Banco BAI Europa, S.A. is a Portuguese-based financial institution, established in 1998, operating under the supervision of Banco de Portugal and the European Central Bank. It is a subsidiary of Banco Angolano de Investimentos (BAI). The bank focuses on providing a range of financial services including corporate banking, international trade finance (especially between Europe and Africa), private banking, and correspondent banking. Its strategic position in Lisbon allows it to serve as a key financial bridge, facilitating business and investment flows, particularly with Portuguese-speaking African countries (PALOP), with a strong emphasis on Angola.
The headquarters serves as the central operational hub for all strategic, financial, and administrative functions of Banco BAI Europa, managing its European and international banking activities.
Modern office facilities situated in a prominent business area of Lisbon, equipped with secure banking infrastructure.
The work culture at Banco BAI Europa emphasizes professionalism, client-centric service, ethical conduct, and adherence to European regulatory standards, fostering a collaborative environment focused on international finance.
The Lisbon headquarters is strategically important for its role in connecting European financial markets with African economies, particularly Angola, leveraging Portugal's historical and economic ties.
Banco BAI Europa primarily operates from its headquarters in Lisbon, Portugal, serving as a financial gateway between Europe and Africa. Its functions supported globally include international trade finance, correspondent banking for African banks, private banking for non-resident clients, and corporate banking for companies with interests in these regions. While physically centered in Portugal, its reach is international, focusing on facilitating transactions and investments across continents, particularly leveraging its parent company's network in Angola and other African markets.
Avenida Casal Ribeiro, 59
Lisbon
Lisbon
Portugal
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As of April 2025, Banco BAI Europa' leadership includes:
Banco BAI Europa has been backed by several prominent investors over the years, including:
Based on publicly available information, the core executive team of Banco BAI Europa appears stable. No major widely publicized hires or exits at the top executive committee level have been noted in the last 12 months. Minor changes or internal promotions may have occurred but are not prominently reported.
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Banco BAI Europa likely uses common corporate email formats. The most probable patterns include first initial followed by last name, or first name separated by a dot from the last name, at their domain bancobaieuropa.pt.
[first_initial][last]@bancobaieuropa.pt
Format
nafons@bancobaieuropa.pt
Example
80%
Success rate
Fitch Ratings • July 12, 2023
Fitch Ratings has affirmed Banco BAI Europa, S.A.'s (BAIE) Long-Term Issuer Default Rating (IDR) at 'B-' with a Stable Outlook and Viability Rating (VR) at 'b-'. The affirmation reflects BAIE's small, but growing, niche franchise in Portugal, sound asset quality, and satisfactory capitalisation and liquidity, which are balanced by weak profitability and a concentrated funding profile....more
Banco BAI Europa (Annual Report) • March 28, 2024
Banco BAI Europa released its consolidated annual report and accounts for the year 2023, detailing its financial performance, strategic achievements, and outlook. The report highlighted a net profit of EUR 5.2 million in 2023, an increase compared to the previous year, driven by growth in its core banking activities....more
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