AU Small Finance Bank (AU SFB) is a prominent Indian scheduled commercial bank that evolved from AU Financiers (India) Ltd., a successful non-banking finance company (NBFC) primarily focused on vehicle and MSME financing. After receiving a Small Finance Bank license from the Reserve Bank of India (RBI) in 2015, it commenced operations as AU Small Finance Bank in April 2017. The bank offers a comprehensive suite of banking products including savings and current accounts, fixed deposits, various loan products (vehicle, home, personal, business), insurance, investments, and digital banking solutions. It is committed to fostering financial inclusion by serving the unbanked and underbanked segments, particularly in rural and semi-urban areas, with a customer-centric approach and a robust technology backbone. The bank recently merged with Fincare Small Finance Bank, effective April 1, 2024.
The Jaipur headquarters serves as the primary center for corporate strategy, overall bank administration, operational control, technology development, and key decision-making processes for its pan-India operations.
Bank House is a modern corporate office designed to support a growing financial institution, fostering collaboration and efficiency. While specific architectural accolades are not widely publicized, it's equipped with contemporary facilities.
The work culture at AU Small Finance Bank, particularly at its headquarters, is characterized by its entrepreneurial spirit, customer-first philosophy, and a focus on innovation and ethical banking practices. It aims to be an agile and responsive organization.
The Jaipur headquarters is significant as it represents the bank's origins and its commitment to growth from a regional NBFC to a national small finance bank. Its location in a rapidly developing city also provides access to a skilled talent pool.
AU Small Finance Bank's primary operations are concentrated within India. However, it serves Non-Resident Indians (NRIs) through a suite of NRI banking products, including NRE/NRO accounts and remittance services, accessible globally via its digital platforms. The bank does not currently operate physical international branches for general banking services.
Bank House, Mile 0, Ajmer Road
Jaipur
Rajasthan
India
Address: Office No 702, 7th Floor, The Capital, G Block, Bandra Kurla Complex (BKC), Bandra East, Mumbai - 400051, Maharashtra
To leverage Mumbai's status as India's financial capital for business development, access to capital markets, regulatory engagement, and attracting specialized financial talent.
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As of April 2025, AU SMALL FINANCE BANK' leadership includes:
AU SMALL FINANCE BANK has been backed by several prominent investors over the years, including:
AU Small Finance Bank has experienced notable leadership changes and board appointments in the last 12 months, including a new CFO and additions to its Board of Directors, aligning with its strategic growth and post-merger integration efforts.
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AU Small Finance Bank primarily uses a standard email format for its employees, typically combining the employee's first name and last name, separated by a dot. This format is common for professional communication within the organization and with external stakeholders.
[first].[last]@aubank.in
Format
priya.singh@aubank.in
Example
90%
Success rate
The Economic Times • April 1, 2024
The merger of AU Small Finance Bank and Fincare Small Finance Bank became effective from April 1, 2024. This strategic amalgamation aims to expand market reach, diversify product offerings, and create synergistic value, strengthening AU SFB's position in the Indian banking sector....more
Business Standard • May 3, 2024
AU Small Finance Bank announced its Q4 FY24 results, reporting a 13% year-on-year decline in net profit to Rs 371 crore. The bank attributed this to merger-related integration costs and higher operational expenses, while still showing robust growth in deposits and advances....more
Moneycontrol • May 20, 2024
Moody's Investors Service affirmed AU Small Finance Bank's Ba2 long-term local and foreign currency bank deposit ratings and Ba2 long-term issuer ratings. The outlook on these ratings remains stable, reflecting the bank's adequate capitalization and profitability despite near-term integration challenges....more
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