Ayoconnect is Southeast Asia's largest Open Finance API platform, licensed by Bank Indonesia as a Payment Service Provider (PJP) Category 1. They provide a comprehensive suite of financial APIs, enabling businesses—from traditional enterprises to startups—to embed financial services into their products. Ayoconnect offers solutions for bill payments, digital products, instant transfers, virtual accounts, and data APIs (like account aggregation and identity verification), aiming to build the financial infrastructure for Indonesia's digital economy and expand across Southeast Asia. Their mission is to accelerate financial inclusion and innovation by simplifying access to financial services.
Serves as the central hub for Ayoconnect's operations, product development, strategic partnerships, engineering, and executive leadership, driving the company's mission to build financial infrastructure in Southeast Asia.
Modern office space within the GoWork Central Park facility, offering collaborative workspaces, advanced meeting rooms, and access to amenities within a major commercial complex. Designed to foster innovation and teamwork.
Ayoconnect cultivates a dynamic, fast-paced, and innovative work environment, characteristic of a leading fintech scale-up. There's a strong emphasis on collaboration, agility, problem-solving, and a mission-driven approach to democratizing financial services in Southeast Asia.
Its Jakarta headquarters places Ayoconnect at the heart of Indonesia's booming digital economy and fintech ecosystem. This strategic location facilitates close collaboration with key financial institutions, regulatory bodies, corporate clients, and a rich talent pool.
While primarily focused on Indonesia and Southeast Asia, Ayoconnect supports its advanced technology development and global platform capabilities through key engineering hubs, including one in India. Their open finance solutions empower businesses across various sectors to integrate financial services, indicating a broad functional impact within their operational regions. Ayoconnect is actively working on expanding its financial infrastructure network across other Southeast Asian markets.
GoWork Central Park, Central Park Mall Office Tower Lt. 20, Jl. Letjen S. Parman Kav. 28
Jakarta Barat
DKI Jakarta
Indonesia
Address: [Specific address not publicly listed, generally an operations or engineering office]
To leverage the skilled tech talent pool in Yogyakarta and support localized operations, development, and quality assurance for Ayoconnect's expanding suite of financial products.
Address: [Specific address not publicly listed, functions as a key technology and development center]
Taps into India's extensive technology talent pool to accelerate product innovation, enhance platform capabilities, and support Ayoconnect's global technology roadmap.
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As of April 2025, Ayoconnect' leadership includes:
Ayoconnect has been backed by several prominent investors over the years, including:
Ayoconnect has strategically strengthened its leadership team with key C-suite appointments in the past year, particularly in people operations and risk management, to bolster its growth and governance as it expands its open finance footprint. Publicly announced departures at the executive level have not been prominent.
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Ayoconnect typically uses professional email formats based on employee names. The most common structure appears to combine the employee's first name and last name, or just their first name, with the company domain.
[first].[last]@ayoconnect.id
Format
jane.doe@ayoconnect.id
Example
80%
Success rate
The Low Down - Momentum Works • November 30, 2023
Ayoconnect has partnered with BRI Ventures to innovate digital payment solutions targeting Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. This collaboration aims to improve financial access and efficiency for MSMEs through Ayoconnect's open finance platform....more
Human Resources Online • October 11, 2023
Ayoconnect announced the appointment of Rika Swaraswati as its new Chief People Officer to spearhead its human resources strategy, talent acquisition, and cultural development as the company continues to scale its operations in Southeast Asia....more
Fintech News Singapore • August 2, 2023
Ayoconnect has launched a new direct debit API service, integrating with seven major Indonesian banks including BRI, Bank Mandiri, and CIMB Niaga. This service aims to simplify recurring payments for businesses and consumers in Indonesia, enhancing its open finance offerings....more
Tech in Asia • June 27, 2023
Ayoconnect has appointed William Utojo as its chief risk officer (CRO). Utojo, with prior experience at Gojek and a local bank, will lead Ayoconnect's risk management and compliance efforts as the Indonesian fintech firm expands....more
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