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Banco Nacional's Overview

Total employees1817
HeadquartersSan José
Founded1914

Banco Nacional de Costa Rica (BNCR) is Costa Rica's largest state-owned commercial bank and a cornerstone of the country's financial system. Founded in 1914, BNCR plays a vital role in promoting economic and social development across Costa Rica. It offers a wide range of financial products and services to individuals, businesses, and public institutions, including savings and checking accounts, loans, credit cards, insurance, investment opportunities, and international banking services. Committed to innovation and customer service, BNCR strives to provide accessible and reliable banking solutions while contributing to the nation's progress and the well-being of its citizens.

Where is Banco Nacional's Headquarters?

HQ Function

Serves as the central administrative and operational hub, housing executive leadership, corporate strategy, key financial operations, and support departments for the bank's nationwide network.

Notable Features:

The headquarters complex includes both historic and modern architectural elements, with the 'Torre BN' being a notable modern high-rise structure contributing to the San José skyline. It often features public art installations and spaces designed for customer interaction.

Work Culture:

The work culture at BNCR's headquarters is typically professional and service-oriented, reflecting its status as a major financial institution. There's an emphasis on national development, customer trust, and increasingly, technological innovation and sustainability.

HQ Significance:

The headquarters is highly significant as the nerve center of Costa Rica's largest bank, symbolizing financial stability and economic leadership within the country. It's a key landmark in San José.

Values Reflected in HQ: The headquarters' design and operations aim to reflect values such as solidity, trust, commitment to Costa Rican society, modernization, and customer-centricity.

Location:

While Banco Nacional de Costa Rica's primary operations are focused domestically within Costa Rica, its global presence is manifested through correspondent banking relationships with international financial institutions. This enables services such as international money transfers, foreign trade financing, and support for Costa Rican businesses engaging in global commerce. They also cater to international clients and investors interested in Costa Rica. However, BNCR does not typically operate physical branches outside of Costa Rica.

Street Address:

Avenidas 1 y 3, Calles 2 y 4, San José, Costa Rica

City:

San José

State/Province:

San José Province

Country:

Costa Rica

Banco Nacional's Global Presence

Liberia, Guanacaste, Costa Rica

Address: Centro de Liberia, 50 metros al Este del Parque Mario Cañas Ruiz, Liberia, Guanacaste

To provide comprehensive financial services and support economic development in the rapidly growing northwestern region of Costa Rica, known for tourism and agriculture.

Limón, Limón Province, Costa Rica

Address: Avenida 2, entre Calles 3 y 4, Limón, Limón Province

To facilitate financial transactions and support the economic activities vital to Costa Rica's Caribbean coast, including international trade and local enterprise.

San Isidro de El General, Pérez Zeledón, San José Province, Costa Rica

Address: Costado Sur del Parque Central de San Isidro de El General, Pérez Zeledón

To support the diverse economy of the southern region, including agriculture, commerce, and services, fostering local development and financial inclusion.

Buying Intent Signals for Banco Nacional

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Banco Nacional

As of April 2025, Banco Nacional' leadership includes:

Bernardo Alfaro Araya - Gerente General (General Manager / CEO)
Sheila C. Ávalos Brenes - Subgerenta General de Finanzas y Operaciones (Deputy General Manager of Finance and Operations)
Francisco Gamboa Soto - Subgerente General de Riesgo y Crédito (Deputy General Manager of Risk and Credit)
Allan Calderón Segura - Subgerente General de Negocios (Deputy General Manager of Business)

Investors of Banco Nacional

Banco Nacional has been backed by several prominent investors over the years, including:

Estado Costarricense (The State of Costa Rica)

Executive New Hires/Exits in the Last 12 Months

Hire0
Exits0

Specific high-profile executive hires or exits at the General Manager or Deputy General Manager level for Banco Nacional de Costa Rica have not been widely reported in the major news outlets over the last 12 months. The executive team has shown continuity. Changes are more commonly observed at the Board of Directors level, which are subject to governmental appointments, or in other management positions not typically classified as 'top executive exits/hires' for this summary.

Technology (Tech Stack) used by Banco Nacional

Discover the tools Banco Nacional uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Banco Nacional Email Formats and Examples

Banco Nacional de Costa Rica (BNCR) typically uses standardized corporate email formats for its employees. Common formats often include combinations of the employee's first name and last name with the domain @bncr.fi.cr.

[first].[last]@bncr.fi.cr or [first_initial][last]@bncr.fi.cr

Format

nombre.apellido@bncr.fi.cr

Example

75%

Success rate

News and media

bncr.fi.cr - Sala de PrensaMay 23, 2024

Banco Nacional de Costa Rica Lanza 'BN Partidos', Plataforma para Fútbol Amateur

El Banco Nacional de Costa Rica ha lanzado 'BN Partidos', una innovadora plataforma digital diseñada para facilitar la organización de partidos de fútbol amateur y ayudar a los usuarios a encontrar jugadores y equipos, fomentando el deporte y la comunidad....more

bncr.fi.cr - Sala de PrensaMay 17, 2024

Banco Nacional de Costa Rica Reconocido por Liderazgo en Responsabilidad Social Empresarial

Banco Nacional de Costa Rica obtuvo el primer lugar en el Ranking Nacional de Responsabilidad Social Empresarial (RSE) 2023 en la categoría de bancos públicos, destacando su compromiso con prácticas sostenibles y el bienestar social....more

Delfino.crApril 24, 2024

BN Fondos de Banco Nacional se Convierte en Primer Puesto de Bolsa Carbono Neutral de Costa Rica

BN Fondos, la sociedad de fondos de inversión del Banco Nacional de Costa Rica, ha logrado la certificación de carbono neutralidad, convirtiéndose en el primer puesto de bolsa en el país en alcanzar este hito ambiental, reflejando el compromiso del grupo financiero con la sostenibilidad....more

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