real estate development. Established to support homeownership and the construction sector in Tunisia, BH Bank offers a wide range of banking products and services to individuals, professionals, and corporations. These include savings accounts, mortgage solutions, consumer loans, investment services, insurance products through its subsidiary BH Assurance, and digital banking platforms. It plays a significant role in the Tunisian economy by facilitating access to property, supporting businesses, and contributing to national development projects.

Where is Banque De L'Habitat's Headquarters?

HQ Function

Serves as the primary administrative and strategic center for all BH Bank operations nationwide, overseeing policy, corporate strategy, risk management, and the national branch network.

Notable Features:

A modern office building located in a key business district of Tunis, designed to facilitate the bank's extensive operations and customer interactions at a corporate level.

Work Culture:

Professional and customer-centric banking environment, emphasizing financial expertise, ethical conduct, innovation in services, and contribution to Tunisia's economic and social development, particularly in housing.

HQ Significance:

The headquarters is crucial for guiding BH Bank's mission to provide accessible financial solutions, particularly for housing, thereby supporting individual aspirations and national economic growth in Tunisia.

Values Reflected in HQ: The headquarters building and its operations aim to reflect stability, trustworthiness, professionalism, customer focus, and a commitment to the development of Tunisia.

Location:

Banque de l'Habitat (BH Bank) primarily focuses its operations on the Tunisian domestic market, where it has a comprehensive national network. Its international activities are mainly supported through correspondent banking relationships for international transfers and trade finance. BH Bank also maintains a representative office in Paris, France, to serve the Tunisian community abroad and facilitate international business links.

Street Address:

21, Avenue Khair-Eddine Pacha, 1073 Montplaisir

City:

Tunis

State/Province:

Tunis Governorate

Country:

Tunisia

Banque De L'Habitat's Global Presence

Tunisia (Nationwide)

Address: BH Bank operates an extensive network of over 140 branches and offices strategically located across all governorates of Tunisia, serving major cities, towns, and regional centers. Examples include Sfax, Sousse, Bizerte, and Gabès.

To ensure widespread access to financial services, support local economies, facilitate housing projects, and serve the diverse clientele of individuals and businesses throughout Tunisia.

Paris, France

Address: Bureau de Représentation, Paris (Specific address not readily publicized, typical for representative offices).

To provide a point of contact for Tunisians living abroad, support international trade finance, and explore opportunities for the bank in the European market.

Buying Intent Signals for Banque De L'Habitat

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Banque De L'Habitat

As of April 2025, Banque De L'Habitat' leadership includes:

Wajdi Koubaa - Directeur Général (CEO)
Neji Ghandri - Président du Conseil d’Administration (Chairman of the Board)

Investors of Banque De L'Habitat

Banque De L'Habitat has been backed by several prominent investors over the years, including:

Tunisian State (Direct Shareholding, ~47.9%)
Caisse Nationale de Retraite et de Prévoyance Sociale (CNRPS, ~7.2%)
Other Tunisian Public and Para-Public Entities (~12.3%)
Private Institutional Investors (~13.6%)
Retail Investors (Personnes Physiques, ~12.6%)
Foreign Investors (~6.5%)

Executive New Hires/Exits in the Last 12 Months

Hire1
Exits1

The primary executive leadership change at Banque de l'Habitat (BH Bank) in the last 12 months involved the appointment of a new Director General (CEO), Wajdi Koubaa, in March 2024, following the departure of the previous CEO.

Departures

Hichem Rebai, Hichem Rebai stepped down from his role as Director General of BH Bank.

New Appointments:

Wajdi Koubaa, Wajdi Koubaa was appointed as the new Director General of BH Bank.

Technology (Tech Stack) used by Banque De L'Habitat

Discover the tools Banque De L'Habitat uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Banque De L'Habitat Email Formats and Examples

Banque de l'Habitat (BH Bank) does not publicly specify its corporate email format. However, common email patterns for organizations in Tunisia often use combinations of first name and last name. For official communications, it is recommended to use the contact forms available on the BH Bank website or official branch contact details.

A potential common format could be `firstname.lastname@bhbank.tn` or `f.lastname@bhbank.tn`.

Format

exemple.nom@bhbank.tn

Example

60%

Success rate

News and media

KapitalisMarch 7, 2024

Banque de l'Habitat: Wajdi Koubaa appointed new General Manager of BH Bank

Wajdi Koubaa has been appointed as the new General Manager (Directeur Général) of BH Bank. This appointment comes as part of leadership changes within the Tunisian state-owned bank....more

ilBoursaFebruary 20, 2024

Banque de l'Habitat: Net Banking Income (NBI) up 10.4% to TND 645.6 million in 2023

BH Bank announced a 10.4% increase in its Net Banking Income (Produit Net Bancaire - PNB) for the year 2023, reaching TND 645.6 million. The bank also saw growth in customer deposits and outstanding loans during the same period....more

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